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Debt Collection, Garnishment, Repossession
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  Debt Collection
 
   Alaska Consumer Protection Act Decision from Alaska Superior Court
Recent decision from the Alaska Superior Court holding that lawyers are liable under Alaska's Consumer Protection Act when they are engaged in debt collecting. The full text of the order on motions for summary judgment can be read here.
By: Alaska Legal Services Corporation
 
    Other Formats:   This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. PDF File
  
   
   Debt Collectors -- What They Can, and Cannot, Do
Many debtors ask what debt collectors can and cannot do. This article gives a summary of their options and how you should respond to their activities.
By: Alaska Legal Services Corporation
 
  
   
   How Can I Stop Creditors From Harassing Me?

By: Alaska Legal Services Corporation
 
  
   
   Execution Procedure Judgment Creditor Booklet This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
This booklet lists the procedures for executing a debtor's collection against wages or certain kinds of personal property. It also lists the rights, exemptions, and procedures when a judgment has been entered against a person's wages or property.
By: Alaska Court System
  
   
   Notice of Garnishment and Notice of Right to Exemptions This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
This form is issued by the court when your wages are garnished, or attached, by a debt collection attempt. It tells you the amount of the judgment against you, and what portion of your wages may be garnished and what you may have a right to be exempt from garnishment.
By: Alaska Court System
  
   
   Repossession of Your Vehicle
These frequently asked questions help you to understand what may or may not be done when your vehicle has been repossessed. Your rights and responsibilities are addressed as are the rights and responsibilities of the repossessing creditor.
By: Alaska Legal Services Corporation
 
  
   
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  Facts for Consumers
 
   Don't Pay to Borrow Your Own Money: The Risks and Costs of Tax Refund Anticipation Loans This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Read this before you rush into one of those "Quick Refund" loans. It may cost you over 10% of your refund, and remember it is a loan and must be repaid. Even if the IRS denies or delays your refund or even if it is less than anticipated.
By: National Consumer Law Center

    Read this in: Chinese / 中文 , Russian / Pусский , Vietnamese / Tiếng Việt
  
   
   Consumer Credit Counseling of Alaska (Separate Website)
Consumer Credit Counseling of Alaska provides consumers with education in regards to credit counseling; debt management repayment plans; money management education; home ownership counseling /education and predatory lending. They are an approved HUD Housing Counseling Agency. Offices located in Anchorage and Fairbanks. Call 1-800-478-6501 to schedule an appointment today or submit info online at www.cccsofak.com
By: Consumer Credit Counseling Service of Alaska
  
   
   Sixteen Rules About Choosing Which Debts to Pay First (Separate Website)
You should direct your limited resources to what is most necessary for you or your family-- typically food, clothing, shelter and utility service. Unfortunately, there is no universally applicable list of the order in which debts should be paid. Everyone's situation will be different. Instead what follows are sixteen rules about how to set priorities, from Surviving Debt (National Consumer Law Center, 3rd ed. 1999).
By: National Consumer Law Center
  
   
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  Student Loan Information
 
   How Can I Manage My Student Loans?
Learning to manage your student loans is an important part of your education in preparation for your future. This Frequently Asked Questions and Answers is designed to help understand just what your responsibilities and rights are as well as just what a student loan is and how best to deal with them.
By: Alaska Legal Services Corporation
 
  
   
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