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  General Information
 
   Getting Your Credit Back on Track

By: Alaska Legal Services Corporation
 
  
   
   How Can I Stop Creditors From Harassing Me?

By: Alaska Legal Services Corporation
 
  
   
   Consumer Credit Counseling of Alaska (Separate Website)
Consumer Credit Counseling of Alaska provides consumers with education in regards to credit counseling; debt management repayment plans; money management education; home ownership counseling /education and predatory lending. They are an approved HUD Housing Counseling Agency. Offices located in Anchorage and Fairbanks. Call 1-800-478-6501 to schedule an appointment today or submit info online at www.cccsofak.com
By: Consumer Credit Counseling Service of Alaska
  
   
   Sixteen Rules About Choosing Which Debts to Pay First (Separate Website)
You should direct your limited resources to what is most necessary for you or your family-- typically food, clothing, shelter and utility service. Unfortunately, there is no universally applicable list of the order in which debts should be paid. Everyone's situation will be different. Instead what follows are sixteen rules about how to set priorities, from Surviving Debt (National Consumer Law Center, 3rd ed. 1999).
By: National Consumer Law Center
  
   
   Better Business Bureau (Separate Website)
Better Business Bureaus: Provide reports on business firms that will be helpful to you before making a purchase. The BBB system responds to millions of such inquiries each year; Provide information about charity groups and organizations; Help resolve consumers' disputes with businesses through telephone conciliation, mediation and arbitration; and Promote ethical business standards and voluntary self-regulation of business practices.
By: Better Business Bureau
  
   
   Complaint Instructions: Better Business Bureau (Separate Website)
This site explains how to make a complaint, links to the different type of complaint forms, what complaints the BBB does not handle, what happens when a complaint is filed, and how to respond to a complaint.
By: Better Business Bureau
  
   
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  Credit Reports
 
   What You Should Know About Your Credit Report
If you have ever applied for a credit card, a personal loan, insurance, or a job, there is probably a company keeping a credit file or credit report about you. This file contains information about where you live and work, how you pay your bills, or whether you have been sued, arrested, or have filed for bankruptcy.
By: Alaska Legal Services Corporation
 
  
   
   The Truth About Credit Reports & Credit Repair Companies This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
This brochure answers many questions about credit reports and credit repair. It gives information on who to contact, how to contact, and what to be cautious about when dealing with credit repair agencies.
By: National Consumer Law Center

    Read this in: Chinese / 中文 , Korean / 한국어 , Russian / Pусский , Spanish / EspaƱol , Vietnamese / Tiếng Việt
  
   
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  Protecting Your Credit and Identity
 
   How Do I Protect My Privacy?
Addresses to deal with junk mail, phone solicitors, and e-mail junk. Answers to frequently-asked questions about identity and credit protection.
By: Alaska Legal Services Corporation
 
  
   
   Reduce Your Risk (Separate Website)
Identity theft is becoming big business and a very real threat to all of us. Personal information in the wrong hands quickly can cost us. Here are some things you can do to help reduce the chances of being a victim of these scams and thefts.
By: U.S. Dept. of Education, Office of the Inspector General
  
   
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Information Not Legal Advice. This web site has been prepared for general information purposes only. The information on this web site is not legal advice. Legal advice is dependent upon the specific circumstances of each situation. Also, the law may vary from state to state, so that some information in this web site may not be correct for your jurisdiction. Finally, the information contained in this web site is not guaranteed to be up to date. Therefore, the information contained in this web site cannot replace the advice of competent legal counsel licensed in your state.

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