How to Save Money and Avoid Theft: Cashing Checks and Opening Bank Accounts
(Separate Website)
This brochure explains how and where to cash checks and offers other bank account tips.
By: National Consumer Law Center
Correcting Bank Account Errors
(Separate Website)
Here you can find helpful information and steps to take when you find an error on your bank account.
Listed are the appropriate steps to take and how to locate information.
By: Federal Insurance Depository Commission (FDIC)
What You Should Know About Your Credit Report
If you have ever applied for a credit card, a personal loan, insurance, or a job, there is probably a company keeping a credit file or credit report about you. This file contains information about where you live and work, how you pay your bills, or whether you have been sued, arrested, or have filed for bankruptcy.
By: Alaska Legal Services Corporation
Electronic Funds Transfer: What Senior Advocates Should Know About Electronic Deposit of Social Sec
(Separate Website)
In 1996, Congress passed a law requiring that the federal government make most payments, including Social Security and SSI payments, using electronic funds transfer (EFT). The federal government has been implementing the EFT law over the past few years. The EFT law may have caused some seniors, especially those who never have had a bank account or used an ATM, some anxiety
By: Federal Trade Commission
Social Security Representative Payment Program
(Separate Website)
The Representative Payment Program provides financial management for Social Security and SSI payments of beneficiaries who are incapable of managing their payments. Here you can find detailed information about the program and answers to frequently-asked questions.
By: Social Security Administration
Don't Pay to Borrow Your Own Money: The Risks and Costs of Tax Refund Anticipation Loans
(Separate Website)
Read this before you rush into one of those "Quick Refund" loans. It may cost you over 10% of your refund, and remember it is a loan and must be repaid. Even if the IRS denies or delays your refund or even if it is less than anticipated.
By: National Consumer Law Center
Read this in:
Chinese / 中文
,
Russian / Pусский
,
Vietnamese / Tiếng Việt
Tips for Seniors on Living Trusts
(Separate Website)
One of the most critical choices you will face is whether to get a living trust, will, or both. There are many unscrupulous companies that will try to convince you that a living trust is the best way to go. This may be true for some. But for many, a living trust will simply be a waste of precious resources. This fact sheet will give you basic information about living trusts and wills, and describes some of the most common scams.
By: National consumer Law Center
Guardianship and Conservatorship -- What You Need to Know
(Separate Website)
The Alaska Court System's Family Law Self-Help Center provides online information about guardianship and conservatorship. This site offers basic information, a link to the forms needed to start a guardianship/conservatorship case for an adult, and contact information if you have questions about guardianship in general.
By: Family Law Self-Help Center
100 Questions and Answers About Buying a New Home
(Separate Website)
An excellent website of Questions and Home Buying Answers.
By: U.S. Department of Housing and Urban Development
Accessibility Modification Grants
(Separate Website)
In partnership with local non-profits, AHFC provides funds to allow senior citizens, (those over 60 years of age) to make accessibility modifications to their homes, thereby extending their ability to live independently in the community.
By: Alaska Housing Finance Corporation
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(Separate Website)
