Know your rights and learn what you can do to help yourself
There are 13 resources
General Information
Buying a Used Car
Buying a used car can be confusing and difficult. A quick look may tell you a car is in bad condition, but you can't always tell just by looking. Some dealers hide things from you. Others mislead you. Here are some answers to questions you may have about buying a used car.
By: Legal Services Alabama
Buying a Used Car? Facts for Consumers
(Separate Website)
Before you start shopping for a car, do some homework. This site covers payment options, dealer sales, warranties, service contracts, private sales, and more. Read this in: Español By: U.S. Federal Trade Commission
10 Tips for Car Buyers
(Separate Website)
Read this information for ten useful tips to use when buying a car - including how to avoid binding mandatory arbitration in the contract.
By: CallBeforeYouBuy.com
Credit Insurance: Is It for You?
The next time you apply for a loan, the lender may ask if you want to buy credit insurance. The lender may even include it in your loan papers. Before you buy it, think about what you are paying - and what you are getting. Read this document for more information.
By: Legal Services Alabama
My New Car is a Lemon
Alabama law gives rights to people who buy defective new cars. This article talks about those rights. To learn about rights buyers of used cars have, see Buying a Used Car.
By: Legal Services Alabama
What to Do After an Automobile Accident
When do I have to report an accident? How do I report? How do I get a copy of the accident report? Who else do I have to call? What happens if the accident was my fault? This document answers these questions and more.
By: Legal Services Alabama
Title Pawns
What are Title Pawns? Who uses Title Pawns? Why shouldn't I make a Title Pawn? Answers to these questions and more are in this document.
By: Legal Services Alabama
Get Your Vehicle History From the State of Alabama
Need to know the title history for your car? Follow these steps to get the report from the State of Alabama.
By: Legal Services Alabama
Borrower Beware: The High Cost of Small Loans, Pawnbrokers and Rent-To-Own Stores
(Separate Website)
This brochure describes the high cost of different kinds of small loans - payday loans, pawning your car's title, and renting-to-own a TV, stereo, furniture or appliances.
(You must have Adobe Acrobat Reader on your computer to open this page of their website. Scroll down to the bottom of the page and click on the Get Acrobat Reader icon to download.)
By: National Consumer Law Center
Repossessions
If you bought something on credit or put up something you own as collateral, the creditor may have the right to repossess it. Cars are often repossessed. We use a car as an example for repossessions and answer questions about what you can do.
By: Legal Services Alabama
Executions
If you owe money to a person or business and cannot pay, they will try to collect. If a creditor sues you and gets a court judgment, the creditor may have the right to execute against your property. This document explains how a creditor does this and what you can do to protect your property.
By: Legal Services Alabama
What You Can Do to Protect Yourself Against Binding Mandatory Arbitration Agreements
How do I get a credit card without a binding arbitration agreement? How do I buy a car without signing an arbitration agreement? Read this for answers to these questions and more advice.
By: Public Citizen
Save Those Papers!
In order to protect your rights, you may need to use papers others have given you. This fact sheet tells you what papers you should save.
By: Legal Services Alabama
Adobe Acrobat Reader required. (If you are using a screen reader that does not support PDF format, copy the PDF link, and use the Access Adobe online form to convert this file to HMTL text.)
AlabamaLegalHelp.org is a project of Legal Services Alabama and the Legal Services Corporation. It is produced in cooperation with Pro Bono Net and legal services organizations, bar associations, community organizations and government agencies throughout Alabama and the United States.
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