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  Helping people in Alabama with low incomes solve legal problems  
 
Consumer Issues Consumer Issues > 
Repossession
  Know your rights and learn what you can do to help yourself
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   Debt Collection
What can I do if I don't have enough money to pay all I owe? What can the creditor do if I cannot pay? What if my bill is turned over to a debt collector? Answers to these questions and more are in this document.
By: Legal Services Alabama  
  
   
   Repossessions, Garnishments and Executions
If you owe money to a person or business and cannot pay, they will try to collect. If you bought something on credit, the creditor may have the right to repossess it. If the creditor sues you and gets a court judgment, the creditor may have the right to garnish your wages or execute against your property. This document explains when a creditor can do these things and what you can do to protect your property.
By: Legal Services Alabama  
  
   
   Save Those Papers!
In order to protect your rights, you may need to use papers others have given you. This fact sheet tells you what papers you should save.
By: Legal Services Alabama  
  
   
 
   
 
 

AlabamaLegalHelp offers legal information, not legal advice.  We try hard to make sure this website accurately explains your rights and options.  However, the site does not apply the law to your personal facts.  For this sort of legal advice, you should call a lawyer.  To apply for free legal services in Alabama, call the Legal Services Alabama office that is closest to where you live OR call toll-free 1-866-456-4995.

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