Know your rights and learn what you can do to help yourself
There are 7 resources
Borrower Beware: The High Cost of Small Loans, Pawnbrokers and Rent-To-Own Stores
(Separate Website)
This brochure describes the high cost of different kinds of small loans - payday loans, pawning your car's title, and renting-to-own a TV, stereo, furniture or appliances.
(You must have Adobe Acrobat Reader on your computer to open this page of their website. Scroll down to the bottom of the page and click on the Get Acrobat Reader icon to download.)
By: National Consumer Law Center
Buying a Used Car
Buying a used car can be confusing and difficult. A quick look may tell you a car is in bad condition, but you can't always tell just by looking. Some dealers hide things from you. Others mislead you. Here are some answers to questions you may have about buying a used car.
By: Legal Services Alabama
Dangers of Co-Signing a Loan
Should I co-sign a loan? What happens when I co-sign? If I decide to co-sign despite the risks, what should I do? This document answers these questions.
By: Legal Services Alabama
Filing a Consumer Complaint in Alabama
(Separate Website)
This website includes tips on how to resolve a complaint. Also has instructions on how to file a complaint by writing a letter or filling out a form online. Includes Alabama's Consumer Hotline telephone numbers.
By: Alabama Attorney General's Office
My New Car is a Lemon
Alabama law gives rights to people who buy defective new cars. This article talks about those rights. To learn about rights buyers of used cars have, see Buying a Used Car.
By: Legal Services Alabama
Repossessions, Garnishments and Executions
If you owe money to a person or business and cannot pay, they will try to collect. If you bought something on credit, the creditor may have the right to repossess it. If the creditor sues you and gets a court judgment, the creditor may have the right to garnish your wages or execute against your property. This document explains when a creditor can do these things and what you can do to protect your property.
By: Legal Services Alabama
Save Those Papers!
In order to protect your rights, you may need to use papers others have given you. This fact sheet tells you what papers you should save.
By: Legal Services Alabama
Adobe Acrobat Reader required. (If you are using a screen reader that does not support PDF format, copy the PDF link, and use the Access Adobe online form to convert this file to HMTL text.)
AlabamaLegalHelp offers legal information, not legal advice.We try hard to make sure this website accurately explains your rights and options.However, the site does not apply the law to your personal facts.For this sort of legal advice, you should call a lawyer.To apply for free legal services in Alabama, call the Legal Services Alabama office that is closest to where you live OR call toll-free 1-866-456-4995.
AlabamaLegalHelp.org is a project of Legal Services Alabama and the Legal Services Corporation. It is produced in cooperation with Pro Bono Net and legal services organizations, community organizations and government agencies throughout Alabama and the United States.
(Separate Website)
