Free Health Insurance for Pregnant Women and for Children
by: Legal Services Alabama
Who can get Medicaid under SOBRA?
- Pregnant women
- If their incomes are less than 133% of the Federal Poverty Level.
- For a family of three, the monthly income limit is $1,784.
- Children under age 6
- If their family's income is below 133% of the Federal Poverty Level.
- For a family of four, the monthly income limit is $2,145.
- Children between the ages of 6 and 19
- If their family's income is below 100% of the Federal Poverty Level.
- For a family of three, the monthly income limit is $1,341.
If my income is too high for Medicaid, can my child get free health insurance?
- Yes. You child can get free health insurance under the ALLKids Program if your income is less than 150% of the Federal Poverty Level.
- For a household of three people, the monthly income limit is $2,012.
- If your household income falls between 150% and 200% of the Federal Poverty Level, you can buy your children health insurance under the ALLKids Program for a small fee.
- For a household of three people, the monthly income limit is $2,682.
- The annual premium is only $50-$60 per child for the first three children; there is no additional premium for 4 or more children.
- Additionally, you may have a co-pay of up to $5.00 per service.
- In September 2003 and again several months later, the Health Department put a freeze on the ALLKids program. Right now, there is no freeze. If you apply now, your children will go on a waiting list that is only one or two weeks long.
Where do I apply for this free health insurance?
- To apply for Medicaid and for ALLKids, go to your County Health Department.
- SOBRA case workers are at some hospitals, and the regional Medicaid Offices also take applications for Medicaid.
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