Derecho al Acceso a Informes de Crédito Gratuitos
(Separate Website)
Una nueva enmienda a la ley federal llamada la Ley de Informe Justo de Crédito (Fair Credit Reporting Act, FCRA) requiere que, a su pedido, cada una de las compañías de informe del consumidor a nivel nacional le provea cada 12 meses una copia gratuita de su informe de crédito. La ley FCRA promueve la exactitud y privacidad de la información contenida en los registros de las compañías de informe del consumidor. La Comisión Federal de Comercio (Federal Trade Commission, FTC), la agencia nacional de protección del consumidor, es la encargada de dar cumplimiento a la ley FCRA en lo que se refiere a las compañías de informe del consumidor.
Por: Federal Trade Commission
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