Cobranza Imparcial de Deudas
(Separate Website)
Si usted usa tarjetas de crédito, adeuda dinero por un préstamo personal, o está pagando una hipoteca sobre una casa, usted es un ?deudor.? Si usted se demora en pagarle a sus acreedores, o se comete un error en sus cuentas, usted podría ser contactado por un ?cobrador de deudas.? Usted debería saber que en cualquiera de estas situaciones, una ley llamada Fair Debt Collection Practices Act que trata sobre la cobranza imparcial de deudas, requiere que los cobradores de deudas lo traten justamente y prohibe ciertos métodos de cobranza de deudas. Por supuesto, la ley no borra cualquier deuda legítima que usted adeude. Este folleto responde a preguntas comúnmente formuladas acerca de sus derechos bajo la Ley Fair Debt Collection Practices Act.
Por: Federal Trade Commission
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