Consumer Handbook on Adjustable Rate Mortgages
(Separate Website)
With a fixed-rate mortgage, the interest stays the same during the life of the loan. But with an Adjustable Rate Mortgage, the interest rate changes periodically, and your payments may go up or down. This brochure helps you to understand Adjustable Rate Mortgages.
By: Federal Reserve Board
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Spanish / Espaņol
Georgia Department of Banking and Finance Website
(Separate Website)
The Georgia Department of Banking and Finance (Department) is the state agency that regulates and examines banks, credit unions and trust companies which are chartered by the State. The Department also has regulatory and/or licensing authority over mortgage brokers and lenders, check cashers, sale of check companies, money transmitters, international banking organizations, and bank holding companies conducting business in Georgia.
By: Georgia Department of Banking and Finance
Home Loan Guaranty Services for Veterans and the Military
(Separate Website)
This website contains information about: (1) the VA Home Loan program, (2) the Loan Guaranty Services, (3) Specially Adapted Housing for Disabled Veterans, (4) VA - Approved Lenders, (5) Refinancing Opportunities, and much more.
By: Department of Veterans' Affairs
Looking for the Best Mortgage
(Separate Website)
Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage--whether it?s a home purchase, a refinancing, or a home equity loan--is a product, just like a car, so the price and terms may be negotiable. You?ll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating may save you thousands of dollars. Skip to
By: Federal Reserve Board
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Spanish / Espaņol
EarnBenefits Online
(Separate Website)
How to get free checking accounts, homebuying resources, repairing your credit
By: Seedco
After a Disaster: Repairing Your Home
(Separate Website)
If your house has been damaged by a natural disaster - flood, fire, snow/ice, tornado or earthquake - chances are you're on the hunt for a reputable contractor to help with repair and restoration. Inevitably, the demand for qualified contractors after a disaster usually exceeds the supply. Enter the home repair rip-off artist, who may overcharge, perform shoddy work or skip town without finishing your job.
By: Federal Trade Commission
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Spanish / Espaņol
EarnBenefits Online
(Separate Website)
How to get free checking accounts, homebuying resources, repairing your credit
By: Seedco
Frequently Asked Questions about Homeowners' Insurance
(Separate Website)
This web page answers common questions about homeowners' insurance. Homeowners insurance provides the policyholder protection for damage or loss to his or her dwelling, its contents and additional living expense. Further, it protects that policyholder from claims of others generated by his or her alleged negligent acts of commission or omission or those of relatives residing in that household.
By: Georgia Department of Insurance
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Spanish / Espaņol
Frequently Asked Questions of the Georgia Property Tax Division
(Separate Website)
This web site contains information about Georgia Property Taxes.
By: Georgia Department of Revenue
Georgia Consumer's Guide to Home Improvements
(Separate Website)
Are you considering making any improvements to your home? If so, select the contractor with great care. To avoid many of the common pitfalls of remodeling, think about: (1) What you want to have done. (2) What it will realistically take to do the job. (3) How much you are willing to spend and what type of professional you want to do the job.
By: Governor's Office of Consumer Affairs
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Spanish / Espaņol
Georgia State Fire Code
(Separate Website)
This Georgia State Minimum Standard Code (the International Fire Code) establishes regulations affecting or relating to structures, processes and premises and safeguards from the hazards of fire and explosion arising from the storage, handling or use of structures, materials or devices; from conditions hazardous to life, property or public welfare in the occupancy of structures or premises; and from fire hazards in the structure or on the premise from occupancy or operation. It also applies to the construction, extension, repair, alteration or removal of fire suppression and alarm systems.
By: Georgia.gov
Georgia Taxpayer Bill of Rights
(Separate Website)
Basic information about your rights as a taxpayer, your rights during an audit, your rights to dispute any determinations that you owe taxes.
By: Georgia Department of Revenue
Home and Personal Property Disaster Loans
(Separate Website)
If you are in a declared disaster area and are the victim of a disaster, you may be eligible for financial assistance from the U.S. Small Business Administration - even if you don't own a business. As a homeowner, renter and/or personal-property owner, you may apply to the SBA for a loan to help you recover from a disaster.
By: U.S. Small Business Administration
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Spanish / Espaņol
Home Improvement Scams Alert
(Separate Website)
Many low-income elderly homeowners are targeted by scam artists who use high pressure tactics to sell unneeded and overpriced contracts for "home improvements." Often these scam artists charge more than their quoted prices or their work does not live up to their promises. When the senior refuses to pay for shoddy or incomplete work, the contractor or an affiliated lender threatens foreclosure on the senior's home.
By: National Consumer Law Center
Home Repairs - How to Avoid Getting Ripped Off
This document discusses basic issues relating to home repairs and helps you avoid getting ripped off.
By: Atlanta Legal Aid Society
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Chinese / 中文
,
Vietnamese / Tiếng Việt
Information about Property Taxes in Georgia
(Separate Website)
This section provides specific information on property taxation in the various counties in Georgia. Use the pulldown menu to select a county. Information is provided for each county on the following topics: (1) Location of Courthouse, (2) Local Tax Officials, (3) Property Tax Returns, (4) Homestead Exemptions, (4) Freeport Exemptions, (5) Ad Valorem Tax Payments, (6) Valuation Appeals, (7) Ad Valorem Tax Refunds, (8) Motor Vehicle Registration, (9) Mobile Home Taxation, (10) Intangible Recording Tax. Taxpayers that have questions about the information presented on these pages should contact their local tax officials.
By: Georgia Department of Revenue
Mortgage and Foreclosure Relief: Answers for Reservists, Guardsmen and Other Milit
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Intake Workers
(Separate Website)
