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There are 4 resources  
  Bankruptcy Information
 
   Federal Trade Commission - New Bankruptcy Law (Separate Website)
An article by FTC that explains the new bankruptcy requirement and offers tips for choosing a credit counselor.
By: Federal Trade Commission (FTC)
  
   
   Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) (Separate Website)
The Department of Justice provides information about the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA).
By: Department of Justice
  
   
   Debt Collection: What You Should Know This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
This brochure provides a summary of your rights when dealing with creditors and some guidelines for determining what debts should be given a priority in a financial crisis. Even when you do not have the money to pay your bills, you do not have to be subjected to collector pressure tactics.
By: Legal Aid Society of Hawai`i - Honolulu  
  
   
   Federal Tax Debts: Your Options This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
This brochure is useful if you have a tax debt with the IRS.
By: Legal Aid Society of Hawai`i - Honolulu  
  
   
 
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