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There are 53 resources
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Credit Information
  Family Credit Information
 
   Credit and Divorce (Separate Website)
Information about credit issues in a divorce. If you have recently been through a divorce—or are contemplating one—you may want to look closely at issues involving credit. Understanding the different kinds of credit accounts opened during a marriage may help illuminate the potential benefits—and pitfalls—of each.
By: Federal Trade Commission
  
   
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  Other Credit Information
 
   Choosing and Using Credit Cards This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
This brochure is meant to give you general information about credit cards and not to give you specific advice about your case.
By: Legal Aid Society of Hawai`i - Honolulu
 
  
   
   Credit - An FTC Consumer Law Web Site (Separate Website)
This website contains over 100 documents that deal with credit issues, including credit scams, privacy issues, identity theft, electronic banking and credit cards. The web site also contains information for businesses. The documents may be viewed and printed from the screen or printed in PDF format.
By: Federal Trade Commission
  
   
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Debt Collection Issues
  General Automobile Issues
 
   Car Problems (New, Used, Leases, Repairs, etc.) (Separate Website)

By: Consumer Action & Information Center of Hawai`i
  
   
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  Hawai`i's Lemon Law
 
   Hawai`i Lemon Law Statutes (Separate Website)
Sections of the Hawai`i Revised Statutes that related to Hawai`i's Lemon Law.
By: Autopedia: The Automotive Encyclopedia
  
   
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  Repossession of Personal Property
 
   Repossession of Personal Property This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Use this brochure if have personal property (including a car, furniture, etc.) that is being repossessed by your creditor.
By: Legal Aid Society of Hawai`i - Honolulu
 
  
   
   1099-C: Cancellation of Debt Form This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Use this brochure if: you received a "1099-C: Cancellation of Debt" form in the mail and you want to know what you need to do.
By: Legal Aid Society of Hawai`i - Honolulu
 
  
   
   Choices That Can Get You Into Trouble This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
This brochure provides useful information on how to avoid problems with your debts.
By: Legal Aid Society of Hawai`i - Honolulu
 
  
   
   Credit - An FTC Consumer Law Web Site (Separate Website)
This website contains over 100 documents that deal with credit issues, including credit scams, privacy issues, identity theft, electronic banking and credit cards. The web site also contains information for businesses. The documents may be viewed and printed from the screen or printed in PDF format.
By: Federal Trade Commission
  
   
   Debt Collection: Cease Contact Letters Packet with Instructions This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
This brochure shows you how to use a Cease Contact Letter with creditors and collection agencies.
By: Legal Aid Society of Hawai`i - Honolulu
 
  
   
   Federal Tax Debts: Your Options This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
This brochure is useful if you have a tax debt with the IRS.
By: Legal Aid Society of Hawai`i - Honolulu
 
  
   
   Illegal Debt Collection Conduct by Creditors This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
This brochure lists many types of illegal debt collection harassment. This will help you to demand that the collector stop its harassment. If you suffered financial, physical or even emotional harm from the illegal collection harassment, you might consider suing the collector.
By: Legal Aid Society of Hawai`i - Honolulu
 
  
   
   My Creditor is Cancelling My Debt (I Got an IRS 1099C Cancellation of Debt Form) This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Use this brochure if you received a "1099-C: Cancellation of Debt" form in the mail, AND you want to know what you need to do.
By: Legal Aid Society of Hawai`i - Honolulu
 
  
   
   My Creditors Are Harassing Me: What Can I Do? This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
This brochure includes sample letters you can use to write to your creditors and/or collection agencies to tell them to stop harassing you.
By: Legal Aid Society of Hawai`i - Honolulu
 
  
   
   Rules About Choosing Which Debts to Pay First This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Prepared by National Consumer Law Center. Reformatted for use by Legal Aid Society of Hawaii.
By: Legal Aid Society of Hawai`i - Honolulu
 
  
   
   What to Do If You Have Joint Debts This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
This brochure includes a sample letter you can use to let your creditor know that you do not want to be responsible for any further charges made by the other person on your account.
By: Legal Aid Society of Hawai`i - Honolulu
 
  
   
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Home Ownership & Foreclosure
  Buying a Home
 
   Tips on Buying a Home (Separate Website)

By: Department of Housing and Urban Development
  
   
   HUD pre-purchase Homeownership Counseling Project This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
A brochure outlining Legal Aid's pre-purchase counseling project with is a collaborative effort between Legal Aid and HUD to prepare first time home purchasers.
  
   
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  Other Helpful Information
 
   Abusive Lending Information (Separate Website)

By: Federal Trade Commission
  
   
   Home Loan Guaranty Services (Separate Website)
Information on the Department of Veteran Affairs (VA) Home Loan Program.
By: Department of Veterans Affairs
  
   
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