LawHelp Legal Information search results for Consumer and Small Claims Court

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	Consumer and Small Claims Court > Credit Reports and Credit Access


	Explaining the Law and Providing Self-Help Information for Low-Income Iowans

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	Payday Loans: An Expensive Way to Borrow Money Payday loan businesses extend credit by giving cash in exchange for a check which is dated for some time in the future, also called a post-dated check. If you figure the interest rate on these loans the same way banks calculate interest rates on their loans, the Annual Percentage Rates you pay for these loans can range from 145% - 6442%!!!!! By: Iowa Legal Aid


	The Basic Rules of Credit Cards Using a credit card to cover a major purchase or essential family living expense is generally a bad idea. Credit cards should only be used as a source of funding for emergencies such as car repairs, or for short-term loans for large purchases only. By: Iowa Legal Aid


	Watch Your Wallet! Getting into a debt-rut is a lot easier than getting out of it. Here are some tips about special pitfalls common to high-priced debt . By: Iowa Legal Aid


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