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   Changes in Bankruptcy Law that affect the Low-Income
Congress made some changes in bankruptcy law. They go into effect October 17, 2005. Find out which changes most affect low-income people.
By: Southeast Louisiana Legal Services
 
  
   
   Attorney General's Consumer Protection Section (Separate Website)
The Consumer Protection Section of the Attorney General's office is responsible for enforcing Louisiana's consumer protection laws. This site has information and other resources, including a link to the page where you can learn about how to file a complaint about a consumer issue.
By: State of Louisiana
  
   
   Avoid Foreclosure (Separate Website)
Learn more about what you may be able to do to avoid foreclosure.
By: KnowYourOptions.com (Fannie Mae)
  
   
   Avoid foreclosure rescue scams! Tips from the Federal Trade Commission (FTC)
See the information page and video.
By: Federal Trade Commission -- FTC

    Other Formats:   Separate Website
  
   
   Avoid foreclosure rescue scams! Tips from the Federal Trade Commission (FTC)
Watch this video to learn more about foreclosure rescue scams and how to avoid becoming a victim.
By: Federal Trade Commission -- FTC
  
   
   Bankruptcy Basics for Cases Filed Before Oct. 17, 2005 This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)

By: Administrative Office, U.S. Courts
  
   
   Bankruptcy Basics for Cases Filed on or after Oct. 17, 2005 This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)

By: United States Bankruptcy Court
  
   
   Consumer Brochures for Seniors -- Free (Separate Website)
Brochures for seniors about scams, debt collectors, and more.
By: National Consumer Law Center
  
   
   Consumer Information Brochures -- Free (Separate Website)
Go to this page on the National Consumer Law Center to download free brochures about many issues, including credit reports, debt collection, foreclosure and more.
By: National Consumer Law Center
  
   
   Credit Counseling and Debtor Education for People Filing for Bankruptcy (Separate Website)
See this information from the U.S. Trustee Program about Credit Counseling and Debtor Education requirements for people who file for bankruptcy. See the January 2008 notice about areas affected by Hurricane Katrina.
By: U.S. Trustee Program, U.S. Department of Justice
  
   
   Debt Collection: Know Your Rights. Federal Trade Commission (FTC)
Watch this video from the FTC to learn more about your rights when it comes to debt collection.
By: Federal Trade Commission
  
   
   File a Complaint with the FTC. Federal Trade Commission (FTC)
Watch this video from the Federal Trade Commissions Bureau of Consumer Protection to find out more about how to file a consumer complaint.
By: Federal Trade Commission
  
   
   Filing for Bankruptcy Without an Attorney (Separate Website)
This page has information for those trying to file for bankruptcy on their own. The courts warn that the system is hard to get around without a lawyer, so there is also information about where to get legal help.
By: US Bankruptcy Courts
  
   
   Foreclosure -- the Process in Louisiana
Find out more about foreclosure here.
By: Southeast Louisiana Legal Services
 
    Other Formats:   This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. PDF File
  
   
   Guide to Avoiding Foreclosure (Separate Website)
Information and resources from HUD to help you avoid foreclosure and keep your home.
By: US Dept. of Housing and Urban Development - HUD

    Read this in: Spanish / Español
  
   
   Home Finance and Sales - Federal Consumer Information Center (Separate Website)
See this list of resources available from the Federal Consumer Information Center about home financing and related issues.
By: Federal Consumer Information Center
  
   
   How the New Credit Card Law Protects Consumers This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Find out more here about changes in the law and credit cards.
By: National Consumer Law Center
  
   
   How to Get Legal Help/Como Obtener Ayuda Legal
Information in English and Spanish about how to get help from programs that offer free help to qualified people. This slide show has an audio track in Spanish. Lea aquí para aprender cómo obtener ayuda gratis con problemas legales, ayuda de los programas para las personas de ingresos bajos.
By: Southeast Louisiana Legal Services
 
    Read this in: Spanish / Español
  
   
   Lawyer Referral and Information (Separate Website)
Here is a link to the Lawyer Referral and Information page from the site of the Louisiana State Bar Association. Here are the individual numbers listed on that site: Lawyer Referral Numbers Baton Rouge: (225)344-9926 Lafayette (337)237-4700 Lake Charles: (337)436-3308 New Orleans (504)561-8828 Shreveport: (318)222-0720
By: Louisiana State Bar Association
  
   
   Making Home Affordable site (Separate Website)
See the announcement from HUD about a new website (makinghomeaffordable.gov) with information about President Obama's plan to help homeowners.
By: HUD - U.S. Department of Housing and Urban Development.
  
   
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Información en Español sigue el Inglés. 

Click to hear a sound recording of this information.  

Information Not Legal Advice. This web site has been prepared for general information purposes only. The information on this web site is not legal advice. Legal advice depends on the specific facts of each situation. Some information in this web site may not be correct for where you are.  The information in this web site is not guaranteed to be up-to-date.  The information in this web site cannot replace the advice of competent legal counsel licensed in your state.

Lawyer Advertising. In some jurisdictions this web site may be considered lawyer advertising. The hiring of a lawyer is an important decision that should not be based solely upon advertisements.

Any listing of an attorney does not constitute a recommendation of the attorney. Before hiring any attorney, you should investigate the attorney's reputation and qualifications.

Links. This web site contains links to other resources on the Internet. Those links are provided as citations and aids to help you identify and locate other Internet resources that may be of interest, and are not intended to state or imply that we sponsor or are affiliated or associated with the persons or entities who created such sites, nor are the links intended to state or imply that we are legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links.

E-mail. Viewing this Web site, or transmitting an e-mail message through this Web site, does not create an attorney-client relationship. Sending e-mail to an attorney mentioned in this site does NOT create an attorney-client relationship between you and the attorney. Unless you are already a client of the attorney, your e-mail may NOT be protected by the attorney-client privilege. Moreover, unless it is encrypted, e-mail can be intercepted by persons other than the recipient. Deadlines are extremely important in most legal matters. You may lose important legal rights if you do not hire an attorney immediately to advise you. Many people do not check their e-mail daily, and some attorneys do not respond to unsolicited e-mail from non-clients.

 

Information, Not Legal Advice. 

Esto es solamente información, no es consejo legal.

 

This web site has been prepared for general information purposes only. The information on this web site is not legal advice. Legal advice depends on the specific facts of each situation. Some information in this web site may not be correct for where you are.  The information in this web site is not guaranteed to be up-to-date.  The information in this web site cannot replace the advice of competent legal counsel licensed in your state.

 

Este sitio del Internet fue preparado para dar solamente información.  La información en este sitio no es consejo legal.  Consejo legal depende de los datos específicos y las circunstancias de cada situación.  Es posible que alguna información en este sitio no comporte con el área o la jurisdicción donde usted vive.  Es posible que la información en este sitio no esté corriente.  La información en este sitio no puede sustituir el consejo de un abogado competente y licenciado en su estado.

Lawyer Advertising. In some jurisdictions this web site may be considered lawyer advertising. The hiring of a lawyer is an important decision that should not be based solely upon advertisements.

Propaganda de Abogados. En algunas jurisdicciones, este sitio puede ser considerado propaganda de abogados. Contratar con un abogado es una decisión importante que no debe depender solamente sobre anuncios.

Any listing of an attorney does not constitute a recommendation of the attorney. Before hiring any attorney, you should investigate the attorney's reputation and qualifications.

Información sobre un abogado no es una recomendación del abogado.  Antes de contratar con un abogado, usted debe investigar la reputación y las capacidades del abogado.

Links. This web site contains links to other resources on the Internet. Those links are provided as citations and aids to help you identify and locate other Internet resources that may be of interest, and are not intended to state or imply that we sponsor or are affiliated or associated with the persons or entities who created such site, nor are the links intended to state or imply that we are legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links.

Conexiones. Este sitio tiene conexiones a otros recursos del Internet.  El sitio ofrece estos conexiones para ayudarle identificar y localizar otros recursos del Internet que pueden ser beneficiosos.  Estas conexiones no declaran o insinúan que nosotros patrocinamos o que estamos asociados con las personas o entidades que han creado cualquier otro sitio. Los conexiones no declaran o insinúan que nosotros podemos legalmente usar cada nombre de comercios, marca registrada, logotipo, sello legal, o símbolo de los derechos reservados de autor que estén reflejados en las conexiones.

E-mail. Viewing this Web site, or transmitting an e-mail message through this Web site, does not create an attorney-client relationship. Sending e-mail to an attorney mentioned in this site does NOT create an attorney-client relationship between you and the attorney. Unless you are already a client of the attorney, your e-mail may NOT be protected by the attorney-client privilege. Moreover, unless it is encrypted, e-mail can be intercepted by persons other than the recipient. Deadlines are extremely important in most legal matters. You may lose important legal rights if you do not hire an attorney immediately to advise you. Many people do not check their e-mail daily, and some attorneys do not respond to unsolicited e-mail from non-clients.

Correo Electrónico.  Si usted mira este sitio, o si usted envía un mensaje de correo electrónico por este sitio,  esta acción no crea un relación entre abogado y cliente.  Usted no tiene relación entre abogado y cliente si usted envía correo electrónico a un abogado que el sitio mencionado.  Si usted no es un cliente del abogado, es posible que su correo electrónico a este abogado no tendrá protección del privilegio entre abogados y clientes.  Si su correo electrónico no tiene clave secreta electrónica, es posible que su correo electrónico pueda ser interceptado por otras personas que no son el recipiente. 

Fechas topes son muy importantes en la mayoría del los asuntos legales. Usted puede perder derechos importantes si usted no contrata con un abogado inmediatamente quien le pueda dar consejo legal. Muchas personas no miran el correo electrónico cada día, y algunos abogados no responden a correo electrónico que no es solicitado de las personas que no son clientes.

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