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Consumer Issues Consumer Issues > 
Foreclosures, Home Loans, Scams
  Questions and answers about common legal problems.

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There are 46 resources
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   Help for Tenants, Homeowners and Homeless Persons (Separate Website)
Here are links and other information from the National Housing Law Project targeted to tenants, homeowners and homeless people.
By: National Housing Law Project
  
   
   Home Finance and Sales - Federal Consumer Information Center (Separate Website)
See this list of resources available from the Federal Consumer Information Center about home financing and related issues.
By: Federal Consumer Information Center
  
   
   Home Loan Scams: Borrower Beware This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
What you need to know to avoid bad loan deals or "predatory loans"
By: Elder Law Task Force & Southeast Louisiana Legal Services
  
   
   Housing Justice Network (Separate Website)
HJN focuses on public and subsidized housing, Section 8 assistance, single family housing foreclosures, fair housing, CDBG and HOME programs, the housing programs of the Rural Housing Service, and more
  
   
   How to Get Legal Help/Como Obtener Ayuda Legal
Information in English and Spanish about how to get help from programs that offer free help to qualified people. This slide show has an audio track in Spanish. Lea aquí para aprender cómo obtener ayuda gratis con problemas legales, ayuda de los programas para las personas de ingresos bajos.
By: Southeast Louisiana Legal Services
 
    Read this in: Spanish / Español
  
   
   HUD -- Settlement Costs of Buying a Home (Separate Website)
Here HUD explains settlement costs in buying a home.
By: U.S. Department of Housing and Urban Development
  
   
   HUD AND CPSC ISSUE GUIDANCE ON REPAIRING HOMES WITH PROBLEM DRYWALL (Separate Website)
Information from the government for those struggling to deal with problem drywall in their homes.
By: U.S. Dept. of Housing and Urban Dev./Consumer Product Safety Commission
  
   
   HUD Homebuying Guide (Separate Website)
See this brochure for information about the steps to buying a HUD home, including help finding out how much house you can afford.
By: US Dept. of Housing and Urban Development -- HUD

    Read this in: Spanish / Español
  
   
   HUD: Don't be a victim of loan fraud! (Separate Website)
Find out from HUD how you can help protect yourself from loan fraud, including predatory lenders who may prey on the elderly, low-income people and others.
By: U.S. Department of Housing and Urban Development
  
   
   Infiormation about Health Care Products and Services (Separate Website)
Find out about health care products and services and how to avoid scams and fraud on this site sponsored by the Federal Trade Commission.
By: Federal Trade Commission
  
   
   Know Who is calling -- Phone Fraud and Identity Theft (Separate Website)
Don't be a victim of fraudsters on the phone! See "Who?s Calling? Recognize & Report Phone Fraud." Here is information from the Federal Trade Commission about how you can protect yourself from people who use the phone to commit fraud and to prey on senior citizens and other consumers.
By: Federal Trade Commission
  
   
   Lawyer Referral and Information (Separate Website)
Here is a link to the Lawyer Referral and Information page from the site of the Louisiana State Bar Association. Here are the individual numbers listed on that site: Lawyer Referral Numbers Baton Rouge: (225)344-9926 Lafayette (337)237-4700 Lake Charles: (337)436-3308 New Orleans (504)561-8828 Shreveport: (318)222-0720
By: Louisiana State Bar Association
  
   
   Making Home Affordable site (Separate Website)
See the announcement from HUD about a new website (makinghomeaffordable.gov) with information about President Obama's plan to help homeowners.
By: HUD - U.S. Department of Housing and Urban Development.
  
   
   Money Help from MyMoney.gov (Separate Website)
See this information about you and your money from the U.S. Financial Literacy and Education Commission. Tips about scams and ripoffs, too.
By: U.S. Financial Literacy and Education Commission
  
   
   Money Matters site from the Federal Trade Commission (Separate Website)
Information about you and your money: scam watch, credit cards, managing your money, dealing with debt, your home, and jobs.
By: Federal Trade Commission

    Read this in: Spanish / Español
  
   
   Mortgage Debt -- Questions and Answers
Find out more about your mortgage.
By: Southeast Louisiana Legal Services
 
    Other Formats:   This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. PDF File
  
   
   MyMoney.gov -- Helpful Information from the U.S. Government (Separate Website)
See this site about money matters, from the U.S. Financial Literacy and Education Commission. Includes tips for avoiding scams, like foreclosure rescue scams and loan scams.
By: U.S. Financial Literacy and Education Commission
  
   
   Phishing Scams -- the Federal Trade Commission tells you how to watch out.
Watch this video from the Federal Trade Commission to learn more about "phishing" scams and how to avoid them.
By: Federal Trade Commission
  
   
   Practical Advice on Housing Law (Separate Website)
This ABA webpage offers "Practical Law" information on different legal problems, including housing problems such as buying, selling or renting.
By: American Bar Association
  
   
   PreventLoanScams.org (Separate Website)
Find out about how to spot and report a loan scam with information, from the Lawyers' Committee for Civil Rights Under Law and others.
By: Loan Modification Scam Prevention Network
  
   
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Información en Español sigue el Inglés. 

Click to hear a sound recording of this information.  

Information Not Legal Advice. This web site has been prepared for general information purposes only. The information on this web site is not legal advice. Legal advice depends on the specific facts of each situation. Some information in this web site may not be correct for where you are.  The information in this web site is not guaranteed to be up-to-date.  The information in this web site cannot replace the advice of competent legal counsel licensed in your state.

Lawyer Advertising. In some jurisdictions this web site may be considered lawyer advertising. The hiring of a lawyer is an important decision that should not be based solely upon advertisements.

Any listing of an attorney does not constitute a recommendation of the attorney. Before hiring any attorney, you should investigate the attorney's reputation and qualifications.

Links. This web site contains links to other resources on the Internet. Those links are provided as citations and aids to help you identify and locate other Internet resources that may be of interest, and are not intended to state or imply that we sponsor or are affiliated or associated with the persons or entities who created such sites, nor are the links intended to state or imply that we are legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links.

E-mail. Viewing this Web site, or transmitting an e-mail message through this Web site, does not create an attorney-client relationship. Sending e-mail to an attorney mentioned in this site does NOT create an attorney-client relationship between you and the attorney. Unless you are already a client of the attorney, your e-mail may NOT be protected by the attorney-client privilege. Moreover, unless it is encrypted, e-mail can be intercepted by persons other than the recipient. Deadlines are extremely important in most legal matters. You may lose important legal rights if you do not hire an attorney immediately to advise you. Many people do not check their e-mail daily, and some attorneys do not respond to unsolicited e-mail from non-clients.

 

Information, Not Legal Advice. 

Esto es solamente información, no es consejo legal.

 

This web site has been prepared for general information purposes only. The information on this web site is not legal advice. Legal advice depends on the specific facts of each situation. Some information in this web site may not be correct for where you are.  The information in this web site is not guaranteed to be up-to-date.  The information in this web site cannot replace the advice of competent legal counsel licensed in your state.

 

Este sitio del Internet fue preparado para dar solamente información.  La información en este sitio no es consejo legal.  Consejo legal depende de los datos específicos y las circunstancias de cada situación.  Es posible que alguna información en este sitio no comporte con el área o la jurisdicción donde usted vive.  Es posible que la información en este sitio no esté corriente.  La información en este sitio no puede sustituir el consejo de un abogado competente y licenciado en su estado.

Lawyer Advertising. In some jurisdictions this web site may be considered lawyer advertising. The hiring of a lawyer is an important decision that should not be based solely upon advertisements.

Propaganda de Abogados. En algunas jurisdicciones, este sitio puede ser considerado propaganda de abogados. Contratar con un abogado es una decisión importante que no debe depender solamente sobre anuncios.

Any listing of an attorney does not constitute a recommendation of the attorney. Before hiring any attorney, you should investigate the attorney's reputation and qualifications.

Información sobre un abogado no es una recomendación del abogado.  Antes de contratar con un abogado, usted debe investigar la reputación y las capacidades del abogado.

Links. This web site contains links to other resources on the Internet. Those links are provided as citations and aids to help you identify and locate other Internet resources that may be of interest, and are not intended to state or imply that we sponsor or are affiliated or associated with the persons or entities who created such site, nor are the links intended to state or imply that we are legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links.

Conexiones. Este sitio tiene conexiones a otros recursos del Internet.  El sitio ofrece estos conexiones para ayudarle identificar y localizar otros recursos del Internet que pueden ser beneficiosos.  Estas conexiones no declaran o insinúan que nosotros patrocinamos o que estamos asociados con las personas o entidades que han creado cualquier otro sitio. Los conexiones no declaran o insinúan que nosotros podemos legalmente usar cada nombre de comercios, marca registrada, logotipo, sello legal, o símbolo de los derechos reservados de autor que estén reflejados en las conexiones.

E-mail. Viewing this Web site, or transmitting an e-mail message through this Web site, does not create an attorney-client relationship. Sending e-mail to an attorney mentioned in this site does NOT create an attorney-client relationship between you and the attorney. Unless you are already a client of the attorney, your e-mail may NOT be protected by the attorney-client privilege. Moreover, unless it is encrypted, e-mail can be intercepted by persons other than the recipient. Deadlines are extremely important in most legal matters. You may lose important legal rights if you do not hire an attorney immediately to advise you. Many people do not check their e-mail daily, and some attorneys do not respond to unsolicited e-mail from non-clients.

Correo Electrónico.  Si usted mira este sitio, o si usted envía un mensaje de correo electrónico por este sitio,  esta acción no crea un relación entre abogado y cliente.  Usted no tiene relación entre abogado y cliente si usted envía correo electrónico a un abogado que el sitio mencionado.  Si usted no es un cliente del abogado, es posible que su correo electrónico a este abogado no tendrá protección del privilegio entre abogados y clientes.  Si su correo electrónico no tiene clave secreta electrónica, es posible que su correo electrónico pueda ser interceptado por otras personas que no son el recipiente. 

Fechas topes son muy importantes en la mayoría del los asuntos legales. Usted puede perder derechos importantes si usted no contrata con un abogado inmediatamente quien le pueda dar consejo legal. Muchas personas no miran el correo electrónico cada día, y algunos abogados no responden a correo electrónico que no es solicitado de las personas que no son clientes.

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