Dealing with Debt Booklet This booklet is a brief guide to help families make good financial and legal decisions when dealing with debt, debt collectors, and credit reporting agencies.
By: Minnesota Legal Services Coalition State Support Center
College Grant Scams
(Separate Website)
These days, more and more students seek grants, loans, and other forms of financial aid to fund
their education. Unfortunately, some fraudulent
operators look to take advantage of students.
By: Minnesota Attorney General's Office
Co-Signing a Loan
(Separate Website)
By: Federal Trade Commission (FTC)
Home Equity Stripping
(Separate Website)
One result of the poor economy is that the number of foreclosures is growing. Unfortunately, there are people looking to take advantage of homeowners forced into foreclosure.
By: Minnesota Attorney General's Office
Income Based Repayment Plan
(Separate Website)
Income Based Repayment (IBR) is a new repayment plan for the major types of federal loans made to students.
By: U.S. Department of Education
Loan Forgiveness for Public Service Employees
(Separate Website)
Under this program, borrowers may qualify for forgiveness of the remaining balance due on their eligible federal student loans after they have made 120 payments on those loans under certain repayment plans while employed full time by certain public service employers.
By: Minnesota Department of Education
Need a Loan? Think Twice About Using Your Home As Collateral
(Separate Website)
Private Mortgage Insurance Fact Sheet
(Separate Website)
If someone offered you the option to spend $200-$350 now and in return save $20 to $100 per month for years to come, you probably would think it is a scam. If you are a homeowner, however, you may actually qualify for such a deal.
By: Minnesota Attorney General's Office
Reverse Mortgages
(Separate Website)
By: Federal Trade Commission (FTC)
Scholarship and Financial Aid Scams
(Separate Website)
Through high-pressure sales seminars and other methods, some unscrupulous companies purport to guarantee or promise scholarships, grants and other financial aid for a fee, but deliver little or none of the promised assistance.
By: Minnesota Attorney General's Office
Student Loan Consolidation
(Separate Website)
In many situations, loan consolidation can reduce the number of loans and the overall payment. In some cases, however, fraudulent operators have taken advantage of consumers.
By: Minnesota Attorney General's Office
Where do I find information about my consumer/tax problem?
Click on the statement that is closest to your problem and get directed to a fact sheet with information on this topic.
By: Minnesota Legal Services Coalition State Support Center
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