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  Fact Sheets
 
   All About Credit Reports This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Fact Sheet C-6
By: Legal Aid Society of Minneapolis

    Other Formats:   HTML
    Read this in: Spanish / Español
  
   
   Credit Card Billing Rights

By: Senior Law Project - Southern Minnesota Regional Legal Services
 
  
   
   Dealing With Debt
Questions to answers about debt and debt collection.
By: Senior Law Project - Southern Minnesota Regional Legal Services
 
  
   
   Spousal Liability for Debts
Answers to questions about rules on responsibility for debts of spouse.
By: Senior Law Project - Southern Minnesota Regional Legal Services
 
  
   
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  Question & Answer Column
 
   Debt Management Services

By: Senior Law Project - Southern Minnesota Regional Legal Services
 
  
   
   Identity Theft
I'm wondering if there are ways I can be pro-active and take further steps to protect my identity...
By: Legal Aid Service of Northeastern Minnesota-Duluth
 
  
   
   What can I do if I cannot afford to pay my credit card debt?
My living expenses have increased and I can't afford the minimum balance payments on my credit card. Now a collection agency has been calling me every day demanding payment. What can I do?
By: Legal Aid Service of Northeastern Minnesota-Duluth
 
  
   
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  Booklets
 
   The Credit Handbook This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
A comprehensive look at credit: how to get a copy of your credit reports, articles about many credit issues, link to the FTC (Federal Trade Commission) and more.
By: Minnesota Attorney General's Office
  
   
   Dealing with Debt Booklet This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
This booklet is a brief guide to help families make good financial and legal decisions when dealing with debt, debt collectors, and credit reporting agencies.
By: Minnesota Legal Services Coalition State Support Center
  
   
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  Other Helpful Resources
 
   Beware of Credit Reporting Products This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
If you receive a mailing or a telemarketing solicitation from a company that promises credit card protection, watch out.
By: Minnesota Attorney General's Office
  
   
   Credit and Divorce This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
If you've recently been through a divorce, or are contemplating one, you may want to look closely at issues involving credit.
By: Federal Trade Commission (FTC)
  
   
   Credit and Your Consumer Rights This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)

By: Federal Trade Commission (FTC)

    Read this in: Spanish / Español
  
   
   Credit Cards vs. Debit Cards This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
This federal law establishes procedures to promptly correct billing mistakes and protects you from credit card fraud.
By: Minnesota Attorney General's Office
  
   
   Credit Reports This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Credit reports contain information about the credit history of each individual consumer, such as bill payment history, number of credit cards, and total debt.
By: Minnesota Attorney General's Office
  
   
   Credit Scoring This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Creditors use credit scores to determine if consumers are eligible for credit and at what interest rate they may receive a mortgage or other form of credit.
By: Minnesota Attorney General's Office
  
   
   Equal Credit Opportunity (Separate Website)

By: Federal Trade Commission (FTC)
  
   
   Getting Credit (Separate Website)

By: Federal Trade Commission (FTC)

    Read this in: Spanish / Español
  
   
   How to Get a FREE Copy of Your Credit Report This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)

By: Minnesota Attorney General's Office
  
   
   Minnesota's Identity Theft Freeze Law This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Identity thieves hit pay dirt when they use their victim's good credit history to open a wide variety of new accounts, then skip out on the bills...
By: Minnesota Attorney General's Office
  
   
   Out of Work? How to Deal with Creditors This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

By: Federal Trade Commission (FTC)

    Read this in: Spanish / Español
  
   
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