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There are 12 resources  
  Fact Sheets
 
   Don't Give Away Your Tax Refund This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Fact Sheet T-3
By: Legal Aid Society of Minneapolis

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    Read this in: Amharic / Amharic , Arabic / العربية , Cambodian / Khmer , Hmong / Hmoob , Korean / 한국어 , Laotian / ພາສາລາວ , Oromo / Afaan Oromo , Russian / Pусский , Somali / Soomaali , Spanish / Español , Vietnamese / Tiếng Việt
  
   
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  Question & Answer Column
 
   I plan to file my taxes soon, and I believe I will be receiving a refund...
Being elderly and on a fixed income, I could really use the refund. I heard that if I go to a tax preparer, they may be able to give me my refund on the spot. Is this true and how does it work?
By: Legal Aid Service of Northeastern Minnesota-Duluth
 
  
   
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  Booklets
 
   Dealing with Debt Booklet
This booklet is a brief guide to help families make good financial and legal decisions when dealing with debt, debt collectors, and credit reporting agencies.
By: Minnesota Legal Services Coalition State Support Center

    Other Formats:   This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. PDF File
  
   
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  Other Helpful Resources
 
   Abusive and Predatory Lending This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
The Attorney General's Office warns consumers to beware of abusive and predatory lending practices. Offers coming from abusive lenders or brokers may seem like a good deal initially, but they often bring future hardship.
By: Minnesota Attorney General's Office
  
   
   Borrower Beware: The High Cost of Small Loans, Pawn Brokers and Rent-to-Own Stores This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)

By: National Consumer Law Center (NCLC)

    Read this in: Chinese / 中文 , Russian / Pусский , Spanish / Español
  
   
   Consumer Action Handbook This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
In this handbook, the GSA's Office of Citizen Services brings you the latest information on your consumer rights and responsibilities.
By: General Services Administration
  
   
   Home Equity Stripping This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
One result of the poor economy is that the number of foreclosures is growing. Unfortunately, there are people looking to take advantage of homeowners forced into foreclosure.
By: Minnesota Attorney General's Office
  
   
   Instant Tax Refunds and Other Loans This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
As tax return season approaches, some tax preparation companies advertise that they can process "instant" or "fast" tax refunds for their customers.
By: Minnesota Attorney General's Office
  
   
   Payday Loans = Costly Cash (Separate Website)

By: Federal Trade Commission (FTC)

    Read this in: Spanish / Español
  
   
   Poor Credit Means Higher Interest Rates (Separate Website)
How to avoid bad loans.
By: Consumer Action

    Read this in: Spanish / Español , Vietnamese / Tiếng Việt
  
   
   The Truth About Advance-Fee Loan Scams This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)

By: Federal Trade Commission (FTC)

    Read this in: Spanish / Español
  
   
   Using Credit Wisely After Bankruptcy This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)

By: National Consumer Law Center (NCLC)
  
   
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