LawHelp Legal Information search results for Consumer and Debt

	Consumer and Debt > Credit and Credit Reports


	GENERAL LEGAL INFORMATION ABOUT YOUR RIGHTS

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Fact Sheets

All About Credit Reports This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

Fact Sheet C-6
By: Legal Aid Society of Minneapolis
Other Formats:

HTML
Read this in: Spanish / Español

Credit Card Billing Rights

By: Senior Law Project - Southern Minnesota Regional Legal Services

Dealing With Debt
Questions to answers about debt and debt collection.
By: Senior Law Project - Southern Minnesota Regional Legal Services

Spousal Liability for Debts
Answers to questions about rules on responsibility for debts of spouse.
By: Senior Law Project - Southern Minnesota Regional Legal Services

Question & Answer Column

Debt Management Services

By: Senior Law Project - Southern Minnesota Regional Legal Services

Identity Theft
I'm wondering if there are ways I can be pro-active and take further steps to protect my identity...
By: Legal Aid Service of Northeastern Minnesota-Duluth

What can I do if I cannot afford to pay my credit card debt?
My living expenses have increased and I can't afford the minimum balance payments on my credit card. Now a collection agency has been calling me every day demanding payment. What can I do?
By: Legal Aid Service of Northeastern Minnesota-Duluth

Booklets

The Credit Handbook This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
A comprehensive look at credit: how to get a copy of your credit reports, articles about many credit issues, link to the FTC (Federal Trade Commission) and more.
By: Minnesota Attorney General's Office

Dealing with Debt Booklet
This booklet is a brief guide to help families make good financial and legal decisions when dealing with debt, debt collectors, and credit reporting agencies.
By: Minnesota Legal Services Coalition State Support Center
Other Formats:

PDF File

Other Helpful Resources

Beware of Credit Reporting Products This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
If you receive a mailing or a telemarketing solicitation from a company that promises credit card protection, watch out.
By: Minnesota Attorney General's Office

Consumer Action Handbook This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
In this handbook, the GSA's Office of Citizen Services brings you the latest information on your consumer rights and responsibilities.
By: General Services Administration

Credit and Divorce This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
If you've recently been through a divorce, or are contemplating one, you may want to look closely at issues involving credit.
By: Federal Trade Commission (FTC)

Credit and Your Consumer Rights This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)

By: Federal Trade Commission (FTC)
Read this in: Spanish / Español

Credit Cards vs. Debit Cards This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
This federal law establishes procedures to promptly correct billing mistakes and protects you from credit card fraud.
By: Minnesota Attorney General's Office

Credit Issues with Divorce (Separate Website)

By: University of Minnesota Extension

Credit Reports This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
Credit reports contain information about the credit history of each individual consumer, such as bill payment history, number of credit cards, and total debt.
By: Minnesota Attorney General's Office

Credit Scoring This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
Creditors use credit scores to determine if consumers are eligible for credit and at what interest rate they may receive a mortgage or other form of credit.
By: Minnesota Attorney General's Office

Equal Credit Opportunity (Separate Website)

By: Federal Trade Commission (FTC)

Getting Credit (Separate Website)

By: Federal Trade Commission (FTC)
Read this in: Spanish / Español

Have You Looked At Your Credit Report Lately? This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)

By: Minnesota Attorney General's Office

Adobe Acrobat Reader required. (If you are using a screen reader that does not support PDF format, copy the PDF link, and use the Access Adobe online form to convert this file to HMTL text.)

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