LawHelp Legal Information search results for Consumer and Debt > Payday Loans, Tax Refunds, and Predatory Lending

	Consumer and Debt > Payday Loans, Tax Refunds, and Predatory Lending


	GENERAL LEGAL INFORMATION ABOUT YOUR RIGHTS

Click on the title of the resource to see it.

There are 12 resources

Fact Sheets

Don't Give Away Your Tax Refund - English This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

Fact Sheet T-3
By: Legal Aid Society of Minneapolis
Other Formats:

HTML
Read this in: Amharic / Amharic , Arabic / العربية , Cambodian / Khmer , Hmong / Hmoob , Korean / 한국어 , Laotian / ພາສາລາວ , Oromo / Afaan Oromo , Russian / Pусский , Somali / Soomaali , Spanish / Español , Vietnamese / Tiếng Việt

Question & Answer Column

I plan to file my taxes soon, and I believe I will be receiving a refund...
Being elderly and on a fixed income, I could really use the refund. I heard that if I go to a tax preparer, they may be able to give me my refund on the spot. Is this true and how does it work?
By: Legal Aid Service of Northeastern Minnesota-Duluth

Booklets

Dealing with Debt Booklet This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

This booklet is a brief guide to help families make good financial and legal decisions when dealing with debt, debt collectors, and credit reporting agencies.
By: Minnesota Legal Services Coalition State Support Center

Other Helpful Resources

Abusive and Predatory Lending This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
The Attorney General's Office warns consumers to beware of abusive and predatory lending practices. Offers coming from abusive lenders or brokers may seem like a good deal initially, but they often bring future hardship.
By: Minnesota Attorney General's Office

Borrower Beware: The High Cost of Small Loans, Pawn Brokers and Rent-to-Own Stores This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)

By: National Consumer Law Center (NCLC)
Read this in: Chinese / 中文 , Russian / Pусский , Spanish / Español

Home Equity Stripping This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
One result of the poor economy is that the number of foreclosures is growing. Unfortunately, there are people looking to take advantage of homeowners forced into foreclosure.
By: Minnesota Attorney General's Office

Instant Tax Refunds and Other Loans This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
As tax return season approaches, some tax preparation companies advertise that they can process "instant" or "fast" tax refunds for their customers.
By: Minnesota Attorney General's Office

Payday Loans = Costly Cash (Separate Website)

By: Federal Trade Commission (FTC)
Read this in: Spanish / Español

Poor Credit Means Higher Interest Rates (Separate Website)
How to avoid bad loans.
By: Consumer Action
Read this in: Spanish / Español , Vietnamese / Tiếng Việt

The Truth About Advance-Fee Loan Scams This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)

By: Federal Trade Commission (FTC)
Read this in: Spanish / Español

Using Credit Wisely After Bankruptcy This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)

By: National Consumer Law Center (NCLC)

Where do I find information about my consumer/tax problem?
Click on the statement that is closest to your problem and get directed to a fact sheet with information on this topic.
By: Minnesota Legal Services Coalition State Support Center

Read this in: Spanish / Español


Adobe Acrobat Reader required. (If you are using a screen reader that does not support PDF format, copy the PDF link, and use the Access Adobe online form to convert this file to HMTL text.)

The information on this website is not legal advice.

The content of LawHelpMN.org ("this website") is intended for general information purposes only, and is not legal advice. Legal advice depends on the specific facts and circumstances of each individual's situation. Those seeking specific legal advice or assistance should contact an attorney.

The information on this website is only a summary of the law.

The content of this website may not contain complete statements of the law, and may contain information that applies only to Minnesota. We do not guarantee or warrant its accuracy because the law changes frequently, and may differ from place to place. Always contact an attorney to get complete, accurate, and up-to-date legal advice.

You may lose your legal rights if you miss deadlines.

Deadlines are extremely important in many legal situations. You may lose important legal rights if you do not act promptly. Contact an attorney for legal advice and for information about possible deadlines.

We are not responsible for the content of other websites.

This website provides links to other websites as a convenience to users. The other websites are responsible for the content found there, and we do not guarantee that the information on these websites is accurate, up-to-date, or relevant to your situation. Also, the fact that a link to another website is provided on this website does not mean that we endorse or recommend the other website.

Using this site does not establish an attorney-client relationship.

Viewing this website or sending an email message or survey response through this website does not create an attorney-client relationship. Generally, an attorney-client relationship is created by a written agreement between you and an attorney in which the attorney agrees to provide you with legal representation. Information sent by email may not be treated as confidential. An attorney should be contacted by telephone or in person, if possible.

Copyright Statement

Users of this website may download and print materials maintained within the website for personal, non-commercial use only. Materials linked to from the website and maintained on other websites may be protected by copyright, trademark, patent, or other intellectual property rights. The fact that we link to these other materials does not grant you a license to use those materials in any way that is inconsistent with the copyright protections of those materials; you are responsible for complying with applicable laws.

Lawyer Advertising Statement

Listings of attorneys on this website should not be considered lawyer advertising. Retaining the services of an attorney is an important decision that should not be based solely upon advertisements. Any listing of an attorney on this website is not a recommendation of the attorney. Before retaining the services of an attorney, you should investigate their qualifications and reputation.

LawHelpMN.org is a project of: