Income and Property Protected from Creditors
What types of property and income are protected from creditors when they are collecting debts?
By: Senior Law Project - Southern Minnesota Regional Legal Services
Dealing With Debt
Questions to answers about debt and debt collection.
By: Senior Law Project - Southern Minnesota Regional Legal Services
Spousal Liability for Debts
Answers to questions about rules on responsibility for debts of spouse.
By: Senior Law Project - Southern Minnesota Regional Legal Services
What Types of Property are Exempt from Creditors?
Unexpected medical bills, the death of a spouse, or a sudden reduction of income due to a forced retirement can generate more debts than a senior citizen on a fixed income can pay.
By: Senior Law Project - Southern Minnesota Regional Legal Services
Am I Liable for My Husband's Debts?
My husband recently died, leaving behind an unpaid credit card debt. Now I am getting telephone calls from a collection agency telling me that I am responsible for my husband's credit card debt. What can I do?
By: Legal Aid Service of Northeastern Minnesota-Duluth
Debt Management Services
By: Senior Law Project - Southern Minnesota Regional Legal Services
What can I do if I cannot afford to pay my credit card debt?
My living expenses have increased and I can't afford the minimum balance payments on my credit card. Now a collection agency has been calling me every day demanding payment. What can I do?
By: Legal Aid Service of Northeastern Minnesota-Duluth
Are debt management services companies scams?
Not all debt management services companies are scams, but you should definitely examine them closely before you decide to business with them.
By: Legal Aid Service of Northeastern Minnesota-Duluth
Do I have to use the sale proceeds of my home to pay off a judgment-lien?
I plan on selling my home to purchase a condominium nearer to my children, but there is a judgment-lien on my home. Do I have to use the sale proceeds of my home to pay off this judgment-lien?
By: Legal Aid Service of Northeastern Minnesota-Duluth
Your Options After Receiving a Summons and Complaint for Credit Card Debt
I just received a Summons and Complaint in the mail regarding a credit card debt that I owe. I simply could not afford to pay back the credit card debt; now I am being sued. What should I do?
By: Legal Aid Service of Northeastern Minnesota-Duluth
The Credit Handbook
(Separate Website)
A comprehensive look at credit: how to get a copy of your credit reports, articles about many credit issues, link to the FTC (Federal Trade Commission) and more.
By: Minnesota Attorney General's Office
Dealing with Debt Booklet This booklet is a brief guide to help families make good financial and legal decisions when dealing with debt, debt collectors, and credit reporting agencies.
By: Minnesota Legal Services Coalition State Support Center
Beware of Phony Collection Scams
(Separate Website)
Americans are now more in debt than at any other time in history. The recent and dramatic increase in consumer debt has spawned hundreds of new credit-related scams.
By: Minnesota Attorney General's Office
Co-Signing a Loan
(Separate Website)
By: Federal Trade Commission (FTC)
Credit and Divorce
(Separate Website)
If you've recently been through a divorce, or are contemplating one, you may want to look
closely at issues involving credit.
By: Federal Trade Commission (FTC)
Debt Collection
(Separate Website)
Important information about your rights in debt collection.
By: Minnesota Attorney General's Office
Fair Debt Collection
(Separate Website)
The Federal Trade Commission (FTC), the nation's consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you. Here are some questions and answers about your right under the Act.
By: Federal Trade Commission (FTC)
Other Formats:
PDF File
Read this in:
Spanish / Español
Adobe Acrobat Reader required. (If you are using a screen reader that does not support PDF format, copy the PDF link, and use the Access Adobe online form to convert this file to HMTL text.)
Home 
Get Legal Help
HTML
Choose Another Location
