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	Consumer > Credit and Credit Reports


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Forms

Free Online Credit Report (Separate Website)
You can now receive 3 free credit reports a year!
By: AnnualCreditReport.com

Information

Advertisements Promising Debt Relief May Be Offering Bankruptcy (Separate Website)
Tips about ads that promise debt relief.
By: Federal Trade Commission (FTC)

Avoiding Credit and Charge Card Fraud This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
Steps you can take to help avoid fraud.
By: Federal Trade Commission (FTC)

Credit and Divorce This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
Information on credit and how it is affected by a divorce.
By: Federal Trade Commission (FTC)

Credit and Your Consumer Rights This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
Information on Credit and the Federal Laws in place to protect consumers.
By: Federal Trade Commission (FTC)

Need Credit or Insurance? Your Credit Score Helps Determine What You'll Pay (Separate Website)
Information on Credit Scores and why your Credit Score can change what you pay for credit and insurance.
By: Federal Trade Commission (FTC)

Get Smart About Credit This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
A guide to understanding how much debt is too much debt.
By: Montana State University Extension

How to Dispute Credit Report Errors This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
How to correct and dispute errors on your credit report. A sample letter is included.
By: Federal Trade Commission (FTC)

Selecting a Credit Card This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
What to know when selecting a credit card.
By: Montana State University Extension

Credit Cards
Information on Credit Card fees and interest rates. Tips on how to keep from sinking into deep Credit Card debt.
By: Montana Legal Services Association (MLSA)

Adobe Acrobat Reader required. (If you are using a screen reader that does not support PDF format, copy the PDF link, and use the Access Adobe online form to convert this file to HMTL text.)

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