Learn about the law and your legal rights in North Carolina. Find self-help resources to resolve your legal problems without a lawyer.
There are 129 resources
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Basic Landlord-Tenant Law (Not Federal Housing)
Self-Help
Digs, Dwellings, and Domiciles This handbook published by Legal Aid of NC and UNC-Wilmington explores the basic tenets of landlord-tenant law and contains a special focus on student housing and fraternity/sorority houses.
By: Legal Aid of NC and University of North Carolina at Wilmington
Landlords and Tenants
(Separate Website)
This printable brochure offers a basic overview of landlord-tenant law in North Carolina, which explains your rights and responsibilities as a landlord, and also your rights and responsibilities as a tenant.
By: North Carolina Bar Association
Read this in:
Spanish / Español
Relocation Assistance to Tenants Displaced from Their Homes
(Separate Website)
This guide explains in a step-by-step fashion your rights and responsibilities as a tenant who has been displaced by government action.
By: US Department of Housing and Urban Development
Ten Tips on Tenant Security Deposits
(Separate Website)
Real Estate agents who engage in property management or who themselves own rental property often unintentionally violate the law because they are not fully aware of the requirements of the Real Estate License Law and the North Carolina Tenant Security Deposit Act. The following are ten tips to help property managers remain in compliance with the laws regarding security deposits.
By: North Carolina State Government
The Eviction Process This publication by Legal Aid of NC explains the laws surrounding eviction in North Carolina, what your landlord can and cannot do to you, what to expect in court, and how to appeal if you lose.
By: Legal Aid of North Carolina
Tips on Dealing With Financial Matters
(Separate Website)
This guide published by Legal Aid of North Carolina offers important tips on dealing with Financial Matters, such as tips on handling financial matters, tips on signing important papers, and tips on dealing with Welfare and other agencies.
By: Legal Aid of North Carolina
What To Do If You Are Being Evicted
(Separate Website)
There are steps you should take when being evicted by a landlord, this site will take you through them.
By: Disability Rights NC
Landlord/Tenant Handout
(Separate Website)
A very good guide on what things you should know as a landlord or a new tenant that covers issues like: signing the lease, inspection, repairs, and a few other things.
By: North Carolina State University
North Carolina Statutes
(Separate Website)
The North Carolina General Assembly is offering access to the Statutes on the Internet as a service to the public. These statutes are the general laws that govern North Carolina's legal system.
By: North Carolina General Assembly
Renter's Assistance
(Separate Website)
Looking for an apartment or house to rent? It can be both exciting - and frustrating. Click the link to read more about it.
By: U.S. Department of Housing and Urban Development
Read this in:
Spanish / Español
Fair Housing Rights for People with Disabilities Tri-fold brochure in PDF format that explains the rights of disabled persons under the federal and state Fair Housing Acts.
By: Legal Aid of North Carolina
Housing Discrimination: Your Rights to Fair Housing Tri-fold PDF brochure describing your rights to fair housing under the federal Fair Housing Act. The brochure includes examples of illegal discrimination.
By: Legal Aid of North Carolina
Landlord/Tenant Law
Basic laws for landlords as well as tenants about eviction, paying rent, and other general issues
By: North Carolina Justice Center
Do You Need Legal Help?
(Separate Website)
This will explain who is eligible for our services, what kind of cases Legal Aid normally handles, some examples of them, and how to locate an office near you.
By: Legal Aid of North Carolina
Buying a Home in North Carolina
(Separate Website)
This brochures contains important legal information about buying a home in North Carolina.
By: North Carolina Bar Association
Making Home Affordable Program
(Separate Website)
This comprehensive site offers information on a number of programs as well as allowing you to connect with free HUD-approved counseling organizations, and locate free events in your area
Finding a Home to Buy
(Separate Website)
Looking for a home is an exciting project, one which will take time to thoroughly research. Do you know what you want in a home? How will you match what you are looking for in a home with the features that the homes on the market have? The following is a list of some of the items you may consider: (1) Size of home, number of bedrooms, baths, (2) Region of the country; which city? (3) Location of home; is it close to schools and shopping? (4) Type of home, (5) Age of home
This web site contains more information about these types of considerations.
By: Ginnie Mae
Homeownership in North Carolina
(Separate Website)
Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.
By: U.S. Dept. of Housing and Development
Read this in:
Spanish / Español
Buying vs. Renting a Home
(Separate Website)
There are many advantages to buying a home versus renting one. This web site helps you compare the two situations. View these advantages in the Buy vs. Rent Comparison Chart, or view a financial comparison of buying versus renting in the Buy vs. Rent Calculator.
By: Ginnie Mae
Federal Mortgage Programs
(Separate Website)
This document contains information about federal programs to help you purchase your own home with a low-cost mortgage.
HUD's Federal Housing Authority (FHA) has mortgage insurance to help you become a homeowner. FHA doesn't actually make loans. Instead, it insures loans so that if buyers default for some reason, the lenders will get their money. This encourages lenders to give mortgages to people who might not otherwise qualify for a loan. You may be able to get an FHA loan 3% down, or even less! Talk to an FHA-approved lender about itto see if an FHA loan might be right for you.
By: U.S. Department of Housing and Urban Development (HUD)
Fair Housing--Equal Opportunity for All
(Separate Website)
The North Carolina Fair Housing Act makes it illegal to discriminate in housing because of race, color, religion, sex, national origin, physical or mental handicaps, or family status. The law applies to the sale, rental and financing of residential housing.
By: NC Department of Administration
100 Questions and Answers About Buying a New Home
This web page from the web site of the Department of Housing and Urban Development, answers common questions about buying new homes.
By: U.S. Department of Housing and Urban Development
Other Formats:
Separate Website
Read this in:
Spanish / Español
Common Questions of First-time Homebuyers
(Separate Website)
This document contains frequently asked questions that first-time homebuyers have about purchasing a home.
By: U.S. Department of Housing and Urban Development
Read this in:
Spanish / Español
HUD Homes (Answers to Common Questions)
(Separate Website)
This web page explains how to buy a HUD Home and provides links to properties that are available near you for purchase from HUD. When someone with a mortgage insured by the Department of Housing and Urban Development (HUD) can't meet their payments, the lender forecloses on the home. HUD pays the lender what is owed and HUD takes ownership of the home. Then HUD sells it at market value as quickly as possible.
By: U.S. Department of Housing and Urban Development
Questions and Answers on Fair Housing
(Separate Website)
The purpose of the fair housing laws is to
protect a person?s right to own, sell, purchase,
or rent housing of his or her choice without fear
of unlawful discrimination. This pamphlet will focus primarily on the fair housing laws as they are applied in the State of North Carolina.
By: North Carolina Real Estate Commission
Shopping For Your Home
(Separate Website)
This short (HUD) video will instruct viewers on assessing how much of a home you can afford, working with a real estate agent and what happens once you find the home you want to buy.
By: Department of Housing and Urban Development
Shopping For Your Loan
(Separate Website)
Once you've found the home of your dreams, the next step is to shop for a mortgage loan. This video will help consumers use the good faith estimate (GFE), which is a form that spells out the terms of a loan offer, to shop for the best loan for them. Consumers will learn how to use the GFE to determine how long an interest rate is available for a particular loan and how to identify key loan terms and costs of a particular loan offer.
By: Department of Housing and Urban Development
Closing the Deal
(Separate Website)
This video walks consumers through the actual closing process including how to make sure the loan they were offered closely matches what they encounter at the settlement table.
By: Department of Housing and Urban Development
North Carolina Statutes
(Separate Website)
The North Carolina General Assembly is offering access to the Statutes on the Internet as a service to the public. These statutes are the general laws that govern North Carolina's legal system.
By: North Carolina General Assembly
Do You Need Legal Help?
(Separate Website)
This will explain who is eligible for our services, what kind of cases Legal Aid normally handles, some examples of them, and how to locate an office near you.
By: Legal Aid of North Carolina
Avoiding Predatory Lending
(Separate Website)
Follow this guide to protect yourself from predatory mortgage (loan) lenders.
By: NC Housing Finance Agency
Facts about Farmworkers
(Separate Website)
This web page contains basic information about farmworkers' (1) Economic Contribution, (2) Legal Status, (3) Wages and Benefits, (4) Health and Social Services, (5) Legislative Protection and (6) Housing.
By: National Center for Farmworker Health
Farmworkers and Colonia Communities
(Separate Website)
Workers in colonias are often struggle with issues found in "third world" countries (sub-standard living/working conditions). HUD sheds some light on the issue with general information and statistics.
By: U.S. Department of Housing and Urban Development
Read this in:
Spanish / Español
H-2A Temporary Agricultural Workers
(Separate Website)
The H-2A program allows U.S. employers to bring foreign nationals to the United States to fill temporary agricultural jobs for which U.S. workers are not available. This outlines the process and procedures workers must follow to be eligible.
H-2B Agricultural Workers
(Separate Website)
This guide from the DOL outlines who is covered, the basic requirements, rights of the workers, and a few other things under the agriculural worker "blanket."
By: U.S. Department of Labor
North Carolina Statutes
(Separate Website)
The North Carolina General Assembly is offering access to the Statutes on the Internet as a service to the public. These statutes are the general laws that govern North Carolina's legal system.
By: North Carolina General Assembly
Farmworkers Rights in North Carolina
(Separate Website)
North Carolina is one of the largest users of farmworker labor in the country, Legal Aid provides a great educational resource that tells about some of the conditions they work in and the amount of pay they earn for their hard work.
By: Legal Aid of North Carolina
Know Your Rights (A Guide for Farmworkers in North Carolina)
(Separate Website)
This brochure explains your rights as a farmworker in North Carolina.
Legal Rights of Non-H2A Workers
(Separate Website)
This pamphlet published by the North Carolina Farmworker Health Program explains your rights as a non-H2A worker in areas such as housing, field sanitation, workers' compensation and wages.
By: NC Farmworker Health Program
Avoiding Foreclosure Scams
(Separate Website)
With all of the people trying to take advantage of homeowners in foreclosure situations, this site will tell you how to prevent that from happening to you.
Preventing Foreclosure
(Separate Website)
Whether you're in foreclosure now or worried
about it in the future, we have information that can help.
By: U.S. Dept. of Housing and Urban Development
HUD Resources for Homeless People
(Separate Website)
Homelessness is a problem that affects many people in America. If you are homeless yourself and need help or if you want to learn more about homelessness and how you can help, we have information for you.
By: U.S. Department of Housing and Urban Development
Making Home Affordable Program
(Separate Website)
This comprehensive site offers information on a number of programs as well as allowing you to connect with free HUD-approved counseling organizations, and locate free events in your area
Common Foreclosure Terminology
(Separate Website)
If you're going through a foreclosure, here are some words that might come up and their meanings.
Foreclosure in North Carolina: Common questions and answers
(Separate Website)
This document describes the process of non-judicial foreclosures in North Carolina, including what happens after a home is sold in foreclosure.
By: Legal Aid of North Carolina
North Carolina Statutes
(Separate Website)
The North Carolina General Assembly is offering access to the Statutes on the Internet as a service to the public. These statutes are the general laws that govern North Carolina's legal system.
By: North Carolina General Assembly
Do You Need Legal Help?
(Separate Website)
This will explain who is eligible for our services, what kind of cases Legal Aid normally handles, some examples of them, and how to locate an office near you.
By: Legal Aid of North Carolina
"Money Matters" Website of the Federal Trade Commission
(Separate Website)
The FTC created this website to help you tackle some money issues head-on. It contains valuable information and tips regarding a wide variety of scams, credit cards, money management, dealing with debt, your home, and jobs.
By: Federal Trade Commission
Read this in:
Spanish / Español
Advance-fee Loan Scams
(Separate Website)
Advance-fee loan sharks are preying on unwary consumers, taking their money for the promise of a loan or credit, and leaving them in hot water. Learn how to spot these scams and who to call to report them.
By: Federal Trade Commission
Read this in:
Spanish / Español
Affordability Calculator: How Much Can You Spend to Buy a House?
(Separate Website)
This web site allows you to calculate how much you can afford to spend on a home.
By: Ginnie Mae
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Legal Aid of North Carolina provides free legal advice and representation in some types of cases. Click on the icon to find out what types of cases are handled and to apply online.
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