Senior Citizens' Law Office - provides free civil legal assistance to persons over the age of 60 in Bernalillo, Sandoval, ?xml:namespace prefix = st1 ns = "urn:schemas-microsoft-com:office:smarttags" />Torrance and ValenciaCounties.  SCLO handles cases in the areas of elder law, health law, Medicaid/Medicare, housing, foreclosure, consumer law and advanced directives.  On a space-available basis, SCLO handles wills, TODDs and probates for a reduced fee.?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" />