100 Questions and Answers About Buying a New Home
(Separate Website)
This guide will help you get started buying a home.
By: U.S. Department of Housing and Urban Development
Read this in:
Spanish / Español
2005 Guía para Inquilinos
By: New Mexico Legal Aid - Santa Ana
2005 Renter's Guide
(Separate Website)
A Handbook for Tenants & Landlords - 2005 Revised Edition
By: New Mexico Legal Aid
2005 Renter's Guide - PDF download Download the Handbook for Tenants & Landlords - 2005 Revised Edition
By: New Mexico Legal Aid
Common Questions of First-time Homebuyers
(Separate Website)
This document contains frequently asked questions that first-time homebuyers have about purchasing a home.
By: U.S. Department of Housing and Urban Development
Read this in:
Spanish / Español
Federal Mortgage Programs
(Separate Website)
This document contains information about federal programs to help you purchase your own home with a low-cost mortgage.
HUD's Federal Housing Authority (FHA) has mortgage insurance to help you become a homeowner. FHA doesn't actually make loans. Instead, it insures loans so that if buyers default for some reason, the lenders will get their money. This encourages lenders to give mortgages to people who might not otherwise qualify for a loan. You may be able to get an FHA loan 3% down, or even less! Talk to an FHA-approved lender about to see if an FHA loan might be right for you.
By: U.S. Department of Housing and Urban Development (HUD)
Home Loan Guaranty Services for Veterans and the Military
(Separate Website)
This website contains information about: (1) the VA Home Loan program, (2) the Loan Guaranty Services, (3) Specially Adapted Housing for Disabled Veterans, (4) VA - Approved Lenders, (5) Refinancing Opportunities, and much more.
By: Department of Veterans' Affairs
Housing Affordability Calculator
(Separate Website)
This web site allows you to calculate how much you can afford to spend on a home.
By: Ginnie Mae
New Mexico Fair Housing Center Website
(Separate Website)
The New Mexico Fair Housing Center (NMFHC) is dedicated to eliminating housing discrimination in New Mexico. NMFHC works to ensure equal housing opportunities for all New Mexicans through education and outreach, advocacy, and enforcement. NMFHC envisions a state where housing opportunities are the norm and not the exception; where there are no barriers or impediments to housing choices and where segregation is a practice of the past.
By: New Mexico Fair Housing Center
Read this in:
Spanish / Español
New Mexico Mortgage Finance Authority
(Separate Website)
The New Mexico Mortgage Finance Authority (MFA) is a quasi-public entity, financing housing and related services for low-to-moderate income and underserved families. As the state's designated housing agency, the MFA provides housing programs, from Homelessness to Homeownership, throughout New Mexico.
By: New Mexico Mortgage Finance Authority
Quitclaim Deeds
A quitclaim deed is a deed that gives away any rights the person signing the deed might have to property described on the deed. The deed does not guarantee that the person signing the deed has any rights to the property.
By: Law Access New Mexico
Other Formats:
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Spanish / Español
2005 Renter's Guide
(Separate Website)
A Handbook for Tenants & Landlords - 2005 Revised Edition
By: New Mexico Legal Aid
2005 Renter's Guide - PDF download Download the Handbook for Tenants & Landlords - 2005 Revised Edition
By: New Mexico Legal Aid
New Mexico Fair Housing Center Website
(Separate Website)
The New Mexico Fair Housing Center (NMFHC) is dedicated to eliminating housing discrimination in New Mexico. NMFHC works to ensure equal housing opportunities for all New Mexicans through education and outreach, advocacy, and enforcement. NMFHC envisions a state where housing opportunities are the norm and not the exception; where there are no barriers or impediments to housing choices and where segregation is a practice of the past.
By: New Mexico Fair Housing Center
Read this in:
Spanish / Español
2005 Renter's Guide
(Separate Website)
A Handbook for Tenants & Landlords - 2005 Revised Edition
By: New Mexico Legal Aid
2005 Renter's Guide - PDF download Download the Handbook for Tenants & Landlords - 2005 Revised Edition
By: New Mexico Legal Aid
Abusive Lending - FTC Web Site
(Separate Website)
This web site contains documents relating to: (1) home equity loans, home equity credit lines and common home equity scams, (2) high rate, high fee mortgages, (3) reverse mortgages, (4) payday loans, and (5) mortgage discrimination. You may view the documents on-line and print them out or print them in PDF format.
By: Federal Trade Commission
Common Questions of First-time Homebuyers
(Separate Website)
This document contains frequently asked questions that first-time homebuyers have about purchasing a home.
By: U.S. Department of Housing and Urban Development
Read this in:
Spanish / Español
Debt and Bankruptcy Information
(Separate Website)
Debt and bankruptcy legal information on credit repair, credit rating, getting out of debt, student loans and budgets.
By: Nolo Plain English Law Centers
Mortgage Foreclosure Issues
Guide to mortgage foreclosure in New Mexico.
By: Law Access New Mexico
Other Formats:
Word File
Read this in:
Spanish / Español
New Mexico Attorney General's Office
(Separate Website)
New Mexico Fair Housing Center Website
(Separate Website)
The New Mexico Fair Housing Center (NMFHC) is dedicated to eliminating housing discrimination in New Mexico. NMFHC works to ensure equal housing opportunities for all New Mexicans through education and outreach, advocacy, and enforcement. NMFHC envisions a state where housing opportunities are the norm and not the exception; where there are no barriers or impediments to housing choices and where segregation is a practice of the past.
By: New Mexico Fair Housing Center
Read this in:
Spanish / Español
New Mexico Mortgage Finance Authority
(Separate Website)
The New Mexico Mortgage Finance Authority (MFA) is a quasi-public entity, financing housing and related services for low-to-moderate income and underserved families. As the state's designated housing agency, the MFA provides housing programs, from Homelessness to Homeownership, throughout New Mexico.
By: New Mexico Mortgage Finance Authority
Quitclaim Deeds
A quitclaim deed is a deed that gives away any rights the person signing the deed might have to property described on the deed. The deed does not guarantee that the person signing the deed has any rights to the property.
By: Law Access New Mexico
Other Formats:
Word File
Read this in:
Spanish / Español
2005 Renter's Guide
(Separate Website)
A Handbook for Tenants & Landlords - 2005 Revised Edition
By: New Mexico Legal Aid
2005 Renter's Guide - PDF download Download the Handbook for Tenants & Landlords - 2005 Revised Edition
By: New Mexico Legal Aid
2009 Landlord Tenant Hotline Free Public Workshops Workshop Topics include landlord rights and responsibilities, tenant rights and responsibilities, evictions, security deposit disputes, how to request repairs from your landlord
By: Law Access New Mexico
Evictions
The only way a Landlord can legally kick you out or evict you from your apartment or rental home is by going to court and getting a court order to evict you.
By: Law Access New Mexico
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Landlord Lockout of Home or Apartment
It is always illegal for a landlord to lock you out of your rental home or apartment, even if you owe the Landlord past due rent. The only way that your Landlord can legally make you leave your rental home or apartment is by going to court and asking the judge to enter an order to kick you out. This is also called an order of eviction.
By: Law Access New Mexico
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Spanish / Español
Landlords' Rights and Responsibilities
Under New Mexico landlord/tenant law, a landlord is required to provide tenants with a written lease. The landlord must perform the obligations stated in the lease and those that are imposed by law. If the landlord fails to perform those obligations, a tenant has a variety of available remedies, depending on the problem, including withholding a portion of the rent or taking the landlord to court to enforce compliance.
By: Law Access New Mexico
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Read this in:
Spanish / Español
Landlord's Termination of Rental Agreement What landlords can do lawfully to end tenancies. Updated May 2009
By: New Mexico Legal Aid
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Spanish / Español
Mobile Home Rentals
If you are renting the mobile home itself and not just renting a space for your own mobile home, you have the same rights as people renting apartments or houses. If you are renting a space in a mobile home park for your own mobile home, you have the same rights as people renting apartments or houses, plus you may have other rights.
By: Law Access New Mexico
Other Formats:
Word File
Read this in:
Spanish / Español
New Mexico Fair Housing Center Website
(Separate Website)
The New Mexico Fair Housing Center (NMFHC) is dedicated to eliminating housing discrimination in New Mexico. NMFHC works to ensure equal housing opportunities for all New Mexicans through education and outreach, advocacy, and enforcement. NMFHC envisions a state where housing opportunities are the norm and not the exception; where there are no barriers or impediments to housing choices and where segregation is a practice of the past.
By: New Mexico Fair Housing Center
Read this in:
Spanish / Español
Past Due Rent
If you do not pay your rent on time, your Landlord can begin a procedure in court to kick you out. Another word for kicking you out is evict or eviction. Before he can evict you because your rent isn’t paid, your Landlord must give you a written notice called a 3-Day Notice of Nonpayment of Rent.
By: Law Access New Mexico
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Return of Your Security Deposit
If you paid all of the rent that you owed to your Landlord and did not damage the apartment or rental home, then your Landlord should give back your security deposit no later than thirty (30) days after you move out. Your Landlord cannot keep your security deposit for normal wear and tear or regular everyday use of the apartment or rental home. Your Landlord cannot keep your deposit for damage done to the apartment before you moved in.
By: Law Access New Mexico
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Utility Shutoff and Your Rights
If your gas, electricity, or water service is shut off, or if you are being threatened with a shutoff, you should call the utility company immediately to find out the reason for the shutoff. The utility company cannot shut off service and charge you for bills owed by your landlord or for bills owed by tenants who used to live at your address. The utility company cannot shut off service because you are behind in your rent, even though your Landlord may want the utility company to do so.
By: Law Access New Mexico
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What Cleaning and Repairs Can a Landlord Charge For?
Typically, landlords may charge tenants for any cleaning or repairs necessary to restore the rental unit to its condition at the beginning of the tenancy. Landlords may not, however, use the tenant's security deposit to cover the costs of ordinary wear and tear.
By: Law Access New Mexico
Other Formats:
Word File
Read this in:
Spanish / Español
2005 Renter's Guide
(Separate Website)
A Handbook for Tenants & Landlords - 2005 Revised Edition
By: New Mexico Legal Aid
2005 Renter's Guide - PDF download Download the Handbook for Tenants & Landlords - 2005 Revised Edition
By: New Mexico Legal Aid
Common Questions of First-time Homebuyers
(Separate Website)
This document contains frequently asked questions that first-time homebuyers have about purchasing a home.
By: U.S. Department of Housing and Urban Development
Read this in:
Spanish / Español
Federal Mortgage Programs
(Separate Website)
This document contains information about federal programs to help you purchase your own home with a low-cost mortgage.
HUD's Federal Housing Authority (FHA) has mortgage insurance to help you become a homeowner. FHA doesn't actually make loans. Instead, it insures loans so that if buyers default for some reason, the lenders will get their money. This encourages lenders to give mortgages to people who might not otherwise qualify for a loan. You may be able to get an FHA loan 3% down, or even less! Talk to an FHA-approved lender about to see if an FHA loan might be right for you.
By: U.S. Department of Housing and Urban Development (HUD)
Home Loan Guaranty Services for Veterans and the Military
(Separate Website)
This website contains information about: (1) the VA Home Loan program, (2) the Loan Guaranty Services, (3) Specially Adapted Housing for Disabled Veterans, (4) VA - Approved Lenders, (5) Refinancing Opportunities, and much more.
By: Department of Veterans' Affairs
Landlords' Rights and Responsibilities
Under New Mexico landlord/tenant law, a landlord is required to provide tenants with a written lease. The landlord must perform the obligations stated in the lease and those that are imposed by law. If the landlord fails to perform those obligations, a tenant has a variety of available remedies, depending on the problem, including withholding a portion of the rent or taking the landlord to court to enforce compliance.
By: Law Access New Mexico
Other Formats:
Word File
Read this in:
Spanish / Español
Mobile Home Rentals
If you are renting the mobile home itself and not just renting a space for your own mobile home, you have the same rights as people renting apartments or houses. If you are renting a space in a mobile home park for your own mobile home, you have the same rights as people renting apartments or houses, plus you may have other rights.
By: Law Access New Mexico
Other Formats:
Word File
Read this in:
Spanish / Español
Mortgage Foreclosure Issues
Guide to mortgage foreclosure in New Mexico.
By: Law Access New Mexico
Other Formats:
Word File
Read this in:
Spanish / Español
New Mexico Fair Housing Center Website
(Separate Website)
The New Mexico Fair Housing Center (NMFHC) is dedicated to eliminating housing discrimination in New Mexico. NMFHC works to ensure equal housing opportunities for all New Mexicans through education and outreach, advocacy, and enforcement. NMFHC envisions a state where housing opportunities are the norm and not the exception; where there are no barriers or impediments to housing choices and where segregation is a practice of the past.
By: New Mexico Fair Housing Center
Read this in:
Spanish / Español
New Mexico Mortgage Finance Authority
(Separate Website)
The New Mexico Mortgage Finance Authority (MFA) is a quasi-public entity, financing housing and related services for low-to-moderate income and underserved families. As the state's designated housing agency, the MFA provides housing programs, from Homelessness to Homeownership, throughout New Mexico.
By: New Mexico Mortgage Finance Authority
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LawHelp New Mexico is a project of the New Mexico Legal Aid.
LawHelp New Mexico lists legal aid and pro bono programs in New Mexico as well as provides general legal information and community resource referrals for low- and moderate-income New Mexico residents.
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