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Buying a Home
   Federal Mortgage Programs (Separate Website)
This document contains information about federal programs to help you purchase your own home with a low-cost mortgage. HUD's Federal Housing Authority (FHA) has mortgage insurance to help you become a homeowner. FHA doesn't actually make loans. Instead, it insures loans so that if buyers default for some reason, the lenders will get their money. This encourages lenders to give mortgages to people who might not otherwise qualify for a loan. You may be able to get an FHA loan 3% down, or even less! Talk to an FHA-approved lender about to see if an FHA loan might be right for you.
By: U.S. Department of Housing and Urban Development (HUD)
  
   
   Home Loan Guaranty Services for Veterans and the Military (Separate Website)
This website contains information about: (1) the VA Home Loan program, (2) the Loan Guaranty Services, (3) Specially Adapted Housing for Disabled Veterans, (4) VA - Approved Lenders, (5) Refinancing Opportunities, and much more.
By: Department of Veterans' Affairs
  
   
   New Mexico Renter's Guide-English This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-English
By: New Mexico Legal Aid
 
  
   
   New Mexico Renter's Guide-Spanish This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-Spanish
By: New Mexico Legal Aid
 
  
   
   Real estate contracts This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Using a real estate or land sale contract is one way to buy a home--but the buyer must take steps to protect his or her rights, even before signing a contract. December 2009
By: New Mexico Legal Aid
 
  
   
   New Mexico Renter's Guide-English This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-English
By: New Mexico Legal Aid
 
  
   
   New Mexico Renter's Guide-Spanish This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-Spanish
By: New Mexico Legal Aid
 
  
   
   Tenants in foreclosed homes This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Your rights against immediate eviction
By: New Mexico Legal Aid
 
  
   
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Discrimination
   New Mexico Renter's Guide-English This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-English
By: New Mexico Legal Aid
 
  
   
   New Mexico Renter's Guide-Spanish This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-Spanish
By: New Mexico Legal Aid
 
  
   
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Foreclosure
   Federal Mortgage Programs (Separate Website)
This document contains information about federal programs to help you purchase your own home with a low-cost mortgage. HUD's Federal Housing Authority (FHA) has mortgage insurance to help you become a homeowner. FHA doesn't actually make loans. Instead, it insures loans so that if buyers default for some reason, the lenders will get their money. This encourages lenders to give mortgages to people who might not otherwise qualify for a loan. You may be able to get an FHA loan 3% down, or even less! Talk to an FHA-approved lender about to see if an FHA loan might be right for you.
By: U.S. Department of Housing and Urban Development (HUD)
  
   
   Home Loan Guaranty Services for Veterans and the Military (Separate Website)
This website contains information about: (1) the VA Home Loan program, (2) the Loan Guaranty Services, (3) Specially Adapted Housing for Disabled Veterans, (4) VA - Approved Lenders, (5) Refinancing Opportunities, and much more.
By: Department of Veterans' Affairs
  
   
   New Mexico Renter's Guide-English This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-English
By: New Mexico Legal Aid
 
  
   
   New Mexico Renter's Guide-Spanish This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-Spanish
By: New Mexico Legal Aid
 
  
   
   Real estate contracts This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Using a real estate or land sale contract is one way to buy a home--but the buyer must take steps to protect his or her rights, even before signing a contract. December 2009
By: New Mexico Legal Aid
 
  
   
   New Mexico Renter's Guide-English This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-English
By: New Mexico Legal Aid
 
  
   
   New Mexico Renter's Guide-Spanish This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-Spanish
By: New Mexico Legal Aid
 
  
   
   Tenants in foreclosed homes This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Your rights against immediate eviction
By: New Mexico Legal Aid
 
  
   
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Home Loans
   Abusive Lending - FTC Web Site (Separate Website)
This web site contains documents relating to: (1) home equity loans, home equity credit lines and common home equity scams, (2) high rate, high fee mortgages, (3) reverse mortgages, (4) payday loans, and (5) mortgage discrimination. You may view the documents on-line and print them out or print them in PDF format.
By: Federal Trade Commission
  
   
   Mortgage Foreclosure Issues
Guide to mortgage foreclosure in New Mexico.
By: Law Access New Mexico

    Other Formats:   Word File
  
   
   New Mexico Renter's Guide-English This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-English
By: New Mexico Legal Aid
 
  
   
   New Mexico Renter's Guide-Spanish This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-Spanish
By: New Mexico Legal Aid
 
  
   
   VA Loan Foreclosures This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Lenders of VA home loans have a duty to help veterans avoid foreclosure. It's important to work with those lenders as soon as trouble arises. December 2009
By: New Mexico Legal Aid
 
  
   
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Mobile Home Park Tenant Rights
   Mobile Home Park Tenants' Rights This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Mobile home owners who rent space in mobile home parks have rights in addition to those protecting people in rented housing. December 2009
By: New Mexico Legal Aid
 
  
   
   New Mexico Renter's Guide-English This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-English
By: New Mexico Legal Aid
 
  
   
   New Mexico Renter's Guide-Spanish This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-Spanish
By: New Mexico Legal Aid
 
  
   
   Tenants' Unions This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Tenants with common problems can work together to solve them. December 2009
By: New Mexico Legal Aid
 
  
   
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Mobile Homes
   Federal Mortgage Programs (Separate Website)
This document contains information about federal programs to help you purchase your own home with a low-cost mortgage. HUD's Federal Housing Authority (FHA) has mortgage insurance to help you become a homeowner. FHA doesn't actually make loans. Instead, it insures loans so that if buyers default for some reason, the lenders will get their money. This encourages lenders to give mortgages to people who might not otherwise qualify for a loan. You may be able to get an FHA loan 3% down, or even less! Talk to an FHA-approved lender about to see if an FHA loan might be right for you.
By: U.S. Department of Housing and Urban Development (HUD)
  
   
   Home Loan Guaranty Services for Veterans and the Military (Separate Website)
This website contains information about: (1) the VA Home Loan program, (2) the Loan Guaranty Services, (3) Specially Adapted Housing for Disabled Veterans, (4) VA - Approved Lenders, (5) Refinancing Opportunities, and much more.
By: Department of Veterans' Affairs
  
   
   Mortgage Foreclosure Issues
Guide to mortgage foreclosure in New Mexico.
By: Law Access New Mexico

    Other Formats:   Word File
  
   
   New Mexico Renter's Guide-English This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-English
By: New Mexico Legal Aid
 
  
   
   New Mexico Renter's Guide-Spanish This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-Spanish
By: New Mexico Legal Aid
 
  
   
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New Mexico Renter's Guide
   New Mexico Renter's Guide-English This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-English
By: New Mexico Legal Aid
 
  
   
   New Mexico Renter's Guide-Spanish This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-Spanish
By: New Mexico Legal Aid
 
  
   
   Evictions
The only way a Landlord can legally kick you out or evict you from your apartment or rental home is by going to court and getting a court order to evict you.
By: Law Access New Mexico

    Other Formats:   Word File
    Read this in: Spanish / Español
  
   
   Landlord's Termination of Rental Agreement This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
What landlords can do lawfully to end tenancies. Updated May 2009
By: New Mexico Legal Aid
 
    Read this in: Spanish / Español
  
   
   New Mexico Renter's Guide, resource list This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
where to get legal help; low-cost housoing; sample forms and letters
By: New Mexico Legal Aid
 
  
   
   New Mexico Renter's Guide-English This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-English
By: New Mexico Legal Aid
 
  
   
   New Mexico Renter's Guide-Spanish This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-Spanish
By: New Mexico Legal Aid
 
  
   
   Tenants in foreclosed homes This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Your rights against immediate eviction
By: New Mexico Legal Aid
 
  
   
   Tenants in foreclosed homes This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Your rights against immediate eviction
By: New Mexico Legal Aid
 
  
   
   Tenants' Unions This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Tenants with common problems can work together to solve them. December 2009
By: New Mexico Legal Aid
 
  
   
   Utility Shutoff and Your Rights
If your gas, electricity, or water service is shut off, or if you are being threatened with a shutoff, you should call the utility company immediately to find out the reason for the shutoff. The utility company cannot shut off service and charge you for bills owed by your landlord or for bills owed by tenants who used to live at your address. The utility company cannot shut off service because you are behind in your rent, even though your Landlord may want the utility company to do so.
By: Law Access New Mexico

    Other Formats:   Word File
    Read this in: Spanish / Español
  
   
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Public Housing
   Are You Eligible for Any Government Benefits? (Separate Website)
Enter information into this website and it will give you a report on benefits you may be eligible to receive.
By: GovBenefits, A Partnership of Federal Agencies and Organizations
  
   
   Fact Sheet on Section 8 Housing Vouchers (Separate Website)
This page from the HUD web site contains general information on the Section 8 voucher program.
By: U.S. Department of Housing and Urban Development (HUD)
  
   
   How to Get Ready for Your Hearing
Get ready for your hearing with this guidelines.
By: New Mexico Legal Aid
 
  
   
   How to Get Ready for Your Hearing: A Checklist
A list of the steps you should take to get ready for your hearing.
By: New Mexico Legal Aid
 
  
   
   New Mexico Renter's Guide-English This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-English
By: New Mexico Legal Aid
 
  
   
   New Mexico Renter's Guide-Spanish This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-Spanish
By: New Mexico Legal Aid
 
  
   
   Public Housing Fact Sheet (Separate Website)
This document answers common questions about public housing, including who is eligible to rent an apartment in public housing, how to apply, how the application process works, and what are the responsibilities of the housing authorities that own and manage the public housing.
By: U.S. Department of Housing and Urban Development (HUD)

    Read this in: Spanish / Español
  
   
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