Closing the Coverage Gap? Medicare Prescription Drugs Are Becoming More Affordable
(Separate Website)
From 2011 onward, individual who reach the donut hole have a roughly 50% discount off the full drug cost during the donut hole, which will gradually increase until the donut hole is no more in 2020. Find out how you can qualify for this.
By: Closing the Coverage Gap? Medicare Prescription Drugs Are Becoming More Affordable
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Spanish / Español
What will Original Medicare cost in 2010?
(Separate Website)
Learn about changes that will take place in Medicare costs beginning January 1, 2010.
By: Medicare Rights Center
Medicare
(Separate Website)
Detailed information about medicare, including parts A, B and C, medigap and HMOs.
By: ElderLaw Answers
Medicare and You
(Separate Website)
The official U.S. Government guide to Medicare, Medicare Part D, and Medicare Advantage, updated annually.
By: United States Centers for Medicare and Medicaid Services
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Spanish / Español
Medicare Eligibility Tool
(Separate Website)
This on-line tool can help you figure out if you are eligible for medicare and tells you how to apply.
By: United States Centers for Medicare and Medicaid Services
Enrolling in Medicare
(Separate Website)
A guide to how you enroll in Medicare. In the righthand top corner of the screen select NEW YORK in the "State" tab for NYS-specific information.
By: Medicare Rights Center
What is Medicare?
(Separate Website)
A general description of Medicare, including who is eligible, how to apply, and what is covered.
Tip: In the righthand top corner of the screen, select NEW YORK in the "State" tab for NYS-specific information.
By: Medicare Rights Center
Your Medicare Card
(Separate Website)
Information on the medicare card, including how to replace lost cards.
By: United States Centers for Medicare and Medicaid Services
Medicare Interactive Counselor
(Separate Website)
The Medicare Interactive Counselor gives up-to-date information on Medicare eligibility and enrollment rules, how Medicare works with supplemental coverage, what resources are are available to people with low income, step-by-step appeals althroughs, Part D information and information on the rights and protections of caregivers.
By: Medicare Rights Center
How can I get help with my Medicare costs and fill in the gaps in Medicare coverage?
(Separate Website)
Need help with Medicare costs and filling in the gaps in Medicare coverage? Here are a number of ways to get coverage to fill gaps in Medicare or to get assistance with Medicare costs.
By: Medicare Rights Center
Age 65 and Still Working? Should I Enroll in Medicare?
(Separate Website)
Many people continue to work after reaching age 65 and have employer group health coverage. Generally, they should enroll in Medicare Part A, which is free. However, Medicare Part B is not free - in 2010 the Part B premium costs $110.50/month. If you are in this situation click here to read about your options.
By: Medicare Rights Center
Extended Medicare for Social Security Disability Insurance (SSDI) recipients
Extended Medicare for SSDI Recipients at a Glance Information for Social Security Disability Insurance recipients on how you can continue your Medicare coverage if you become employed.
By: Neighborhood Legal Services, Inc.
Medigap Insurance
(Separate Website)
Information on Medigap Insurance--also known as Medicare supplemental insurance--including links to plans currently available in NYS and their cost, tips on how to select a plan, rules about when you can enroll or change plans, what effect a pre-existing condition has on enrollment, and where to complain.
By: New York State Office for the Aging
Filling Gaps in Medicare
(Separate Website)
Interactive explaination of Medigap coverage and how to choose plans. To get New York State specific information, be sure to select NEW YORK in the "STATE"tab on the upper righthand corner of the screen.
By: Medicare Rights Center
How Do the Benefits Under The Different Medigaps Compare?
(Separate Website)
Description of what services are covered in standardized Medigap plans "A""through "L"with a comparison chart.
By: Medicare Rights Center
Medigap Information For New York State Residents Being Terminated By Medicare Managed Care Plans
(Separate Website)
This article gives you an overview of your choices if your Medicare Managed Care plan is leaving Medicare.
By: New York State Office for the Aging
Medicare Savings Program - Help Paying Medicare Costs for Beneficiaries with Low Income
(Separate Website)
Information on how to qualify for a "Medicare Savings Program"that will pay the Medicare Part B premium, co-insurance and deductible.
By: Medicare Rights Center
Medicare Savings Program - Help with Medicare Out-of-Pocket Costs
(Separate Website)
Official NYS website about the Medicare Savings Program, which saves Medicare beneficiaries money by paying their monthly Part B premium and, for some people, other Medicare costs. Downloadable application.
By: New York State Department of Health
Three Changes in New York's Medicaid and Medicare Savings Program As of April 2008, Medicaid permits all beneficiaries to have more savings or financial resources. Also, the "Medicare Savings Program,"which pays the Medicare Part B monthly premium and sometimes other Medicare costs, no longer sets a limit on the amount of savings one may have to qualify. Also, Medicaid no longer requires drug and alcohol screening for people under 65.
By: Selfhelp Community Services
Medicare Rights and Protections
(Separate Website)
Interactive guide to Medicare appeals for various Medicare services.
By: Medicare Rights Center
Medicare Appeals and Grievances
(Separate Website)
This fact sheet explains your right to appeal any decision about a Medicare service, as well as the process for making an appeal.
By: United States Centers for Medicare and Medicaid Services
Protecting Medicare and You From Fraud
(Separate Website)
A warning for seniors and people with disabilities to be aware of a scheme that asks Medicare beneficiaries for money and checking account information to help them enroll in a Medicare Prescription Drug Plan.
By: United States Centers for Medicare and Medicaid Services
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Spanish / Español
How to Report Medicare Fraud
(Separate Website)
This resource provides an overview of steps you can take to report Medicare fraud.
By: United States Centers for Medicare and Medicaid Services
Read this in:
Spanish / Español
Private Long Term Care Insurance
(Separate Website)
Detailed information on private insurance coverage for long term care in a nursing home or in your own home for people who have more income and assets than Medicaid permits.
By: New York State Insurance Department
Do you have trouble with English? Are you unable to to speak, read, write, or understand English well?
(Separate Website)
Did you know federal agencies and organizations that get money from the federal government have to provide reasonable services to assist you? Learn more.
By: Federal Interagency Working Group on LEP
Learn more about the laws which protect your right to get health-care services in your language?
(Separate Website)
By: New York Lawyers Public Interest
Video: How to Work with Interpreters
(Separate Website)
In this video, you will learn some basic tips that will allow you to communicate effectively and easily through an interpreter with a person who doesn't speak your language.
By: Legal Services of New Jersey
Read this in:
Spanish / Español
Continuation of Utility Service in Medical Emergencies
(Separate Website)
This resource provides information on what to do when you have a medical conditions that will be aggravated or become life threatening when you are faced with a utility shutoff or you have been disconnected, with suggested form for doctors to certify medical emergency.
By: Public Utility Law Project
How to File a Discrimination Complaint With The Office For Civil Rights
(Separate Website)
If you believe that you have been discriminated against because of your race, color, national origin, disability, age, sex or religion by a health care or human services provider (such as a hospital, nursing home, social service agency, doctor's office, pharmacy, children's health program, alcohol and drug treatment center, adoption agencies) or by a State or local government health or human services agency, you may file a complaint with the Office for Civil Rights (OCR).
By: U.S. Department of Health & Human Services
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