Understanding Student Lending: What you should know before you borrow
(Separate Website)
By: NYS Office of Attorney General
Understanding student loans
(Separate Website)
It is essential to know exactly what type of loan you have before you can fully understand your rights and responsibilities as a borrower. Your rights and responsibilities are different depending on whether the loan is a federal or private loan. Even if you know you have a federal loan, it is important to know which program you signed up with, and which type of loan you have.
By: Student Loan Borrowing Assistance
National Student Bill of Rights
(Separate Website)
Learn about the rights that students have nationwide--regardless of whether they go to school inside or outside New York State.
By: NYS Office of Attorney General
How to Protect Your Student Lending Rights
(Separate Website)
This is a list of questions you should ask before accepting a student loan.
By: Office of the NYS Attorney General's Office
What to do if your student lending rights have been violated
File a student lending complaint
(Separate Website)
If you feel that your National Student Bill rights have been violated complete this complaint form and send to the NYS Attorney General's Office.
By: NYS Attorney General's Office
Student Debt Repayment Assistant
(Separate Website)
Do you have loans and are not sure what your options are to repay them? Use this guide to learn about all of the options and resources you have available.
By: Consumer Financial Protection Bureau
Default and Delinquency
(Separate Website)
Learn what you can do if you find yourself unable to pay your student loans.
By: Student Loan Borrower Assistance
Student loans and bankruptcy
(Separate Website)
Student loans are not usually discharged in bankruptcy. It is difficult, but not impossible, to do so if you can show that payment of the debt ?will impose an undue hardship on you and your dependents.? Learn about tips and information on how you may be able to discharge student loans in a bankruptcy.
By: Student Loan Borrower Assistance
The Bureau of Proprietary School Supervision (BPSS)
(Separate Website)
The Bureau of Proprietary School Supervision (BPSS) oversees and monitors proprietary schools in New York State, which include trade and business schools, computer training facilities, and for-profit English as a Second Language (ESL) schools. BPSS provides information to students, accepts complaints about proprietary schools, and may be able to help students obtain refunds from closed or fraudulent proprietary schools.
By: New York State Education Department - Bureau of Proprietary School Supervision
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