Help for Homeowners in Foreclosure
(Separate Website)
If you have trouble affording your mortgage, this page from the N.Y. State Banking Dept. offers assistance via a consumer help hotline and housing counselor program.
By: New York State Banking Department
Obama's Making Home Affordable Plan: Overview for NYC Homeowners
(Separate Website)
An overview of a federal plan that may help some NYC homeowners avoid foreclosure by refinancing or loan modification.
By: Neighborhood Economic Development Advocacy Project (NEDAP)
Read this in:
Spanish / Español
What To Do When You Can't Afford Your Mortgage
(Separate Website)
If you have trouble making mortgage payments, this pamphlet from the N.Y. State Banking Dept. provides a time line of what to expect from your lender.
By: New York State Banking Department
Tips for Avoiding Foreclosure
(Separate Website)
Are you having trouble keeping up with your mortgage payments? Here are 10 tips from the Department of Housing and Urban Development.
By: U. S. Department of Housing and Urban Development
Read this in:
Spanish / Español
Foreclosure Prevention & Responsible Lending Act of 2008
(Separate Website)
Protect yourself! Learn more about the main points of this law.
By: Neighborhood Economic Development Advocacy Project (NEDAP)
New York City homeowners, see if you qualify for the foreclosure prevention gap loan!
(Separate Website)
By: NEDAP
Saving Your Property from Tax Foreclosure
(Separate Website)
Information on how to keep your property before the City gets final judgment and how to get your property back from the City after foreclosure.
By: South Brooklyn Legal Services (A Program of Legal Services NYC)
Tenants in Foreclosed Homes: Know Your Rights!
(Separate Website)
If you are a tenant in a home that is in foreclosure,
you have important new rights under New York State law.
By: NEDAP
The Foreclosure Process in New York (Diagram and Glossary of Terms)
(Separate Website)
A diagram explaining the process New York foreclosures can take, and a glossary of terms common to foreclosure actions.
By: Neighborhood Economic Development Advocacy Project (NEDAP)
How to Answer a Foreclosure Complaint
(Separate Website)
Learn what you can do if you have received a Foreclosure Summons and Complaint.
By: South Brooklyn Legal Services
Top 10 Things Every Homeowner With A Settlement Conference Should Know This is a guide to the top things every homeowner with a settlement conference should do. A settlement conference is a meeting in court between you, the party that is suing you in the foreclosure action (the "plaintiff"), and a judge or judicial hearing officer. The settlement conference should help you take steps to resolve your foreclosure.
By: South Brooklyn Legal Services (A Program of Legal Services NYC)
Guide to Foreclosure Settlement Conference Process - New York City
(Separate Website)
A settlement conference is a meeting in court between you, the party that is suing you in the foreclosure action (the plaintiff), and a judge or judicial hearing officer. The settlement conference should help you take steps to resolve your foreclosure. This guide will help New York City homeowners prepare for a settlement conference. This guide only covers how to prepare for a settlement conference.
By: South Brooklyn Legal Services (A Program of Legal Services NYC)
Not Sure What Some of the Words Mean During Your Foreclosure Proceeding?
(Separate Website)
Print a copy of this glossary of key terms to help you during your foreclosure proceedings.
By: CNYCN - Center for New York City Neighborhoods
Tenants in Foreclosed Homes and Apartment Buildings
Tenants in Foreclosed Homes
(Separate Website)
Your rights if your landlord is facing foreclosure.
By: Neighborhood Economic Development Advocacy Project (NEDAP)
Read this in:
Spanish / Español
Notice to Tenants of Buildings Sold at Foreclosure after May 20, 2009
(Separate Website)
Information for tenants who rent property that is being foreclosed on
By: Nassau/ Suffolk Law Services Committee, Inc
Information for Military Personnel Regarding Mortgage Relief and Foreclosure Protection
(Separate Website)
Information about payment relief and protection from foreclosure provided by the Servicemembers Civil Relief Act (formerly known as The Soldiers' and Sailors' Civil Relief Act of 1940)
By: U.S. Department of Housing and Urban Developement
About Foreclosure Rescue Scams
(Separate Website)
Many loan modification companies and foreclosure rescue companies violate New York State law and make false promises to homeowners. Learn what to look out for and how to find a legitimate agency to help you.
By: New York State Attorney General's Office
Dreams Foreclosed: Saving Older Americans from Foreclosure Rescue Scams Overview of how to identify foreclosure "rescue" scams and how to avoid them.
By: National Consumer Law Center
Helpful Tips and Links
(Separate Website)
Tips for homeowners who are behind on their mortgage payments.
By: New York State Attorney General's Office
Home Equity Theft and Foreclosure Rescue Scams
(Separate Website)
If you have fallen behind on your mortgage payments and your home is in foreclosure or default, be aware that you and your home may become targets for home equity theft or foreclosure rescue fraud scams. Click to learn more.
By: New York State Banking Department
VIDEO: How to Avoid Foreclosure Rescue Scams
(Separate Website)
This website provides information and a video on how you can protect yourself from foreclosure rescue scams.
By: Federal Trade Commission
Read this in:
Spanish / Español
Beware of Loan Modification Scams!
(Separate Website)
A homeowner alert about mortgage modification scams.
By: Neighborhood Economic Development Advocacy Project
Video: How to Work with Interpreters
(Separate Website)
In this video, you will learn some basic tips that will allow you to communicate effectively and easily through an interpreter with a person who doesn't speak your language.
By: Legal Services of New Jersey
Read this in:
Spanish / Español
HUD in New York (English and Spanish)
(Separate Website)
Visit this website to get up to date news on housing developments in New York State and services available. This website is also available in Spanish.
By: U.S. Department of Housing and Urban Development
Read this in:
Spanish / Español
Foreclosure Prevention
(Separate Website)
If you are looking to buy a home, refinance, or obtain a home improvement loan, beware. Learn what you can do to protect yourself.
By: NYC Department of Housing Preservation & Development
Mortgage Servicers and Loan Modifications: A Guide for NYC Homeowners
(Separate Website)
A quick guide to dealing with loan servicers, for homeowners having trouble affording their mortgages.
By: Neighborhood Economic Development Advocacy Project (NEDAP)
What You Should Know About Emergency Assistance and DSS/HRA
(Separate Website)
If you have an emergency, you may be able to get help from your local Department of Social Service (DSS) office. (If you live in New York City, you can ask for Emergency Assistance from your local Human Resources Administration (HRA) office)
By: Legal Assistance of Western New York, Inc.® - Geneva Office
Complaints About Attorneys
(Separate Website)
If you have a complaint against an attorney, you may contact the Attorney Disciplinary / Grievance Committee. The office you need to contact depends upon the location of your lawyer's office. Click for more information.
By: New York State Unified Court System
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