If you are facing foreclosure or concerned as to how you are going to pay your next mortgage payment the following resources can provide you with information on free assistance available to you.

The website http://makinghomeaffordable.gov/ can help you find financial counselors that can help you modify your loans and includes helpful information on avoiding foreclosure rescue scams and much more.

If you live in NYC, you may qualify for the NYC Foreclosure Prevention Gap Loan Program to help low and moderate income New York City homeowners facing foreclosure.

Click here for more information on how to qualify and the application process.