Home Equity Loans: The Three-Day Cancellation Rule
(Separate Website)
Detailed information on the right to cancel a home equity loan contract for any reason within three days of signing the agreement.
By: Federal Trade Commission
Read this in:
Spanish / Español
A New Kind of Loan: In Reverse
This resource provides an overview of reverse loans and what to expect if you seek to obtain this type of loan.
By: AARP Legal Services Network
Spending the House: A Quick Guide for Advocates on Reverse Mortgages
This article explains what a reverse mortgage is and discusses potential difficulties with these types of mortgages.
By: National Consumer Law Center
Mortgage Discrimination
(Separate Website)
Read this resource to learn more about the protections given to lender's against mortgage discrimination under the the Equal Credit Opportunity Act (ECOA) and the Fair Housing Act (FHA).
By: Federal Trade Commission
Other Formats:
PDF File
Read this in:
Spanish / Español
HUD in New York (English and Spanish)
(Separate Website)
Visit this website to get up to date news on housing developments in New York State and services available. This website is also available in Spanish.
By: U.S. Department of Housing and Urban Development
Read this in:
Spanish / Español
Basic Welfare Benefits for Homeless Families
This fact sheet has information on what welfare benefits you should be receiving if your family is homeless.
By: City Bar Justice Center
Homeless Families: Know Your Rights Information for homeless families about your rights to benefits and assistance.
By: Legal Aid Society: Homeless Rights Project
Read this in:
Spanish / Español
Homeless: Family Services
(Separate Website)
Information from the City for homeless families on where to go for help, who is eligible for assistance and what to bring.
By: New York City Department of Homeless Services
Information For Homeless Families: What To Do If Found Ineligible For Shelter
This resource provides up to date information regarding the City's policy of denying shelter to homeless families with children when DHS has found them to be ineligible for shelter on the basis of alleged other housing resources.
Attached are Legal Aid's "Know Your Rights" hand outs for clients in English and Spanish which include contact and intake information for Legal Aid's Homeless Right Project and for the Coalition for the Homeless.
By: Legal Aid Society
Read this in:
Spanish / Español
Homeless: Single Adult Services
(Separate Website)
Information from the City on where to go if you are a single adult and homeless and need shelter, and what to expect when you get there.
By: New York City Department of Homeless Services
Assistance for Homeless Veterans
(Separate Website)
Information about what help is available to homeless veterans.
By: Department of Veteran's Affairs
Read this in:
Spanish / Español
Preference in Housing for Disabled Veterans
(Separate Website)
A recent amendment to Section 31 of the Private Housing Finance Law requires that housing companies give preference in admission to disabled veterans
By: Division of Housing and Community Renewal (DHCR)
HUD in New York (English and Spanish)
(Separate Website)
Visit this website to get up to date news on housing developments in New York State and services available. This website is also available in Spanish.
By: U.S. Department of Housing and Urban Development
Read this in:
Spanish / Español
How to Get Section 8 or Public Housing Even With a Criminal Record
(Separate Website)
This manual tells people in New York City how they can get into Section 8 and public housing even if they – or someone in their household – has a criminal record or is in recovery from a drug problem. The manual is designed for applicants and their advocates. It contains the New York City Housing Authority admissions policies for people with criminal records and recent illegal drug use, and step-by-step suggestions for how people can gather the evidence of rehabilitation necessary to gain housing. It also includes sample letters of reference – the type people really need to convince housing authorities of their rehabilitation. Though the manual focuses on New York City Housing Authority policies, its chapter on How Can You Win Your Hearing? can help people applying to other local housing authorities gather their best evidence of rehabilitation. Includes phone numbers of agencies who assist people facing difficulty being approved for NYCHA housing.
By: Legal Action Center of the City of New York, Inc. (LAC)
English-Spanish Glossary of Legal Terms & Phrases
(Separate Website)
Fair Housing is the Law in New York City
(Separate Website)
Information on New York City's laws concerning housing discrimination.
By: New York City Commission on Human Rights
Read this in:
Spanish / Español
Fair Housing Guide: Who's Protected and Who Must Follow The Law
This booklet provides a brief explanation of who is protected from discrimination under New York's Fair Housing Law and which groups must follow the law.
By: New York State Division of Human Rights
Read this in:
Spanish / Español
Fair Housing Laws
(Separate Website)
This fact sheet lists the different federal housing laws that protect against discrimination, with a short explanation of each one.
By: U. S. Department of Housing and Urban Development
Read this in:
Spanish / Español
How to Get a Place Called Home: A handbook to help people with HIV/AIDS find housing in NYC
(Separate Website)
Written by Bailey House & CARES, this pamphlet helps people living with HIV/AIDS find housing in New York City. It includes a special section for ex-offenders seeking housing.
By: New York State Department of Health
A Tenant's Guide to NYC Pet Laws
(Separate Website)
Housing Discrimination Complaints
(Separate Website)
If you are a victim of housing discrimination learn how to file a complaint with the U.S. Department of Housing and Urban Development.
By: U. S. Department of Housing and Urban Development
Read this in:
Spanish / Español
How to File a Complaint with the New York State Division of Human Rights
(Separate Website)
Information on how to file a complaint with the State Division of Human Rights if you believe that you have been the victim of discrimination.
By: New York State Division of Human Rights
Read this in:
Russian / Pусский
,
Spanish / Español
How to File a Discrimination Complaint
(Separate Website)
Information on how to file a discrimination complaint with the New York City Commission on Human Rights.
By: New York City Commission on Human Rights
Read this in:
Spanish / Español
How to File a Complaint with the Office for Civil Rights and Civil Liberties (OCRL) OCRCL investigates complaints such as abuse of authority or color of the law, discrimination, profiling, violations of the confidentiality provisions of the Violence Against Women Act (VAWA), conditions of detention, treatment, due process, and watch lists.
By: US Department of Homeland Security
Read this in:
Spanish / Español
Do you have trouble with English? Are you unable to to speak, read, write, or understand English well?
(Separate Website)
Did you know federal agencies and organizations that get money from the federal government have to provide reasonable services to assist you? Learn more.
By: Federal Interagency Working Group on LEP
HUD in New York (English and Spanish)
(Separate Website)
Visit this website to get up to date news on housing developments in New York State and services available. This website is also available in Spanish.
By: U.S. Department of Housing and Urban Development
Read this in:
Spanish / Español
New York City Commission on Human Rights Informational Booklet
(Separate Website)
This booklet is a summary of New York City's Human Rights Law and the services provided by the New York City Commission on Human Rights. It covers job discrimination, housing discrimination and discrimination in public places. It also explains how to file a complaint.
By: New York City Commission on Human Rights
Read this in:
Chinese / 中文
,
French / Français
,
Korean / 한국어
,
Russian / Pусский
,
Spanish / Español
Are You Somebody With a Criminal Record, HIV/AIDS or an Alcohol or Drug History?: Preventing Job Discrimination Before It Happens
(Separate Website)
This booklet is for New Yorkers with HIV or AIDS, a drug or alcohol problem and/or a criminal record who want to know their rights to be free of discrimination. It explains: laws that forbid discrimination; limits on what employers, landlords, and others may ask; how to get a job or housing despite the stigma associated with HIV, addiction, and having a criminal record; and what to do when confronted with illegal discrimination.
By: Legal Action Center of the City of New York, Inc. (LAC)
Fair Housing Guide: What's Prohibited?
This resource describes the types of housing discrimination that is prohibited under the New York State Human Rights Law.
How to Get Section 8 or Public Housing Even With a Criminal Record
(Separate Website)
This manual tells people in New York City how they can get into Section 8 and public housing even if they – or someone in their household – has a criminal record or is in recovery from a drug problem. The manual is designed for applicants and their advocates. It contains the New York City Housing Authority admissions policies for people with criminal records and recent illegal drug use, and step-by-step suggestions for how people can gather the evidence of rehabilitation necessary to gain housing. It also includes sample letters of reference – the type people really need to convince housing authorities of their rehabilitation. Though the manual focuses on New York City Housing Authority policies, its chapter on How Can You Win Your Hearing? can help people applying to other local housing authorities gather their best evidence of rehabilitation. Includes phone numbers of agencies who assist people facing difficulty being approved for NYCHA housing.
By: Legal Action Center of the City of New York, Inc. (LAC)
What is Jiggetts?
(Separate Website)
Questions and answers about "Jiggetts", including who may be eligible, what the rules are, and how it works.
By: South Brooklyn Legal Services (A Program of Legal Services NYC)
Fact Sheet on Jiggetts
(Separate Website)
A short fact sheet on how to get help paying your rent through 'Jiggetts" and who may be eligible.
By: Legal Aid Society
Jiggetts/FEPS Providers Listing of Jiggetts/FEPS providers
By: Legal Aid Society
Read this in:
Spanish / Español
Do you have trouble with English? Are you unable to to speak, read, write, or understand English well?
(Separate Website)
Did you know federal agencies and organizations that get money from the federal government have to provide reasonable services to assist you? Learn more.
By: Federal Interagency Working Group on LEP
HUD in New York (English and Spanish)
(Separate Website)
Visit this website to get up to date news on housing developments in New York State and services available. This website is also available in Spanish.
By: U.S. Department of Housing and Urban Development
Read this in:
Spanish / Español
English-Spanish Glossary of Legal Terms & Phrases
(Separate Website)
Are You in Foster Care and Ready to Live on Your Own? You May Qualify for a Housing Subsidy. Information for young people who are coming out of foster care to live on their own about a housing subsidy that can help pay part of the rent.
By: The Door - A Center of Alternatives
Basic Information on Jiggets/FEPS This resource provides basic information on Jiggets/FEPS and how to know if you qualify for this assistance.
By: Legal Aid Society
Read this in:
Spanish / Español
What is a Section 8 Voucher?
General information on the Section 8 program in New York State.
By: Community Legal Education With an Edge (CLEWE)
What is Emergency Assistance?
Information on Emergency Assistance.
By: Community Legal Education With an Edge (CLEWE)
MANUFACTURED HOME TENANTS RIGHTS
(Separate Website)
This document explains what manufactured homes are, regulations about leases, various charges, how eviction can happen, various rights of tenants, and other relevant issues
By: New York State Attorney General's Office
Summary of Mobile Home Park Tenant's Rights
(Separate Website)
A list of the rights of tenants who live in mobile home parks.
By: New York State Division of Housing and Community Renewal
New York Real Property Law Section 233
(Separate Website)
Section 233 of the New York Real Property Law (RPL) is where you can find most of the rules about mobile home parks in New York. You can read what RPL233 says by following this link.
By: New York State Division of Housing and Community Renewal
Leases in Manufactured and Mobile Home Parks
(Separate Website)
If you live in a manufactured or mobile home park, your landlord must offer you in writing the chance to sign at least a one year lease.
By: Neighborhood Legal Services, Inc.
Demand for Past Due Rent in Mobile Home Parks
(Separate Website)
Rent demands in mobile home parks have different rules than rent demands in other housing.
By: Legal Assistance of Western New York - Geneva Office
HUD in New York (English and Spanish)
(Separate Website)
Visit this website to get up to date news on housing developments in New York State and services available. This website is also available in Spanish.
By: U.S. Department of Housing and Urban Development
Read this in:
Spanish / Español
It's the Law: Get a Receipt
Information on a tenant's legal right to get a rent receipt from the landlord.
By: Goddard-Riverside Community Center - West Side SRO Law Project
Read this in:
Spanish / Español
Housing Frequently Asked Questions
(Separate Website)
This resource provides answers to common questions regarding housing issues in NYC.
By: Legal Aid Society
Read this in:
Spanish / Español
Tenant's Rights Guide: Leases, Rent and Lease Succession or Termination
(Separate Website)
A summary of tenant's rights as they relate to leases, rent, when a lease may be passed on to someone else, and when a lease may be ended.
By: New York State Attorney General's Office
Tenant's Rights Guide: Habitability and Repairs, Safety, Tenants Personal Rights, Utility Services
(Separate Website)
A summary of tenant's rights as they relate to repairs, safety, tenant associations, privacy, discrimination, utilities, finding an apartment, roommates and pets.
By: New York State Attorney General's Office
Tenant Awareness and Organizing When you sign a lease with your landlord, you are entitled to a clearn, safe, and properly maintained apartment and building. This booklet provides information on what to do if your landlord is not living up to his/her part of the bargain.
By: The Children's Aid Society
Read this in:
Spanish / Español
Heat and Hot Water Complaints
Detailed information on your rights as a tenant to heat and hot water, and what you can do if your landlord is violating this right.
By: Community Training Resource Center
NYC Homeownership Resource Guide This resource provides a list of helpful agencies and telephone numbers for homeowners in New York City.
By: Neighborhood Economic Development Advocacy Project
NYC Homebuyer Pocket Guide
(Separate Website)
Information regarding scams and everything else you should know about when you are in the market for a new home.
By: Neighborhood Economic Development Advocacy Project
What Homeowners Need to Know About Property Taxes
(Separate Website)
This resource provides useful information for homeowners that are interested in learning more about property taxes; your rights and protections.
By: South Brooklyn Legal Services (A Program of Legal Services NYC)
It's the Law: Get a Receipt
Information on a tenant's legal right to get a rent receipt from the landlord.
By: Goddard-Riverside Community Center - West Side SRO Law Project
Read this in:
Spanish / Español
Roommate Issues
(Separate Website)
The answers to some questions about roommates, including what to do if your name is not on the lease.
By: New York City Rent Guidelines Board
Sublets, Assignments and Illusory Tenancies
(Separate Website)
A summary of the rules for rent stabilized tenants around subletting and assigning apartments, including information explaining what an illusory tenancy is.
By: New York State Division of Housing and Community Renewal
Read this in:
Spanish / Español
Tenancy Rights of Remaining Residents of an Apartment Where the Legal Tenant has Died or Moved Out
Frequently asked questions and answers concerning the rights of remaining apartment residents where the legal tenant has died or moved.
By: Legal Services NYC - Legal Support Unit
Read this in:
French / Français
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