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  Free Legal Information for Low-Income Oregonians  
 
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Consumer Issues for Seniors
  Click below for legal information that can help you.

 

 
There are 18 resources  
Consumer Protection - (1)
Elder Law in Oregon - (1)
Fraud and Scam Protections - (2)
Living Trusts and Final Wishes - (2)
Medical and Insurance Issues for Seniors - (5)
Protecting Your Assets - (7)
  Consumer Protection
 
   Consumer Protection Information (Separate Website)
Publications on many consumer topics, including Seniors' issues.
By: Federal Trade Commission

    Read this in: Spanish / Español
  
   
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  Elder Law in Oregon
 
   Elder Law in Oregon Booklet This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Topics include: Financial Assistance; Medical Benefits; Managing Financial Choices; Managing Health Care Choices; Long-Term Care; Property Ownership and Rental; Protection of Legal Rights; Visitation and Custody Rights for Grandparents; Elder Abuse, Sexual Assault, and Domestic Violence; Age Discrimination and Disability Discrimination; and Consumer Protection Laws. Printed by the Oregon State Unit on Aging.
By: Legal Aid Services of Oregon
 
    Read this in: Spanish / Español
  
   
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  Fraud and Scam Protections
 
   Are You a Target of Telephone Scams? (Separate Website)
Information for seniors about common telephone scams.
By: Federal Trade Commission
  
   
   Prize Offers: You Don't Have to Pay to Play This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Information about prize scams and laws that help protect consumers against fraudulent sweepstakes and prize offers.
By: Federal Trade Commission
  
   
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  Living Trusts and Final Wishes
 
   Living Trust Offers (Separate Website)
Basic information about living trusts and suggestions for determining whether a living trust will work best in your situation.
By: Federal Trade Commission
  
   
   Funerals - A Consumer Guide (Separate Website)
Information about funeral arrangements and consumer rights.
By: Federal Trade Commission

    Read this in: Spanish / Español
  
   
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  Medical and Insurance Issues for Seniors
 
   Generic Drugs This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Information about generic prescription drugs and how their use might save you money.
By: Federal Trade Commission
  
   
   Hearing Loss and Hearing Aids (Separate Website)
Find out about hearing aids - when you might need one; how to buy one carefully.
By: U.S. Food and Drug Administration

    Read this in: Spanish / Español
  
   
   Sound Advice on Hearing Aids (Separate Website)
Information about hearing aids, includes standards for the sale of hearing aids.
By: Federal Trade Commission
  
   
   Medical Identity Theft: How to mimimize risk This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Like traditional identity theft, medical ID theft can affect your finances; but it also can take a toll on your health. Medical identity theft may change your medical and health insurance records.
By: Federal Trade Commission
  
   
   Oregon Insurance Complaints
Information about auto, health and other insurance in Oregon and how to file a consumer complaint against an insurance company or agent.
By: Oregon Dept. of Consumer & Business Services, Insurance Division

    Other Formats:   Separate Website
    Read this in: Spanish / Español
  
   
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  Protecting Your Assets
 
   New Laws Protect Public Benefits from Bank Account Garnishments This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New state and federal laws protect two months of public benefits, such as Social Security, Veterans Benefits and other public benefits from bank account garnishments. Read more here.
By: Lane County Legal Aid and Advocacy Center
  
   
   Opening Bank Accounts and Cashing Checks This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
How to save money and avoid theft.
By: National Consumer Law Center

    Read this in: Chinese / 中文 , Korean / 한국어 , Russian / Pусский , Spanish / Español , Vietnamese / Tiếng Việt
  
   
   Charitable Donations (Separate Website)
Information about charitable giving and steps you can take to help ensure that the money you donate goes to worthwhile causes.
By: Federal Trade Commission
  
   
   Are You Afraid Creditors Will Garnish Your Bank Account? This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Information about income sources that you may be able to protect from garnishment by creditors and what to do about it.
    Read this in: Spanish / Español
  
   
   How to Protect Your Assets from Creditors in Oregon This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
If you owe money to a creditor, who is trying to collect the debt by taking your property or money, some of your assets are protected by law.
    Read this in: Spanish / Español
  
   
   How to Tell a Financial Institution that You Have Deposits Protected from Garnishment This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Information about funds not subject to garnishment and instructions for how to tell a financial institution that you have deposits that are protected from garnishment. A sample affidavit for notifying financial institutions about these funds is attached.
    Read this in: Spanish / Español
  
   
   SSA/SSI Debt Collection
Questions about debt and Social Security Checks.
By: Lane County Legal Aid and Advocacy Center

    Other Formats:   This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. PDF File
    Read this in: Spanish / Español
  
   
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