LawHelp Legal Information search results for Consumer

PALawHELP.org - Your Online Guide to Legal Information and Legal Services in Pennsylvania

Your Online Guide to Legal Information and Legal Services in Pennsylvania

	Consumer > Credit Access


	Click on other tabs above for information about legal aid providers and courts in your area. Below is legal information on this sub-topic. You can localize this information by clicking on the"Choose Another Location" link in the right column and selecting the area where you live.

There are 18 resources


	Information from the Pennsylvania Legal Aid Network - (4)
	Information from Bar Associations and Other Legal Organizations - (4)
	Information from Government Agencies - (10)

Information from the Pennsylvania Legal Aid Network

Getting or Cosigning for Credit
Information on obtaining credit
By: Pennsylvania Legal Aid Network, Inc.
Other Formats:

PDF File

Credit Discrimination Pamphlet (Separate Website)
Information on issues with relating to credit reporting agencies.
By: Southwestern Pennsylvania Legal Services, Inc.

Credit Card Fact Sheet
Informational Fact Sheet for Consumers
By: MidPenn Legal Services

Limited Income? Ideas for Stretching Your Dollars This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
This packet provides many ideas to northwestern PA residents on how to stretch your limited dollars, focusing on 8 areas of your life: Food, Clothing, Housing, Utilities, Money, Medical, Education, and Children.
By: Northwestern Legal Services

Information from Bar Associations and Other Legal Organizations

Know Your Credit Rights This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
Consumer information pamphlet from the Pennsylvania Bar Association.
By: Pennsylvania Bar Association

What are my credit rights? (Separate Website)
Information on credit rights from the Allegheny County Bar Association.
By: Allegheny County Bar Association

Credit Reporting Problems (Separate Website)
Information about credit reporting problems.
By: Erie County Bar Association

Advantage Credit Counseling/Consumer Credit Counseling (Erie County) (Separate Website)
Information on free credit counseling services in Erie County.
By: Erie County Bar Association

Information from Government Agencies

Summary of Your Rights Under the Fair Credit Reporting Act [PDF] This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
Information on your rights under the Fair Credit Reporting Act.
By: Federal Trade Commission

Financial Literacy: Earning a Lifetime of Dividends (Separate Website)
Information from a consumer booklet published by the Attorney General of Pennsylvania.
By: Pennsylvania Office of Attorney General

How to Establish, Use, and Protect Your Credit (Separate Website)
Information brochure onf the use of credit.
By: Federal Reserve Bank of San Francisco

Credit and Charge Cards: What Consumers Should Know about the Cost and Terms of Credit (Separate Website)
Informaton brochure on credit and charge cards.
By: Federal Reserve Bank of San Francisco

Credit Cards - Consumer Guide (Separate Website)
This site--maintained by the Federal Reserve Board, whose goal is to protect the credit rights of consumers--provides a basic guide to navigating the credit card process.
By: Federal Reserve Board

Your Credit Rights: How the Law Protects You (Separate Website)
Information brochure on protections offered in the law to consumers using credit.
By: Federal Reserve Bank of San Francisco

Credit Repair Scams This link opens a PDF file in a new window. If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.

(Separate Website)
Information relating to credit repair scams and companies that charge a fee and to "fix" your credit rating.
By: Pennsylvania Office of Attorney General

Credit Cards and College Students (Separate Website)
General credit advice for students on credit card usage.
By: Pennsylvania Office of Attorney General

Credit Cards & Consumer Loans (Separate Website)
Consumer information from the Federal Trade Commission.
By: Federal Trade Commission

Consumer Action Handbook (Separate Website)
The General Services Administration (GSA) updates and publishes this valuable resource every year. In this handbook, the GSA?s Office of Citizen Services brings you the latest information on your consumer rights and responsibilities.
By: U.S. General Services Adminiatration


Adobe Acrobat Reader required. (If you are using a screen reader that does not support PDF format, copy the PDF link, and use the Access Adobe online form to convert this file to HMTL text.)

Information, Not Legal Advice. We are providing this information as a public service. We try to make it accurate as of the date noted in the materials. Sometimes the laws change. We cannot promise that this information is always up-to-date and correct.

We do not intend this information to legal advice. By providing this information, we are not acting as your lawyer. If you need legal advice, you should contact a lawyer through your local legal aid organization. Always talk to a competent lawyer, if you can, before taking legal action.

Lawyer Advertising. This web site is not intended to be advertising or solicitation. The hiring of a lawyer is an important decision that should not be based on advertisements. Before hiring an attorney, you should investigate his or her reputation and qualifications.

Links. Some of the items listed here have not been prepared by us, but are instead "links" to information prepared and posted by others. We cannot guarantee the accuracy of information posted on other sites. The links are not intended to imply that we sponsor or are affiliated or associated with the persons who created those sites, nor are the links intended to imply that we are legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links.

E-mail. Viewing this web site, or transmitting an e-mail message through this web site, does not create an attorney-client relationship. Sending e-mail to an attorney mentioned in this site does NOT create an attorney-client relationship between you and the attorney. Unless you are already a client of the attorney, your e-mail may NOT be protected by the attorney-client privilege. Moreover, unless it is encrypted, e-mail can be intercepted by persons other than the recipient.

Deadlines are extremely important in most legal matters. You may lose important legal rights if you do not obtain an attorney immediately to advise you. Many people do not check their e-mail daily, and some attorneys do not respond to unsolicited e-mail from non-clients.

PALawHELP.org is provided as a public service by the Pennsylvania Legal Aid Network, the Pennsylvania Bar Association and the Legal Services Corporation.