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Mortgage Foreclosure Issues
Guide to mortgage foreclosure in New Mexico. |
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Paying Back Student Loans
If you took out one or more loans while attending a community college, university, trade school, vocational school, or other post-high school educational institution, it is likely that you have been contacted about paying back your student loans. This information sheet provides information as to the student loan process, what parties can get involved in collecting your student loans, what options are available to you, and how you can get information about your loans. |
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Quitclaim Deeds
A quitclaim deed is a deed that gives away any rights the person signing the deed might have to property described on the deed. The deed does not guarantee that the person signing the deed has any rights to the property. |
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Health |
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Medicaid Eligibility
Medicaid is a state and federal government program that pays medical bills for low-income people who meet certain income guidelines. Generally the Income Support Division (ISD) of the Human Services Department (HSD) decides whether a person can receive Medicaid benefits. |
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Medicaid: New Mexikids
This program gives no cost or low cost health insurance for children under 19 years old. It pays for regular check-ups, doctor visits, dental visits, hospital care, prescriptions, glasses, and hearing and vision exams. Other services may be covered if they are medically necessary. |
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Housing |
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2009 Landlord Tenant Hotline Free Public Workshops
Workshop Topics include landlord rights and responsibilities, tenant rights and responsibilities, evictions, security deposit disputes, how to request repairs from your landlord |
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Evictions
The only way a Landlord can legally kick you out or evict you from your apartment or rental home is by going to court and getting a court order to evict you. |
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Landlord Lockout of Home or Apartment
It is always illegal for a landlord to lock you out of your rental home or apartment, even if you owe the Landlord past due rent. The only way that your Landlord can legally make you leave your rental home or apartment is by going to court and asking the judge to enter an order to kick you out. This is also called an order of eviction. |
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Landlords' Rights and Responsibilities
Under New Mexico landlord/tenant law, a landlord is required to provide tenants with a written lease. The landlord must perform the obligations stated in the lease and those that are imposed by law. If the landlord fails to perform those obligations, a tenant has a variety of available remedies, depending on the problem, including withholding a portion of the rent or taking the landlord to court to enforce compliance. |
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Mobile Home Rentals
If you are renting the mobile home itself and not just renting a space for your own mobile home, you have the same rights as people renting apartments or houses. If you are renting a space in a mobile home park for your own mobile home, you have the same rights as people renting apartments or houses, plus you may have other rights. |
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Mortgage Foreclosure Issues
Guide to mortgage foreclosure in New Mexico. |
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Past Due Rent
If you do not pay your rent on time, your Landlord can begin a procedure in court to kick you out. Another word for kicking you out is evict or eviction. Before he can evict you because your rent isn’t paid, your Landlord must give you a written notice called a 3-Day Notice of Nonpayment of Rent. |
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Quitclaim Deeds
A quitclaim deed is a deed that gives away any rights the person signing the deed might have to property described on the deed. The deed does not guarantee that the person signing the deed has any rights to the property. |
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| Read this in:
Spanish |
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Return of Your Security Deposit
If you paid all of the rent that you owed to your Landlord and did not damage the apartment or rental home, then your Landlord should give back your security deposit no later than thirty (30) days after you move out. Your Landlord cannot keep your security deposit for normal wear and tear or regular everyday use of the apartment or rental home. Your Landlord cannot keep your deposit for damage done to the apartment before you moved in. |
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Utility Shutoff and Your Rights
If your gas, electricity, or water service is shut off, or if you are being threatened with a shutoff, you should call the utility company immediately to find out the reason for the shutoff. The utility company cannot shut off service and charge you for bills owed by your landlord or for bills owed by tenants who used to live at your address. The utility company cannot shut off service because you are behind in your rent, even though your Landlord may want the utility company to do so. |
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What Cleaning and Repairs Can a Landlord Charge For?
Typically, landlords may charge tenants for any cleaning or repairs necessary to restore the rental unit to its condition at the beginning of the tenancy. Landlords may not, however, use the tenant's security deposit to cover the costs of ordinary wear and tear. |
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Public Benefits |
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Landlords' Rights and Responsibilities
Under New Mexico landlord/tenant law, a landlord is required to provide tenants with a written lease. The landlord must perform the obligations stated in the lease and those that are imposed by law. If the landlord fails to perform those obligations, a tenant has a variety of available remedies, depending on the problem, including withholding a portion of the rent or taking the landlord to court to enforce compliance. |
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| Read this in:
Spanish |
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Medicaid Eligibility
Medicaid is a state and federal government program that pays medical bills for low-income people who meet certain income guidelines. Generally the Income Support Division (ISD) of the Human Services Department (HSD) decides whether a person can receive Medicaid benefits. |
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| Read this in:
Spanish |
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Medicaid: New Mexikids
This program gives no cost or low cost health insurance for children under 19 years old. It pays for regular check-ups, doctor visits, dental visits, hospital care, prescriptions, glasses, and hearing and vision exams. Other services may be covered if they are medically necessary. |
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Public Benefits: Food Stamps
Food stamps help people with little or no income to buy food. In New Mexico, food stamp benefits are given in the form of a plastic card (called an EBT card) that you use like a bank card to buy food. Most food stores take food stamps. |
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Public Benefits: NM Works, TANF and Cash Assistance
TANF stands for Temporary Assistance for Needy Families. The program gives cash assistance (a monthly check) to families who qualify and should be used to pay for housing, utilities, and clothing costs. In New Mexico, it is also known as NM Works. It is run by the Human Services Department (HSD). |
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What Cleaning and Repairs Can a Landlord Charge For?
Typically, landlords may charge tenants for any cleaning or repairs necessary to restore the rental unit to its condition at the beginning of the tenancy. Landlords may not, however, use the tenant's security deposit to cover the costs of ordinary wear and tear. |
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Resource List |
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Law Access Community & Legal Resource List
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Resource List from Law Access New Mexico
These agencies may or may not have eligibility requirements. [Even if one agency has told you that you are not eligible for their program, you may be eligible for one of the other programs listed here] |
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