Self-help information through various links, documents, publications, etc. Check the Community Directory Channel for more resources.
There are 29 resources
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Cars
Auto Title Loans
(Separate Website)
PDF document (may load slowly).
By: South Carolina Appleseed Legal Justice Center
Automobile Warranties
(Separate Website)
Lawline FAQ: There are two types of warranties that may come with the purchase of both new and used cars: express warranties and implied warranties. Be sure you know your rights under express and implied warranties, as well as extended warranties and service contracts.
By: South Carolina Bar Association
Buying a Used Car (Spanish Version)
(Separate Website)
PDF document (may load slowly).
By: South Carolina Appleseed Legal Justice Center
Read this in:
Spanish / Español
Consumer Rights in Auto Repossessions
(Separate Website)
Lawline FAQ: Before a lender can repossess your car you must have used your car as collateral for the loan and you must have defaulted on your contract with the lender. Usually, when you borrow money to buy a car, you have to use the car as collateral. If you do so and get behind on your payments, your contract will say that you have defaulted and your car may be repossessed. Although your contract with the lender governs the default and the repossession, you still have certain rights under state and federal law.
By: South Carolina Bar Association
Dealing with Automobile Dealerships
(Separate Website)
Lawline FAQ: Nearly everyone has had an unpleasant experience in buying or maintaining an automobile or knows someone who has. Also, nearly everyone knows of cars that have given years and years of trouble-free service. To protect your legal rights and ensure that your purchase will meet your needs and provide minimal aggravation, you need to take certain steps both before and after the purchase.
By: South Carolina Bar Association
By: SC Department of Labor, Licensing, and Regulation
Consumer Debts and the Law
(Separate Website)
Do you owe someone money? Having trouble paying off your debt? This brochure can help you understand your rights as a consumer debtor. PDF document (may load slowly).
By: South Carolina Bar Association
Credit - An FTC Consumer Law Web Site
(Separate Website)
This web site contains over 100 documents that deal with credit issues, including credit scams, privacy issues, identity theft, electronic banking and credit cards. The web site also contains information for businesses. The documents may be viewed and printed from the screen or printed in PDF format.
By: Federal Trade Commission
Fair Debt Collection
(Separate Website)
If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor." If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector." You should know that in either situation, the Fair Debt Collection Practices Act requires that debt collectors treat you fairly and prohibits certain methods of debt collection. Of course, the law does not erase any legitimate debt you owe. This brochure answers commonly asked questions about your rights under the Fair Debt Collection Practices Act.
By: Federal Trade Commission
Your Rights Against Debt Collectors
(Separate Website)
This web site describes your basic federal rights in connection with debt collectors.
By: U.S. Federal Trade Commission
Consumers' Rights in Business Bankruptcy
(Separate Website)
Lawline FAQ: Rights and obligations of consumers when businesses go bankrupt.
By: South Carolina Bar Association
Definitions and Terms used in the South Carolina High Cost Mortgage and Consumer Home Act of 2003
(Separate Website)
Slide presentation. PDF document (may load slowly).
By: South Carolina Appleseed Legal Justice Center
Equal Credit Opportunity Act
(Separate Website)
Lawline FAQ: This act applies to banks, savings and loan associations, credit unions, finance companies, department stores, credit card issuers, car and appliance dealers and all others who regularly grant credit. The Act does not guarantee credit. You must still pass the creditor's tests of creditworthiness, but the tests must be applied impartially, and without discrimination based on race, color, religion, national origin, sex, marital status, age, receipt of public assistance or because you exercise your rights under federal laws.
By: South Carolina Bar Association
Fast Facts - SC Department of Consumer Affairs
(Separate Website)
PDF document (may load slowly).
By: SC Department of Consumer Affairs
Innocent and Injured Spouse Relief
(Separate Website)
Information on relief for innocent and injured spouses from governmental withholding of tax refund money to pay another spouse's outstanding debt. PDF document (may load slowly).
By: South Carolina Appleseed Legal Justice Center
Overview of Predatory Lending Law
(Separate Website)
Report on current laws regarding predatory mortgage lending. PDF document (may load slowly).
By: South Carolina Appleseed Legal Justice Center
Personal Financial Education
(Separate Website)
This web site contains information and educational materials about: (1) Consumer Banking, (2) Consumer Protection, (3) Economics, (4) Home and Mortgages, (5) Interest Rates, (6) Loans and Credit, and much much more!
By: Federal Reserve System
Adobe Acrobat Reader required. (If you are using a screen reader that does not support PDF format, copy the PDF link, and use the Access Adobe online form to convert this file to HMTL text.)
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Referral Finder
(Separate Website)
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