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   Unemployment Brochure This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
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   What Senior Advocates Should Know About Electronic Deposit of Social Security and SSI (Separate Website)
In 1996, Congress passed a law requiring that the federal government make most payments, including Social Security and SSI payments, using electronic funds transfer (EFT). The federal government has been implementing the EFT law over the past few years. The EFT law may have caused some seniors, especially those who never have had a bank account or used an ATM, some needless anxiety. Many of these seniors may not be aware that there are a number of exceptions to the EFT law. Even worse, the EFT law may have caused some low-income seniors to fall prey to check cashers and other high cost financial services providers. Under the EFT law, there are a number of options to receive federal benefits electronically, including regular and low-cost bank accounts. There is also a generous provision for hardship waivers, so that recipients can continue to receive paper checks. The most important thing advocates can do is to make sure their clients are not needlessly spending money on expensive accounts at check cashers and other financial sharks.
By: National Consumer Law Center
  
   
   Your Rights in Public Benefits Programs (Separate Website)

By: South Carolina Legal Services- Columbia
 
  
   
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