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  Starting and Running Your Business
 
   The Facts about the Microloan Program for Entrepreneurs (Separate Website)
The Microloan Program combines the resources and experience of the U.S. Small Business Administration with those of locally based nonprofit organizations to provide small loans and technical assistance to small businesses. Under the Microloan Program, the SBA makes funds available to qualified nonprofit organizations, which act as intermediary lenders. The intermediaries use these funds to make loans of up to $35,000 to new and existing small businesses. The intermediaries also provide management and technical assistance to help ensure success.
By: U.S. Small Business Administration
  
   
   The Law and Your Business (Separate Website)
Business law is a huge subject. This section provides guidance for people thinking about starting a business. This web site includes information on: (1) Securing Capital, (2) State-Local Laws That Affect New Businesses, (3) Home-Based Businesses, and (4) Tax Law for Businesses.
By: American Bar Association
  
   
   When You Retire From Your Own Business: What You Need to Know (Separate Website)
If you own and operate a business and are younger than full retirement age and you are getting ready to retire, Social Security needs to know whether you will retire completely or whether you still plan to work. If you are at full retirement age or older, you can get all your Social Security benefits whether you retire from your business or not.
By: Social Security Administration
  
   
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  Other Resources
 
   Americans with Disabilities Act Business Connection (Separate Website)
The Americans with Disabilities Act (ADA) is a Federal civil rights law that prohibits discrimination against people with disabilities in everyday activities, such as buying an item at the store, going to the movies, enjoying a meal at a local restaurant, exercising at the health club, or having the car serviced at a local garage. This web site contains information about the Federal laws that establish requirements for businesses of all sizes to accommodate the needs of disabled people. These requirements went into effect on January 26, 1992.
By: U.S. Department of Justice
  
   
   Community Reinvestment Act: Does Your Bank Measure Up? (Separate Website)
Community Reinvestment: Does Your Bank Measure Up? Under the Community Reinvestment Act, the Federal Reserve Banks evaluate banks' records of meeting the credit needs of communities—including low- and moderate-income neighborhoods. When banks apply for permission to expand, merge or acquire another institution, the government takes into account whether the bank has been meeting the credit needs of its community. Learn about the Congressional Act enacted in 1997 to encourage insured banks and other depository institutions to help meet the credit needs of their communities.
By: Federal Reserve Bank of New York
  
   
   Donating to Public Safety Fund-Raisers (Separate Website)
As a businessperson, you may want to contribute to law enforcement or public safety groups in your community or buy advertising in publications that seem to be sponsored by nonprofit organizations. While you give back to the community that supports your business, be sure to apply the same savvy you use to make your business decisions when you consider your response to a fund-raising appeal.
By: Federal Trade Commission
  
   
   Economic Development and Job Training Programs (Separate Website)
HUD wants to strengthen communities, and economic development is an important part of that effort. Economic development is all about creating and retaining jobs in our Nation's communities. Learn about economic development programs from HUD and other federal agencies.
By: U.S. Department of Housing and Urban Development
  
   
   Mymoney.gov (Separate Website)
Welcome to mymoney.gov, the Federal Government's website dedicated to helping Americans understand more about their money – how to save it, invest it, and manage it to meet your personal goals.
By: Financial Literacy and Education Commission
  
   
   Workforce Development On-Line Resources and Tools (Separate Website)
Use the Enterprise Resource Database to begin or expand your workforce development efforts. The workforce development part of the ERD is divided into two sections: · Understanding Today's Workforce System: Get background on basic workforce principles, the Workforce Investment Act, and a calendar of national workforce conferences and training events. · How to Help Someone Get and Keep a Job: Find practical, hands-on tools that you can download and use to improve or create recruitment, intake, training, job placement, job retention, and career advancement services. Search the Enterprise MoneyNet™ database for private funding sources for your workforce development program. Find and order workforce development-specific Enterprise publications and products.
By: The Enterprise Foundation
  
   
   Workforce Support System (Separate Website)
Welcome to The Enterprise Foundation's Workforce Support System (WSS) , an online tool for organizations that want to improve their existing workforce development program or are considering starting one up. Implementing a new workforce development program is a complex and strenuous task that should be done only after very careful consideration. Your clients might be better served through your collaborating with local, experienced workforce providers. Nonetheless, this tool can help you think through the various aspects of creating a new program. The Workforce Support System (WSS) is a database designed to help your workforce development program serve both job seekers and employers with equal success. It links you to tools, strategies, Internet resources and suggestions for improving program performance.
By: The Enterprise Foundation
  
   
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