Self-help information through various links, documents, publications, etc. Check the Community Directory Channel for more resources.
There are 39 resources
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Other Resources
Advance-fee Loan Scams
(Separate Website)
Advance-fee loan sharks are preying on unwary consumers, taking their money for the promise of a loan or credit, and leaving them in hot water. The scam artists often impersonate legitimate lenders to entice consumers into falling for their bogus offer.
By: Federal Trade Commission
Advertising - FTC Web Site on Consumer Rights and Business Obligations
(Separate Website)
This web site contains over 100 documents covering consumer rights in connection with product advertising, ways for businesses to stay in compliance with the requirements of the law, and guides and policy statements of the Federal Trade Commission on advertising. The documents may be read and printed from the screen or printed in PDF format.
By: Federal Trade Commission
Alternative Ways to Resolve Disputes
(Separate Website)
Pamphlet describing arbitration and mediation, both forms of Alternative Dispute Resolution (ADR). PDF document (may load slowly).
By: South Carolina Bar Association
Buying and Selling Real Estate
(Separate Website)
Lawline FAQ: This information emphasizes the buying and selling of residential real estate. Many would be home buyers use the services of a real estate agent. Although the use of a real estate agent is not required, he or she can help by handling some of the details involved.
By: South Carolina Bar Association
Children's Consumer Issues - An FTC Web Site
(Separate Website)
This FTC web site contains a number of documents relating to protecting children including information on scholarship scams, consumer credit, online privacy and products to protect kids from the sun. The web site also contains information for businesses which market to children. The documents may be viewed and printed from the screen or printed in PDF format.
By: Federal Trade Commission
Complaint Services
(Separate Website)
The South Carolina Consumer Protection Code gives the South Carolina Department of Consumer Affairs' Administrator broad powers and responsibilities to accept all types of complaints dealing with any consumer transaction arising out of the production, promotion or sale of consumer goods and services. The Division of Consumer Services is responsible for processing and evaluating consumer complaints received by the Department. The division endeavors to determine the probable basis and merit of each complaint. The evaluation of each complaint also includes advising consumers of the results of our determination.
By: SC Department of Consumer Affairs
Consumer Bill of Rights
(Separate Website)
By: SC Department of Labor, Licensing, and Regulation
Consumer Debts and the Law
(Separate Website)
Do you owe someone money? Having trouble paying off your debt? This brochure can help you understand your rights as a consumer debtor. PDF document (may load slowly).
By: South Carolina Bar Association
Consumer Law: Legal Issues on the Internet
(Separate Website)
The Internet has become ubiquitous in American life. It raises number of consumer-protection issues that can be addressed here.
By: American Bar Association
Consumer Privacy Issues - FTC Web Site
(Separate Website)
Advances in computer technology have made it possible for detailed information about people to be compiled and shared more easily and cheaply than ever. That's good for society as a whole and individual consumers. For example, it is easier for law enforcement to track down criminals, for banks to prevent fraud, and for consumers to learn about new products and services, allowing them to make better-informed purchasing decisions. At the same time, as personal information becomes more accessible, each of us - companies, associations, government agencies, and consumers - must take precautions to protect against the misuse of that information. The Federal Trade Commission is educating consumers and businesses about the importance of personal information privacy. Read more about our efforts, what we've learned, and what you can do to protect the privacy of your personal information.
By: Federal Trade Commission
Consumers' Right to Cancel Door-to-door Sales Contracts
(Separate Website)
Lawline FAQ: A consumer's right to cancel certain contracts is referred to as his "right to rescind" that contract. When consumers are in their own, or someone else's home they cannot walk away from a salesperson as they would in a retail store, and they are often persuaded to make a purchase by a skillful salesperson. For that reason, there are both state and federal laws which allow consumers to cancel credit sales contracts entered into in such situations.
By: South Carolina Bar Association
Credit Cards and Charge Accounts
(Separate Website)
Lawline FAQ: A credit card is a convenience which lets the consumer buy goods and services without having to carry cash and checkbooks. This plastic card represents the legal agreement you have with a creditor such as a department store or bank.
By: South Carolina Bar Association
E-consumer.com: Your site for cross-border e-commerce complaints
(Separate Website)
On April 24, 2001, responding to the challenges of multinational Internet fraud, and working to enhance consumer protection and consumer confidence in e-commerce, thirteen countries unveiled econsumer.gov, a joint effort to gather and share cross-border e-commerce complaints
By: Federal Trade Commission
Equal Credit Opportunity Act
(Separate Website)
Lawline FAQ: This act applies to banks, savings and loan associations, credit unions, finance companies, department stores, credit card issuers, car and appliance dealers and all others who regularly grant credit. The Act does not guarantee credit. You must still pass the creditor's tests of creditworthiness, but the tests must be applied impartially, and without discrimination based on race, color, religion, national origin, sex, marital status, age, receipt of public assistance or because you exercise your rights under federal laws.
By: South Carolina Bar Association
Exports
(Separate Website)
These web pages contain information, regulations and forms relating to exporting goods from the U.S. to other countries.
By: U.S. Customs and Border Protection
FTC Web Site: E-Commerce and The Internet
(Separate Website)
Education is a key tool to prevent consumer injury. In this section of our website, you?ll find publications with advice on avoiding scams and rip-offs, as well as tips on other consumer topics.
By: Federal Trade Commission
Personal Financial Education
(Separate Website)
This web site contains information and educational materials about: (1) Consumer Banking, (2) Consumer Protection, (3) Economics, (4) Home and Mortgages, (5) Interest Rates, (6) Loans and Credit, and much much more!
By: Federal Reserve System
South Carolina Bad Check Law
(Separate Website)
Lawline FAQ: If a person pays for goods or services with a check and that check is then dishonored by the bank on which it is written, you may be able to collect on the check by proceeding under the so-called South Carolina Bad Check law.
By: South Carolina Bar Association
The Savvy Consumer's Guide - Long Distance Shopping Guide
(Separate Website)
PDF document (may load slowly).
By: SC Department of Consumer Affairs
Adobe Acrobat Reader required. (If you are using a screen reader that does not support PDF format, copy the PDF link, and use the Access Adobe online form to convert this file to HMTL text.)
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