Self-help information through various links, documents, publications, etc. Check the Community Directory Channel for more resources.
There are 31 resources
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Other Resources
Complaint Services
(Separate Website)
The South Carolina Consumer Protection Code gives the South Carolina Department of Consumer Affairs' Administrator broad powers and responsibilities to accept all types of complaints dealing with any consumer transaction arising out of the production, promotion or sale of consumer goods and services. The Division of Consumer Services is responsible for processing and evaluating consumer complaints received by the Department. The division endeavors to determine the probable basis and merit of each complaint. The evaluation of each complaint also includes advising consumers of the results of our determination.
By: SC Department of Consumer Affairs
Consumer Bill of Rights
(Separate Website)
By: SC Department of Labor, Licensing, and Regulation
Consumer Debts and the Law
(Separate Website)
Do you owe someone money? Having trouble paying off your debt? This brochure can help you understand your rights as a consumer debtor. PDF document (may load slowly).
By: South Carolina Bar Association
Don't Pay to Borrow Your Own Money: The Risks and Costs of Tax Refund Anticipation Loans
(Separate Website)
How would you like to pay a super-high price to borrow money that already belongs to you? Sounds ridiculous, right? But that's pretty much what happens to many folks at tax time. You may be tempted by tax-time advertisements for "Fast Cash Refunds," "Express Money" or "Instant Refunds." Beware! Many of these "fast refunds" are really LOANS, refund anticipation loans, with extremely high interest rates!
By: National Consumer Law Center
Equal Credit Opportunity Act
(Separate Website)
Lawline FAQ: This act applies to banks, savings and loan associations, credit unions, finance companies, department stores, credit card issuers, car and appliance dealers and all others who regularly grant credit. The Act does not guarantee credit. You must still pass the creditor's tests of creditworthiness, but the tests must be applied impartially, and without discrimination based on race, color, religion, national origin, sex, marital status, age, receipt of public assistance or because you exercise your rights under federal laws.
By: South Carolina Bar Association
Fast Facts - How to File a Complaint
(Separate Website)
PDF document (may load slowly).
By: SC Department of Consumer Affairs
Fast Facts - SC Department of Consumer Affairs
(Separate Website)
PDF document (may load slowly).
By: SC Department of Consumer Affairs
Mymoney.gov
(Separate Website)
Welcome to mymoney.gov, the Federal Government's website dedicated to helping Americans understand more about their money ? how to save it, invest it, and manage it to meet your personal goals.
By: Financial Literacy and Education Commission
Personal Financial Education
(Separate Website)
This web site contains information and educational materials about: (1) Consumer Banking, (2) Consumer Protection, (3) Economics, (4) Home and Mortgages, (5) Interest Rates, (6) Loans and Credit, and much much more!
By: Federal Reserve System
The Savvy Consumer's Guide - Long Distance Shopping Guide
(Separate Website)
PDF document (may load slowly).
By: SC Department of Consumer Affairs
When Your Home Is on the Line: What You Should Know
(Separate Website)
More and more lenders are offering home equity lines of credit. By using the equity in your home, you may qualify for a sizable amount of credit, available for use when and how you please, at an interest rate that is relatively low. Before making a decision, you should weigh carefully the costs of a home equity line against the benefits. Shop for the credit terms that best meet your borrowing needs without posing undue financial risk. And remember, failure to repay the amounts you've borrowed, plus interest, could mean the loss of your home.
By: Federal Reserve Board
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