Self-help information through various links, documents, publications, etc. Check the Community Directory Channel for more resources.
There are 29 resources
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Personal Financial Resources
(Separate Website)
This web site contains information and educational materials about: (1) Consumer Banking, (2) Consumer Protection, (3) Economics, (4) Home and Mortgages, (5) Interest Rates, (6) Loans and Credit, and much much more!
By: Federal Reserve System
Predatory Lending A powerpoint presentation about the Predatory Lending
By: South Carolina Legal Services - Columbia
Right to Access Free Credit Reports
(Separate Website)
Soon you’ll be able to get your credit report for free. A recent amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation’s consumer reporting companies. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the FCRA with respect to consumer reporting companies.
By: Federal Trade Commission
Rules of the Road on What Debts to Pay First A list of rules you should follow when trying to eliminate debt.
By: South Carolina Legal Services - Columbia
SC High Cost Mortgage and Consumer Home Act of 2003
(Separate Website)
Report on high cost mortgage loans and laws protecting consumers, presented in a slideshow format. PDF document (may load slowly).
By: South Carolina Appleseed Legal Justice Center
South Carolina Department of Consumer Affairs
(Separate Website)
The primary function of SCDCA is to regulate the consumer credit marketplace, to resolve any complaint arising out of the production, promotion or sale of consumer goods or services in South Carolina, whether or not credit is involved, and to promote a healthy competitive business climate with mutual confidence between buyers and sellers.
By: South Carolina Legal Services - Columbia
South Carolina High Cost Mortgage and Consumer Home Act of 2003
(Separate Website)
Slide presentation. PDF document (may load slowly).
By: South Carolina Appleseed Legal Justice Center
The Truth About Credit Reports and Credit Repair Companies
(Separate Website)
The Truth About Credit Reports and Credit Repair Companies
By: National Consumer Law Center
Using Credit Cards
(Separate Website)
Credit cards are not just a convenient, cash-free
way to make a purchase. Credit cards are one
way to borrow money from a bank. Credit cards
are LOANS – and they often are expensive
loans. Learn how they work and how much they
can cost before you apply for one!
By: Appleseed Foundation
Adobe Acrobat Reader required. (If you are using a screen reader that does not support PDF format, copy the PDF link, and use the Access Adobe online form to convert this file to HMTL text.)