Self-help information through various links, documents, publications, etc. Check the Community Directory Channel for more resources.
There are 38 resources
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Other Resources
Complaint Services
(Separate Website)
The South Carolina Consumer Protection Code gives the South Carolina Department of Consumer Affairs' Administrator broad powers and responsibilities to accept all types of complaints dealing with any consumer transaction arising out of the production, promotion or sale of consumer goods and services. The Division of Consumer Services is responsible for processing and evaluating consumer complaints received by the Department. The division endeavors to determine the probable basis and merit of each complaint. The evaluation of each complaint also includes advising consumers of the results of our determination.
By: SC Department of Consumer Affairs
Consumer Bill of Rights
(Separate Website)
By: SC Department of Labor, Licensing, and Regulation
Consumer Debts and the Law
(Separate Website)
Do you owe someone money? Having trouble paying off your debt? This brochure can help you understand your rights as a consumer debtor. PDF document (may load slowly).
By: South Carolina Bar Association
Don't Pay to Borrow Your Own Money: The Risks and Costs of Tax Refund Anticipation Loans
(Separate Website)
How would you like to pay a super-high price to borrow money that already belongs to you? Sounds ridiculous, right? But that's pretty much what happens to many folks at tax time. You may be tempted by tax-time advertisements for "Fast Cash Refunds," "Express Money" or "Instant Refunds." Beware! Many of these "fast refunds" are really LOANS, refund anticipation loans, with extremely high interest rates!
By: National Consumer Law Center
Fast Facts - How to File a Complaint
(Separate Website)
PDF document (may load slowly).
By: SC Department of Consumer Affairs
Fast Facts - SC Department of Consumer Affairs
(Separate Website)
PDF document (may load slowly).
By: SC Department of Consumer Affairs
Mymoney.gov
(Separate Website)
Welcome to mymoney.gov, the Federal Government's website dedicated to helping Americans understand more about their money – how to save it, invest it, and manage it to meet your personal goals.
By: Financial Literacy and Education Commission
Personal Financial Resources
(Separate Website)
This web site contains information and educational materials about: (1) Consumer Banking, (2) Consumer Protection, (3) Economics, (4) Home and Mortgages, (5) Interest Rates, (6) Loans and Credit, and much much more!
By: Federal Reserve System
The Savvy Consumer's Guide - Long Distance Shopping Guide
(Separate Website)
PDF document (may load slowly).
By: SC Department of Consumer Affairs
When Your Home Is on the Line: What You Should Know
(Separate Website)
More and more lenders are offering home equity lines of credit. By using the equity in your home, you may qualify for a sizable amount of credit, available for use when and how you please, at an interest rate that is relatively low. Before making a decision, you should weigh carefully the costs of a home equity line against the benefits. Shop for the credit terms that best meet your borrowing needs without posing undue financial risk. And remember, failure to repay the amounts you've borrowed, plus interest, could mean the loss of your home.
By: Federal Reserve Board
National Association of Consumer Advocates
(Separate Website)
The National Association of Consumer Advocates (NACA) is a nationwide organization of more than 1500 members who represent and have represented hundreds of thousands of consumers victimized by fraudulent, abusive and predatory business practices
By: South Carolina Legal Services - Columbia
National Consumer Law Center
(Separate Website)
The National Consumer Law Center (NCLC) is the nation?s consumer law expert, helping consumers, their advocates, and public policy makers use powerful and complex consumer laws on behalf of low-income and vulnerable Americans seeking economic justice.
By: South Carolina Legal Services - Columbia
Online Resource Videos
A list of videos compiled or created by South Carolina Legal Services for users to learn more information about a particular topic
By: South Carolina Legal Services - Columbia
Rules of the Road on What Debts to Pay First A list of rules you should follow when trying to eliminate debt.
By: South Carolina Legal Services - Columbia
Social Security SSI - Martinez Settlement Consumer handouts explaining the Social Security
Administration's plan to repay more than $500 million in benefits that were unlawfully
withheld.
South Carolina Department of Consumer Affairs
(Separate Website)
The primary function of SCDCA is to regulate the consumer credit marketplace, to resolve any complaint arising out of the production, promotion or sale of consumer goods or services in South Carolina, whether or not credit is involved, and to promote a healthy competitive business climate with mutual confidence between buyers and sellers.
By: South Carolina Legal Services - Columbia
The High Cost of Payday and Auto Title Lenders, Pawnbrokers, and Rent-To-Own Stores
Adobe Acrobat Reader required. (If you are using a screen reader that does not support PDF format, copy the PDF link, and use the Access Adobe online form to convert this file to HMTL text.)
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Referral Finder
(Separate Website)
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