Self-help information through various links, documents, publications, etc. Check the Community Directory Channel for more resources.
There are 256 resources
Page 3 of 13
Buying a Home
Other Resources
HUD Homes (Answers to Common Questions)
(Separate Website)
This web page explains how to buy a HUD Home and provides links to properties that are available near you for purchase from HUD. When someone with a mortgage insured by the Department of Housing and Urban Development (HUD) can't meet their payments, the lender forecloses on the home. HUD pays the lender what is owed and HUD takes ownership of the home. Then HUD sells it at market value as quickly as possible.
By: U.S. Department of Housing and Urban Development
HUD Veteran Resource Center (hudvet): Housing Resources for Veterans
(Separate Website)
Veterans and their families have been at the heart of many of the programs of the U.S. Department of Housing and Urban Development (HUD) -- even before HUD became a Federal Department. HUD's Office of Community Planning and Development (CPD), in consultation with national veteran service organizations, has established a Veteran Resource Center (HUDVET). CPD's goal is to provide veterans and their family members with information on HUD's community-based programs and services. This web site contains more information about HUDVET and HUD's housing programs.
By: U.S. Department of Housing and Urban Development (HUD)
Liability Insurance
(Separate Website)
The liability portion of your homeowner's policy is designed to cover unintentional injuries on the premises and unintentional damage to other people's property. In other words, injuries caused by your negligence are covered; those you inflict on purpose are not covered.
Here are a few tips on how to cover yourself adequately. Remember, it takes only one person who is seriously injured by your negligence to generate a huge liability award and deplete your financial nest egg, not to mention your psychological well being.
By: American Bar Association
Making the Purchase of a Home
(Separate Website)
What happens when you've found your dream home and qualified for the loan? You will begin what is known as the closing or settlement process. The closing process is the period between the day you receive your loan approval and the day you finalize the purchase of your home. This web site tells you more about the closing process.
By: Ginnie Mae
Protecting Your Home Brochure
(Separate Website)
Information on predatory lending practices. PDF document (may load slowly).
By: South Carolina Appleseed Legal Justice Center
The Nehemiah Program
(Separate Website)
The Nehemiah Program® exists to help people become homeowners. The Nehemiah Program® provides gift funds for down payment and closing costs to qualified buyers using an eligible loan program, such as FHA. Gift funds of 1% to 6% of the contract sales price can be requested, depending on the particular needs of the buyer.
By: The Nehemiah Program
NLIHC Housing Affordability Information Housing affordability based on South Carolina representative districts.
Public Law - Protecting Tenants at Foreclosure Act Protecting Tenants at Foreclosure Act
Resident Rights & Responsibilities
(Separate Website)
Contains a list of documents to remind you of the importance [HUD] places on resident rights and responsibilities.
A Guide to Effective Statewide Laws/Policies Against Discrimination
(Separate Website)
Information about preventing discrimination against lesbian, gay, bi-sexual and trans-sexual students in K-12 Schools
By: LAMBDA Legal Defense & Education Fund
Americans with Disabilities Act - Answers to Common Questions
(Separate Website)
The Americans with Disabilities Act gives civil rights protections to individuals with disabilities similar to those provided to individuals on the basis of race, color, sex, national origin, age, and religion. It guarantees equal opportunity for individuals with disabilities in public accommodations, employment, transportation, State and local government services, and telecommunications. This web page is designed to provide answers to some of the questions asked most often about the ADA.
By: Equal Employment Opportunity Commission
Americans with Disabilities Act- A Guide for People with Disabilities Seeking Employment
(Separate Website)
If you are seeking a job or are new to the workforce, you should become familiar with the Americans with Disabilities Act of 1990 (ADA), a federal civil rights law designed to prevent discrimination and enable individuals with disabilities to participate fully in all aspects of society. One fundamental principle of the ADA is that individuals with disabilities who want to work and are qualified to work must have an equal opportunity to work. This brochure, from the Social Security Administration, the Equal Employment Opportunity Commission and the Department of Justice answers questions you may have about your employment rights under the ADA.
By: Social Security Administration, EEOC and Department of Justice
Challenging the Criminalization of the Homeless
(Separate Website)
The Civil Rights Project monitors and advocates nationally against local laws that "criminalize" homelessness by making it a crime to perform life-sustaining activities in public areas-- even when there are no private spaces available to the homeless person to perform these activities. For example, some communities prohibit sleeping in public spaces even when a homeless person in that community has nowhere else to sleep, such as a shelter or home. Other life-sustaining activities that may be prohibited in public spaces include eating and sitting.
By: National Law Center on Homelessness & Poverty
Comprar un hogar (Buying a Home)
(Separate Website)
PDF document (may load slowly).
By: South Carolina Bar Association
Federal Protections Against Discrimination Based on National Origin
(Separate Website)
Federal laws prohibit discrimination based on a person's national origin, race, gender, color, disability, religion, or familial status. This document explains your rights in more detail.
By: U.S. Department of Justice
First Amendment: Legal Resources for the LGBT Community
(Separate Website)
This web site contains legal resources for the lesbian and gay community relating to freedom of speech, press, religion, association and other First Amendment rights.
By: LAMBDA Legal Defense & Education Fund
Homelessness in America
(Separate Website)
Fact Sheets, includes statistics and causes of homelessness.
By: National Law Center on Homelessness & Poverty
Housing and Public Accommodation (LGBT Community)
(Separate Website)
This web site contains information about rights to housing and public accommodations for the LGBT community.
By: LAMBDA Legal Defense & Education Fund
Housing Choice Vouchers
(Separate Website)
Housing choice vouchers allow very low-income families to choose and lease or purchase safe, decent, and affordable privately-owned rental housing.
By: U.S. Department of Housing and Urban Development
Housing Choice Vouchers Fact Sheet
(Separate Website)
The housing choice voucher program is the federal government's major program for assisting very low-income families, the elderly, and the disabled to afford decent, safe, and sanitary housing in the private market. Since housing assistance is provided on behalf of the family or individual, participants are able to find their own housing, including single-family homes, townhouses and apartments.
By: U.S. Department of Housing and Urban Development (HUD)
Adobe Acrobat Reader required. (If you are using a screen reader that does not support PDF format, copy the PDF link, and use the Access Adobe online form to convert this file to HMTL text.)
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