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Debt Collection
  Find out about your rights, get answers to frequently asked legal questions and access forms
There are 17 resource(s) on TexasLawHelp  
   Debt Collection
Frequently Asked Questions
By: Texas RioGrande Legal Aid - Austin & Lone Star Legal Aid - Houston
  
   
   If You Are Sued for a Debt that You Owe

By: Texas RioGrande Legal Aid - Austin & Lone Star Legal Aid - Houston
  
   
   What You Need to Know About Managing Your Debts

By: Texas RioGrande Legal Aid - Austin
 
  
   
   Wage Garnishment Law (Separate Website)
When can your wages be garnished (taken) to pay for a debt that you owe?
By: U.S. Department of Labor
  
   
   Debt Collection Overview (Separate Website)
If you are unable to make timely payments on a debt, this website provides guidance.
By: Texas Attorney General

    Read this in: Spanish / Español
  
   
   2011 Referral Directory Legal Services and Other Resources This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Legal services and other resources for low-income Texans.
  
   
   Anti-Garnishment Letter This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
An anti-garnishment letter tells your bank that creditors should not take money out of your account without your permission. It is used when you have unpaid debts, and creditors are threatening to sue you.
By: Legal Hotline for Texans
  
   
   Cease and Desist Letter
Notification to a collection agency that you cannot pay your bill and that you are requesting they cease all communications concerning the collection of the debt.
  
   
   Dealing with Debt Collection Harassment This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Information on how to deal with harassment from debt collectors.
By: National Consumer Law Center

    Read this in: Spanish / Español
  
   
   Fair Debt Collections Practices Act (FDCPA) This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
By: The Federal Trade Commission
  
   
   Fox26Law: Your Legal Questions Answered (Separate Website)
Every Tuesday and Thursday in its 7 a.m. newscast on FOX 26 Morning News, legal analyst Chris Tritico offers up some free legal insight. On this page you can ask your questions, watch previous segments, and read Chris' online-only responses to various questions.
By: Fox26 KRIV
  
   
   Get Real Debt Help, Not Promises This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Information about where to get help for debt, as well as advice on how to deal with debt.
By: National Consumer Law Center

    Read this in: Spanish / Español
  
   
   How to Select a Lawyer This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)

By: The State Bar of Texas
  
   
   Know Your Rights When You Owe a Debt This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from unfair debt collection practices. Learn more about your rights in this brochure.
By: National Association of Consumer Advocates
  
   
   Limited Scope Representation This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
A way for people with limited money to afford an attorney.
By: Legal Hotlines for Texans
  
   
   Rights of Debtors in Texas This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Who is a debtor? A business, corporation, or an individual may be a debtor. This paper discusses only individual consumer debts.
By: Legal Hotline for Texans
  
   
   Wage Withholding Frequently Asked Questions (Separate Website)

By: Attorney General of Texas
  
   
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