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Credit Reports and Credit Access
  General Legal Information about your rights
There are 8 resources  
   Credit Access and Credit Reports
This article describes your legal rights when you apply for and get credit.
By: Central Virginia Legal Aid Society, Inc.
 
  
   
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  Other Resources
 
   Senior Citizen's Handbook (Separate Website)
Click above to get more information about this topic from the Senior Citizen Handbook created by the Virginia State Bar.
  
   
   Request for a Credit Report This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Here is a letter to fill out if you want to request a copy of your credit report.
By: Legal Services of Northern Virginia
  
   
   Building a Better Credit Record (Separate Website)
Click above to learn how to improve your credit rating at the Federal Trade Commission's Website.
  
   
   Credit and Your Consumer Rights This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Click above to visit the Federal Trade Commission's site for their brochure on Credit and Your Consumer Rights.
  
   
   Credit Scoring This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Click above to learn how your credit is determined from the Federal Trade Commission Website.
  
   
   How to Dispute Credit Report Errors (Separate Website)
Click above to learn more about how to dispute credit error reports from the Federal Trade Commission's Website.
  
   
   Your Credit Scores This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
6 page brochure that explains how your credit score is achieved and also provides tips how to improve your score.
By: Consumer Federation of America & Fair Isaac
  
   
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