Listing of self-help materials and informational publications.
There are 9 resources
Your Rights
Dealing with Debt Collectors - Video
Short video explaining valuable information about how to deal with aggressive debt collectors.
By: Federal Trade Commission
Read this in:
Spanish / Español
Debtors' Rights: Dealing with Collection Agencies This publication helps you understand debt collection practices and your rights when dealing with debt collectors. Includes form letters you can use to mail to debt collectors requesting that they stop contacting you.
By: Northwest Justice Project
Read this in:
Chinese / 中文
,
Laotian / ພາສາລາວ
,
Russian / Pусский
,
Somali / Soomaali
,
Spanish / Español
,
Vietnamese / Tiếng Việt
How do I Answer a Lawsuit for Debt Collection
0205EN - This packet helps you represent yourself when you have been served with a lawsuit for debt collection. It should be used with our publication "Debtors' Rights in a Lawsuit".
By: Northwest Justice Project
Other Formats:
PDF File
Read this in:
Spanish / Español
How to Claim Personal Property Exemptions 0220EN - Information and sample forms to be used when claiming that some of your property is exempt (protected) from being taken to pay a debt.
By: Northwest Justice Project
How to Present a Charity Care Defense to a Lawsuit for Hospital Debt Collection 5910EN - This packet is intended to help you when you are being sued for hospital-based medical services which you would not owe if the hospital had correctly determined your eligibility for Charity Care.
By: Northwest Justice Project
Read this in:
Spanish / Español
Community Debt and Bankruptcy Issues
(Separate Website)
Community debts are those debts that both you and your spouse are responsible for. This fact sheet defines which types of debts are defined as community debts. (PDF file)
By: Legal Voice
Payday Loans: What to do if You Get Caught in the Debt Trap
A payday loan is a short-term, high-cost loan that must be paid back on or before your next payday, whether your income is from employment or government benefits. Payday loans are made by storefront lenders, check cashers, pawn shops, credit unions, and Internet-based providers.
By: Northwest Justice Project
Other Formats:
PDF File
Read this in:
Spanish / Español
Prioritizing Debt: Which Bills do I Pay First?
General information about which bills you should pay first when you are having trouble paying all of your debts.
By: Northwest Justice Project
Other Formats:
PDF File
Read this in:
Laotian / ພາສາລາວ
,
Russian / Pусский
,
Spanish / Español
,
Vietnamese / Tiếng Việt
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Information, Not Legal Advice. We are providing this information as a public service. We try to make it accurate as of the date noted in the materials. Sometimes the laws change. We cannot promise that this information is always up-to-date and correct. Most of the information provided on this web site is specific to Washington State law.
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