Washington DCWashington DC

Bankruptcy & Debt Collection

Legal Information

  • Bankruptcy Basics

    General facts about D.C. bankruptcy laws, including information about deciding whether to file, how to file and alternatives to bankruptcy. Read More

    By:
    DC Bar Pro Bono Center
    Read this in:
    Amharic / አማርኛ
    Spanish / Español
    French / Français
  • Information about Debt Collection Practices

    If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor." If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector." Many people are unable to pay their debts on time, and debt is not always within your control. A federal law, the Fair Debt Collection Practices Act, requires that debt collectors treat you fairly, and doesn't allow certain kinds of debt collection. Of course, the law does not erase any legitimate debt you owe. In addition to the federal law, D.C. has its own debt collection law, D.C. Code §28-3814. Read More

    By:
    Antitrust and Consumer Law Section in Cooperation with the Office of Attorney General of the District of Columbia
    Read this in:
    Spanish / Español
  • Protecting Your Disability Benefits from Creditors

    Brief information on obtaining benefits and step-by-step information on how to protect your benefits from creditors. Read More

    By:
    D.C. Bar Pro Bono Center
  • Frequently Asked Questions About Student Loans

    Information about how to obtain student loans, repayment requirements, and what do do if you cannot repay your loans. Read More

    By:
    Association of Private Sector Colleges and Universities, formerly the Career College Association
  • Dealing with Debt

    Information about fair debt collection practices, fair credit reporting, credit repair, and how to avoid scams that target people in debt. Content Detail

    By:
    Federal Trade Commission
    Read this in:
    Spanish / Español
  • Wage Garnishment

    A link to DC's law about garnishment, including the limits on how much can be taken out of your paycheck. Content Detail

    By:
    DC Department of Employment Services
  • Abusive Financial Practices

    Information about a number of abusive practices, including signs of predatory lending, tax refund loans, and credit card abuses. Content Detail

    By:
    Center for Responsible Lending
  • Glossary of Loan Terms

    Definitions of terms used in the context of loans and lending. Read More

    By:
    D.C. Bar Pro Bono Center
  • Information About Credit Counseling and Courses for Debtors

    Information about how to choose a trustworthy credit counseling program. Content Detail

    By:
    United States Trustee Program
    Read this in:
    Spanish / Español
  • File A Consumer Complaint

    Tips for consumers and a link to file a consumer complaint in DC. Content Detail

    By:
    DC Department of Consumer and Regulatory Affairs
  • Consumer Complaint Form

    An online form to submit a consumer complaint to the D.C. Office of the Attorney General. The Office of the Attorney General does not represent individual consumers; however, the information you submit will help them determine whether there is a pattern or practice by a business that warrants investigation or possible legal action. Content Detail

    By:
    D.C. Office of the Attorney General
  • Student Aid Information

    General information about repayment, payment relief, disputes and other frequently asked questions, including a scam alert. Content Detail

    By:
    U.S. Department of Education
  • Credit Reports

    Information about credit reports -- what they're used for, how to correct mistakes, and how to get free reports. Content Detail

    By:
    Federal Trade Commission
    Read this in:
    Spanish / Español
  • Avoiding Predatory Lenders

    Comprehensive information about predatory loans, including signs of predatory lending. Content Detail

    By:
    Center for Responsible Lending
  • Payday Lending

    A comprehesive reosurce on the practice of payday lending, including links to frequently asked questions and a list of nine signs of a predatory payday loan. Content Detail

    By:
    Center for Responsible Lending