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The Iowa Legal Aid Website (ILAW)
 
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If the Defendant doesn?t file any response with the Clerk of Court within the 20 day period, the Plaintiff can win by default. It may be clear from the Original Notice what amount the Plaintiff deserves to win. Then the Clerk will enter a judgment for the Plaintiff in that amount. The Plaintiff should ask the Clerk of Court to grant a default judgment. If it is not clear what the amount should be, arrangements will be made for a Magistrate to decide that issue at a hearing. The Plaintiff will be told of the time for that hearing. Each county may have a somewhat different process for presenting these cases to a Magistrate. It is important for the Plaintiff to contact the Clerk of Court?s office. Find out how they determine defaults in a particular county.

If the Defendant loses by default, the Plaintiff must then file a document with the Clerk of Court which will allow a Judgment to be entered. This document is called:  Verification of Account, Identification of Judgment Debtor, Affidavit re Military Service. Some people file this document when they file the small claims action. When this document is filled out and filed, a Judgment will be entered, and the winning party may try to collect on the Judgment.

A defendant can ask the court to set aside a default judgment as long as the defendant tries to do so as soon as possible. This can?t be done any later than 60 days after the judgment is entered. The defendant needs to show the Judge a good reason for not filing an answer in order to have the default set aside.

Note that although most of the time a Plaintiff would win by default, either side can win a Judgment by default. A Plaintiff may win by default due to the Defendant?s failure to file an Answer or to show up for hearing. But a Defendant could also win by default, if that Defendant files an Answer and a Counterclaim, then the Plaintiff doesn?t show up for the hearing. Also, a Defendant who files an Answer but no Counterclaim will have the benefit of seeing the Plaintiff?s suit dismissed if the Plaintiff doesn?t show up for the hearing.

 
 
 

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