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The Iowa Legal Aid Website (ILAW)
 
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?Judgment-proof? means without property or wages which can be executed upon to satisfy a judgment. If a person is truly judgment-proof, they have no garnishable wages, and the only money or property they have is exempt from execution.

You would be wise to bear in mind if a person is judgment-proof before you decide to spend the time and effort to bring a lawsuit against him or her. But if you have gone ahead and obtained a judgment against someone who is judgment-proof, you had best forget about trying to collect for the time being. You can always try collection again if the person?s situation changes in the future. (See the next section for a discussion of renewing judgments.)

 

 
 
 

READ THIS BEFORE USING ANY PART OF THE IOWA LEGAL AID WEBSITE (ILAW) If you cannot afford a lawyer and have a legal problem in Iowa, you may be able to get free legal help. Call Iowa Legal Aid. To find out which office serves your county, call 1-800-532-1275 or 515-243-2151 in the Des Moines calling area. If you are age 60 or over, you may be able to get free legal advice from The Legal Hotline for Older Iowans at 1-800-992-8161 or 282-8161 in Des Moines. All numbers are Voice and TTY.

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