Buying a New or Used Car
Legal Information
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Automobiles - FTC Web Site for Consumers
This web site contains information about buying a new car, buying a used car, leasing a car, renting a car and fuel costs and expenses. The web site also contains information for businesses that sell or lease vehicles. Content Detail
- By:
- Federal Trade Commission
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Automobile Warranties
Lawline FAQ: There are two types of warranties that may come with the purchase of both new and used cars: express warranties and implied warranties. Be sure you know your rights under express and implied warranties, as well as extended warranties and service contracts. Content Detail
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- South Carolina Bar Association
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Auto Title (Car) Loans
Before you say ?yes,? there are many things you should know to avoid making a bad deal when taking out a loan to buy a car. Content Detail
- By:
- Appleseed Foundation
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66 Ways to Save Money
This web site lists many ways to save money in transportation, food, housing, banking and other needs. From the Consumer Literacy Consortium, a working group of representatives from federal and state government agencies, consumer groups, business organizations, and educational institutions that seeks to develop and disseminate essential messages to inform and educate consumers. Content Detail
- By:
- Federal Trade Commission
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Buying a Used
PDF document (may load slowly). Content Detail
- By:
- South Carolina Appleseed Legal Justice Center
- Read this in:
- Spanish / Español
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Buying Selling, or Leasing a Car
So, you plan to buy a car. The thought might excite you, or maybe it makes you anxious. But no matter how you feel about it, the bottom line is that you are about to make a major purchase to part with a substantial amount of hard-earned dollars for an item that is going to be around for a while. Here are some tips on making the experience a happy one. Content Detail
- By:
- American Bar Association
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Car Loans: Understanding Vehicle Financing
Understanding Vehicle Financing With prices averaging more than $20,000 for a new vehicle and $9,500 for a four-year-old vehicle, most consumers need financing or leasing to acquire a vehicle. In some cases, buyers use “direct lending:” they obtain a loan directly from a finance company, bank or credit union. In direct lending, a buyer agrees to pay the amount financed, plus an agreed-upon finance charge, over a period of time. Once a buyer and a vehicle dealership enter into a contract and the buyer agrees to a vehicle price, the buyer uses the loan proceeds from the direct lender to pay the dealership for the vehicle. Use this web site to find out more about car loans. Content Detail
- By:
- Federal Trade Commission
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Complaint Services
The South Carolina Consumer Protection Code gives the South Carolina Department of Consumer Affairs' Administrator broad powers and responsibilities to accept all types of complaints dealing with any consumer transaction arising out of the production, promotion or sale of consumer goods and services. The Division of Consumer Services is responsible for processing and evaluating consumer complaints received by the Department. The division endeavors to determine the probable basis and merit of each complaint. The evaluation of each complaint also includes advising consumers of the results of our determination. Content Detail
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- SC Department of Consumer Affairs
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Consumer Debts and the Law
Do you owe someone money? Having trouble paying off your debt? This brochure can help you understand your rights as a consumer debtor. PDF document (may load slowly). Content Detail
- By:
- South Carolina Bar Association
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Consumer Rights in Auto Repossessions
Lawline FAQ: Before a lender can repossess your car you must have used your car as collateral for the loan and you must have defaulted on your contract with the lender. Usually, when you borrow money to buy a car, you have to use the car as collateral. If you do so and get behind on your payments, your contract will say that you have defaulted and your car may be repossessed. Although your contract with the lender governs the default and the repossession, you still have certain rights under state and federal law. Content Detail
- By:
- South Carolina Bar Association
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Dealing with Automobile Dealerships
Lawline FAQ: Nearly everyone has had an unpleasant experience in buying or maintaining an automobile or knows someone who has. Also, nearly everyone knows of cars that have given years and years of trouble-free service. To protect your legal rights and ensure that your purchase will meet your needs and provide minimal aggravation, you need to take certain steps both before and after the purchase. Content Detail
- By:
- South Carolina Bar Association
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FuelEconomy.gov
This web site helps you (1) find and compare cars based on fuel efficiency, (2) get gas mileage tips, (3) examine gasoline prices, (4) learn about fuel economy ratings (4) learn why fuel economy is important, and (5) learn about new hybrid, electric and alternative energy vehicles. Content Detail
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- U.S. Environmental Protection Agency and Department of Energy
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Keys to Vehicle Leasing: A Consumer Guide
Under the federal Consumer Leasing Act, you, the consumer, have a right to information about the costs and terms of a vehicle lease. This information will help you compare lease offers and negotiate a lease that best fits your needs, budget, and driving patterns. This quick consumer guide is for a closed-end lease, the most common type of vehicle lease. Content Detail
- By:
- The Federal Reserve Board
