Debt Collection, Garnishment, Repossession

Legal Information

  • Consumer Rights in Auto Repossessions

    Before a lender can repossess your car you must have used your car as collateral for th eloan and you must have defaulted on your contract with the lender. Although your contract with the lender governs the default and the repossession, you still have certain rights under state and federal law. Content Detail

    South Carolina Bar Association
  • Rules of the Road on What Debts to Pay First PDF

    A list of rules you should follow when trying to eliminate debt. Content Detail

    South Carolina Legal Services - Columbia
  • Debt Collection

    If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor." If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector." You should know that in either situation, the Fair Debt Collection Practices Act requires that debt collectors treat you fairly and prohibits certain methods of debt collection. Of course, the law does not erase any legitimate debt you owe. This brochure answers commonly asked questions about your rights under the Fair Debt Collection Practices Act. Content Detail

    Federal Trade Commission
  • Fair Debt Collection Practices FAQs

    Content Detail

    SC Department of Consumer Affairs
  • Your Rights Against Debt Collectors

    This web site describes your basic federal rights in connection with debt collectors. Content Detail

    U.S. Federal Trade Commission