Debt Collection, Garnishment, Repossession
Legal Information
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Automobile Warranties
Lawline FAQ: There are two types of warranties that may come with the purchase of both new and used cars: express warranties and implied warranties. Be sure you know your rights under express and implied warranties, as well as extended warranties and service contracts. Content Detail
- By:
- South Carolina Bar Association
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Auto Title Loans
PDF document (may load slowly). Content Detail
- By:
- South Carolina Appleseed Legal Justice Center
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Buying a Used
PDF document (may load slowly). Content Detail
- By:
- South Carolina Appleseed Legal Justice Center
- Read this in:
- Spanish / Español
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Consumer Rights in Auto Repossessions
Lawline FAQ: Before a lender can repossess your car you must have used your car as collateral for the loan and you must have defaulted on your contract with the lender. Usually, when you borrow money to buy a car, you have to use the car as collateral. If you do so and get behind on your payments, your contract will say that you have defaulted and your car may be repossessed. Although your contract with the lender governs the default and the repossession, you still have certain rights under state and federal law. Content Detail
- By:
- South Carolina Bar Association
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Dealing with Automobile Dealerships
Lawline FAQ: Nearly everyone has had an unpleasant experience in buying or maintaining an automobile or knows someone who has. Also, nearly everyone knows of cars that have given years and years of trouble-free service. To protect your legal rights and ensure that your purchase will meet your needs and provide minimal aggravation, you need to take certain steps both before and after the purchase. Content Detail
- By:
- South Carolina Bar Association
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Consumer Debts and the Law
Do you owe someone money? Having trouble paying off your debt? This brochure can help you understand your rights as a consumer debtor. PDF document (may load slowly). Content Detail
- By:
- South Carolina Bar Association
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Credit - An FTC Consumer Law Web Site
This web site contains over 100 documents that deal with credit issues, including credit scams, privacy issues, identity theft, electronic banking and credit cards. The web site also contains information for businesses. The documents may be viewed and printed from the screen or printed in PDF format. Content Detail
- By:
- Federal Trade Commission
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Fair Debt Collection
If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor." If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector." You should know that in either situation, the Fair Debt Collection Practices Act requires that debt collectors treat you fairly and prohibits certain methods of debt collection. Of course, the law does not erase any legitimate debt you owe. This brochure answers commonly asked questions about your rights under the Fair Debt Collection Practices Act. Content Detail
- By:
- Federal Trade Commission
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Consumers' Rights in Business Bankruptcy
Lawline FAQ: Rights and obligations of consumers when businesses go bankrupt. Content Detail
- By:
- South Carolina Bar Association
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Fast Facts - SC Department of Consumer Affairs
PDF document (may load slowly). Content Detail
- By:
- SC Department of Consumer Affairs
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Overview of Predatory Lending Law
Report on current laws regarding predatory mortgage lending. PDF document (may load slowly). Content Detail
- By:
- South Carolina Appleseed Legal Justice Center
