7. What if FEMA denies me?

10. Can I get other kinds of help from FEMA?

• Your first step is to apply for disaster relief with the Federal Emergency Management Agency (FEMA). 
• FEMA can give you money to pay rent. If there is no place you can rent, FEMA can let you live rent-free in a mobile home or other federal property.
• You can apply online at www.fema.gov. FEMA urges you to register online. Many people are applying, which may give you trouble applying online.
• You also can call 1-800-621-3362. The phones are open 24 hours a day, 7 days a week. They stay busy. Your best chance to get through is in the early morning or late at night.
• You can go to a FEMA Disaster Recovery Center and get help with filing by phone or online. If you are hearing-impaired, you can call 1-800-462-7585.
• Be ready to give your Social Security number, describe your losses, give financial information and give directions to the damaged property. 

12. When do I apply? 

• The deadline for this program has passed. Applications were due no later than October 28, 2005. 
• You should first make a claim on your own insurance policy.

13. What do I need to show?

• See Disaster Relief Section Above 

14. How much help can FEMA give me?

• If you were in one of the eight worst-hit counties, you can first get a check or direct deposit for $2,358 to pay three months' rent. Otherwise, FEMA figures your monthly rent assistance.
• You can go back to FEMA to re-certify. You may then get rent assistance for up to a total of 18 months.
• No one can garnish your rental assistance money.
• If you can't find a place to rent, FEMA can give you a mobile home.

15. What if FEMA denies me? 

• You have the right to appeal. Your denial notice tells you how to appeal.  
• You may be able to get help from the Department of Housing and Urban Development (HUD.) HUD's Katrina Disaster Housing Assistance Plan (KDHAP) is for people who had been getting housing assistance from HUD, and for people who had been homeless. FEMA should refer you to this program.

16. What help can I get from KDHAP?

• You can get a voucher that you can use to rent a house or apartment.
• The Housing Authority should help you find a home for which you can use the voucher.
• The Housing Authority will inspect the home to make sure it meets HUD standards. 
• The Housing Authority can also pay your utility deposit.
• You have to pay your own utilities.
• Your voucher is good for 18 months.

17. How can I show I qualify for KDHAP?

• HUD is using its records on people who were getting HUD housing assistance before Katrina.
• For homeless people, HUD is looking at homeless records from a system called HMIS. HUD is also looking at what you said when you applied for FEMA.

18. If I get a mobile home from FEMA, can they take it away?

• Yes. After 18 months, you lose the mobile home unless FEMA extends the time period.
• If other adequate housing comes available, FEMA can make you leave the mobile home.
• If FEMA finds you lied or committed fraud, it can take away your mobile home.
• You can also lose the mobile home if you don't show FEMA that you are working on a plan for permanent housing.

19. Do I have a right to fight the loss of the mobile home?

• FEMA has to give you 15 days notice.
• The notice has to give FEMA's reason for wanting you out.
• The notice has to explain the appeal process. You also have rights under Alabama law.

20. What if I had left my husband, but he filed for Housing Assistance including me? 

• FEMA lets one person tell what people lived in the home before the hurricane.
• It usually gives one temporary housing residence for all those people. 
• You should tell FEMA that your husband lied, and that you and your children are a separate household. Then, you should get your own temporary housing. 
• If FEMA doesn't do this, you can point out that a single household can get a second temporary housing residence if the nature of the household requires it. Protection from domestic violence should require it. Call Legal Services Alabama if you need help at 1-877-393-2333.

21. What if my family was all living together with HUD assistance, but we went different places after the storm? 

• HUD will give KDHAP help where you are. 
• HUD can give KDHAP help to others from your family where they are.

22. If HUD denies me KDHAP, can I appeal? 

• Yes. HUD has not yet decided on the appeal process, however.

23.  My house was damaged, and I cannot live in it.  Do I need If my home is damaged and I can no longer live in it, do I still have to pay my mortgage?

• Yes.  You must pay your mortgage even if damage keeps you from living in it.
• However, check with your lender.  Many companies offer a grace period after a disaster.
• Note that your lender will probably keep adding interest.

24. What if I cannot pay my mortgage? 

• If you are buying from Rural Housing, you may be able to get a moratorium for six months.
• You need to show the hurricane made you lose a job or caused severe damage to your home.  See Current Disaster Declarations: Rural Development Disaster Assistance.  Note that many people still call Rural Housing Service by its old name of Farmers Home.
• Rural Housing buyers may be also be able to get their loans re-done.
• If you have any kind of FHA or HUD mortgage, you automatically get a 90-day moratorium.
• If you have any kind of FHA or HUD mortgage, you may be able to get late charges waived.
• If you got a written foreclosure notice due to financial hardship tied to a disaster, you may be able to get Federal Emergency Management Agency (FEMA) payments to help you with your mortgage payments.  

25. What if I fell behind, but I now have income?

• If you have income and you want to keep your house, filing a chapter 13 bankruptcy may help.
• In this type of bankruptcy, the homeowner makes regular mortgage payments and also pays money into court each month toward the mortgage arrears and other back expenses.
• If you think you may want to file a Chapter 13 bankruptcy, call a lawyer.

26. What if I live in a condominium? 

• If you live in a condominium or pay any type of homeowner association for maintenance, you must pay your maintenance fees.

27. What if the homeowner association is not fixing common areas or making good repairs? 

• You still have to pay.  Otherwise, you could lose your house to foreclosure.
• You should attend the homeowner association meetings to voice your concerns.
• You should also talk with other homeowners and members of the board about your complaints.
• A group of you may want to seek legal advice.

28. I have homeowner's insurance, but I was told it will take months for an adjuster to look at my house and longer for a check to be issued.  My house needs lots of expensive repairs.  I'm not even sure I can live there until it's fixed.  Can I get help to fix it?  Can I get help to live somewhere else until it's fixed? 

• Call your insurance company.  If you have homeowner's insurance, you will most likely be eligible for money for living expenses while you cannot live in your house.
• Your company may give you an advance payment to cover a part of your loss.

29. What if I don't have homeowner's insurance? 

• You may be able to get help under the Individual and Family Grant (IFG) program to pay for necessary repairs to essential parts of your home.
• IFG may also be able to pay for flood damage, which is not covered by regular homeowner's insurance.
• You may apply for IFG by calling 1-800-621-3362.

30. The apartment I live in is in really bad shape from the hurricane, but the landlord told me that if I want to stay I must pay full rent.  What should I do? 

• Your landlord may also be hurting until insurance money comes in for repairs.
• Ask your landlord to reduce your rent until the apartment.
• You can also ask your landlord to let you move to another unit.

31. What if my landlord won't negotiate? 

• You cannot force your landlord to reduce the rent.
• If your apartment is so badly damaged you cannot live there, you may be able to break your lease.
• Legal Services Alabama can give you information about breaking your lease.  You can go to its website www.alsp.org and get information in the section on "Know Your Legal Rights."  Or you can call our toll-free number: 1-877-393-2333.

32. My apartment is so bad I cannot live in it.  I am going to move. I want my security deposit returned.  What are my rights?

• If you live in a Rural Housing assisted apartment, you have the right to apply to move into another assisted apartment.  You will get priority.
• If you  have a written lease, read your lease to see what it says.
• If you do not have a written lease, or your lease does not say anything about deposits, then you should talk to your landlord.
• If your landlord does not give you back your security deposit, you can sue for it.
• Realize that if you sue your landlord, your landlord may counterclaim for rent.

33. All my stuff was destroyed when the roof fell in on the place I rent.  What help can I get? 

• If you had renter's insurance when the hurricane hit, call your insurance company.
• If your situation is desperate, let your company know.
• Your company may give you an advance payment to cover a part of your loss.
• Read the information in the insurance section of this handout about how to prepare for the adjuster's visit and how to handle your insurance claim.

34. What if I do not have any insurance on my property?

• If you did not have renter's insurance, see if your landlord's insurance covered your belongings.  It usually will not.
• If your losses are not covered by any insurance policy, you may be able to get IFG money for replacement of necessary items of personal property.
• You may apply for these benefits through FEMA at 1-800-621-3362.

35. My landlord told me to move out the next day because he wants the apartment for his daughter who lost her house in the hurricane.  He told me if I wasn't out, he'd change the locks. Do I have to move?

• Alabama law does not let a landlord just lock you out.
• A landlord cannot turn off utilities or use any other "self help" means to get you to leave.
• Instead, the landlord must file an eviction action in court.
• Your landlord must first give you a written notice to move.
• Find out more about evictions at the Legal Services website, www.alsp.org and get information in the section on "Know Your Legal Rights."
• If you get any eviction court papers, you can call Legal Services.
• If your landlord locks you out, you can call a lawyer about suing your landlord for your damages.

36. Where can I get more information?

• You can go to HUD's website at http://www.hud.gov/katrina/index.cfm.

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INSURANCE 

1. How can I make sure I get my insurance company to pay?

• You first have to make a claim.  You may have claims under homeowner's, renter's or car insurance.
• If any insurance policy may cover any of your damage, call your agent, broker, or insurance company as soon as possible and report your loss.
• Do this even if you are not sure you have coverage.
• Do this even if you do not know if your claim will exceed your deductible.
• Make sure you write down the name of the person you speak to.
• Also write down the claim number the person you call gives you.
• You do not have to have a copy of your policy to make a claim.
• If you had to leave your home, make sure you give your insurance agent an address and telephone number where he can reach you.

2. What if I can't get through to my insurance company over the phone? 

• Write a letter telling the company about your loss.
• Make sure to keep a copy of the letter.

3. What if I live in a condominium? 

• If you own a condominium, you should look at both the coverage provisions in your association insurance policy, and the coverage under your individual unit coverage owner's insurance policy.

4. How do I get an insurance adjuster out to my home to assess the damage? 

• Ask the insurance company to send an adjuster to look at your property.
• To protect your rights, you should do this in writing.
• If necessary, you can call the insurance department for the state where your property is.
• The number for the Alabama Department of Insurance is 334-269-3550.
• The number for the Louisiana Department of Insurance is 1-800-259-5300 (toll-free inside Louisiana only).  If you are out of state, call 225-342-5423.
• The toll-free numbers for the Mississippi Department of Insurance are 1-800-562-2957 (if calling from inside Mississippi); and 1-866-856-1982 (if calling from out of state).

5. What can I do to prepare for the insurance adjuster? 

• Try to make a list of all property damaged or destroyed.  Make your list as complete as you can.  For each item, include a description, the date of purchase or approximate age, the cost at time of purchase and what you estimate it will cost to replace the item.  Make a copy of the list so you can give your agent one and keep one.
• Take pictures of the damaged areas.
• Write down the names, addresses and telephone numbers of witnesses.  It is extra important to get information about anyone who saw damage caused by wind, rather than by flooding or storm surge.
• Obtain repair estimates.
• Try to locate original bills, canceled checks and receipts for lost items. Submit copies of these with your claim.
• Keep a record of your expenses.  This includes what you pay for other housing.

6. What if I cannot wait for the insurance adjuster? 

• Some insurance policies reimburse you for temporary housing relocation costs while your home is being repaired and for car rental costs while your car is being repaired or replaced.
• Check your policy or call your insurance company.
• If your situation is desperate, make sure that you let the insurance company know.
• If the insurance company agrees you are covered, ask for an advance payment toward your losses.
• Due to the extreme amount of damage caused by a hurricane, insurance companies may recommend you start repairing the damaged property before the adjuster's visit.
• You should get the insurance company's permission before doing so.  Do not start repairs before you talk with someone from the company. 
• Many companies will also give you an emergency advance to cover some repair costs.

7. What if the insurance company offers to pay me some money now? 

• You should carefully read any release or waiver before cashing any check from the insurance company.
• Sometimes, the insurance company will make you sign a paper saying the check is the full and final payment of your claim.
• Some insurance companies are paying some cash up front, but only if you sign a paper saying all the damage was from flooding.  If you sign, you will not be able to collect on a regular homeowner insurance policy, which usually does not cover flooding.
• The Mississippi Attorney General has filed suit against five insurance companies that are trying to get people to sign papers giving up their rights.
• If you have any question about the settlement offer, call a lawyer before settling and before cashing a check that is for payment in full.
• Before you settle with the insurance company, make sure you know the full extent of your damage and the full value of your claim.
• It may be important for you to get estimates before you agree to a specific amount.  You may even need to get the work completed first.

8. How much should my insurance company pay me? 

• Read your policy.
• Most insurance companies will only reimburse you for reasonable cost of repair.
• If prices quoted for repairs seem too high, get another estimate.
• Always, try to get your insurance company's agreement before undertaking repairs.
• Remember that your claim will only be approved up to your policy limit, even if the repair costs are reasonable.

9. What if the insurance company denies my claim or offers me less than I think I am entitled to receive? 

• You should ask the insurance company to give you its reasons in writing.
• If you think the insurance company may be wrong, consult a lawyer.
• Most insurance policies give you only one year from the date of the damage to bring any suit against the insurance company for failure to pay a claim.
• If you do not file suit in time, you may be unable to get anything.

10. What if my insurance does not cover all of the damages to my home or personal property? 

• You may be eligible for benefits under the FEMA program if you are unable to pay for repair or replacement of essential parts of your home or essential personal property.
• See the FEMA section of this handout.
• If you keep all of your repair and replacement receipts, you may be able to file your losses with IRS on your income tax returns next year. For information, you may call IRS at 1-800-829-1040.

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AVOIDING RIPOFFS 

1. What if someone says he is from the Department of Insurance or my insurance company and offers to speed up my claim if I pay him some money?

• Beware of anyone who makes this kind of claim.
• Ask this person's name and immediately report him to your insurance company or the Alabama Department of Insurance.

2. What if somebody else offers to help speed up my claim in exchange for some of my insurance benefits? 

• Call the Alabama Department of Insurance about this kind of person, too.
• Consult a lawyer before signing any contract.

3. How can I keep from paying too much for repairs?

·         The Attorney General recognizes that home repair fraud is a serious problem in Alabama and is a particular threat during times of natural disaster.  He has made most of the following suggestions:

• Find out as much as you can about the workers.
• It is especially important to find out about people who come without you calling.
• It is also important to check out people who come from out-of-town after a natural disaster.
• Ask if the worker is bonded or insured.  Ask to see proof.
• Ask if the worker is licensed.
• Regulations vary, but plumbers and electricians must be licensed by the state.
• General contractors may need local licenses if they do major work.
• To do home repairs costing over $10,000, general contractors may also need a home builder's license.  You can go to the Home Builders Licensing Board website, http://www.hblb.state.al.us/, to see if a contractor is licensed.
• Contractors who do small odd jobs may not have to be licensed.
• Ask if your job requires a permit.
• Most construction and major home repairs need a permit from the county or city.
• Do not let someone talk you into applying for the permit in your name. If they do not want to be known to local officials, they may be hiding from a bad reputation.
• Get a written estimate, detailing the work to be done and setting a completion date.
• Ask for references. Get names and addresses.  Call the references.  Consider going to see some of the  work the contractor has done.
• Avoid paying too much money up-front.
• You should pay only a minimal amount, perhaps as much as one-fourth, to indicate good faith and ability to pay. If they tell you more money is needed in advance, be wary. They should have sound financial standing to pay for supplies or have good credit to make necessary purchases until you compensate them afterward.
• Make sure you can contact the contractor. Be wary if they can only give you a beeper number or a post office box address. Businesses with established addresses are usually safer.
• A state law signed September 13, 2004, prohibits "unconscionable pricing" of items for sale or rent  whenever the Governor has declared an official state of emergency.
• A price is usually unconscionable if it exceeds the average price charged in the area during the last 30 days.
• Ask questions to find out if the price is in line with pre-disaster prices.

10. Where can I get more information? 

• You can go to the website for the Alabama Department of Insurance at www.aldoi.gov. On the website, you should click on the section for Hurricane Season Tips.
• You can go to the website for FEMA at www.fema.gov.

11. Where can I report problems? 

• You can report any problems of alleged fraud or illegal price gouging to the Attorney General's Family Protection Unit and Consumer Affairs Unit toll-free.
• You can reach the Family Protection Unit at 1-800-230-9485, at www.familyprotection.alabama.gov, or by writing to 11 South Union Street, Montgomery, Alabama 36130.
• You can reach the Office of Consumer Affairs by calling 1-800-392-5658 or though the Attorney General's main web page at www.ago.state.al.us.

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BANKRUPTCY

1. I lost everything because of Hurricane Katrina. Will it help me to file bankruptcy?

• Bankruptcy can help when you have property to protect and a lot of debt that is past-due.
• Before filing bankruptcy, look hard at other ways to solve your problems. Call your creditors to see if they are giving extra time to people affected by Katrina. Look into consumer credit counseling. You may be able to work out a repayment agreement or file a claim of exemption. Read more about bankruptcy at www.alsp.org. Go to "Know Your Legal Rights."
• Try to wait until you have income coming in before filing bankruptcy.
• If you have enough new income, you can take advantage of the fresh start bankruptcy gives you. If you don't have enough new income, you get out of one hole just to fall into another.
• You may need to file bankruptcy if you have to stop a lawsuit, garnishment, foreclosure eviction or revocation of a driver's license.

2. I came to Alabama from a disaster area. Can I file bankruptcy here? 

• You usually have to file in the state where you live. However, if you left due to Katrina, the Court will let you file your case and attend hearings where you are staying now.
• If you plan to return to Louisiana or Mississippi in the next month or two, you may want to file there.

3. I heard there's a new law that makes it harder to file bankruptcy. Is this true?

• The Bankruptcy Reform Act took effect on October 17, 2005.
• Now the Court looks further back at what you did with your money and property before filing bankruptcy.
• It is now harder for most people with above-average income to wipe out debts. However, the Court will let you wipe out your debts if the hurricane reduced your income and increased your expenses.
• Most people have to file more of their papers with the Court. However, the Court will make sure you are not penalized if you can't get hold of those papers because of Katrina. 
• It may also be harder to use bankruptcy to get rid of your debt if: 
  • You owe a lot of child support. 
  • You owe debts that someone calls fraud. 
  • You owe damages for a wreck due to reckless driving.
  • You have a car you bought after April 21, 2003, and you 
    owe more on it than it is worth. 
  • You have filed bankruptcy in the last few years. 
  • You have a student loan from a for-profit source. 
  • You have been convicted of certain drug-trafficking
    crimes. 

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IMMIGRATION 

1. Do I need to be a U.S. resident or citizen to apply for emergency disaster relief?

• You can qualify for non-cash FEMA disaster programs even without legal immigration status.
• Getting other benefits depends on your immigration status. 

2. Will I be considered a public charge and denied residency if I apply for Emergency Disaster Relief? 

• No.  INS will not count acceptance of Emergency Disaster Relief public cash assistance that could prevent you from becoming a resident.
• You will not be classified as a public charge solely because you accept emergency disaster assistance. 

3. If I lost my "green card" in the hurricane, how can I get a replacement?

• You need to fill out a form I-90 and, if you can, file it in person.  You can file in person at the Atlanta district office located at the Martin Luther King, Jr. Federal Building at 77 Forsyth Street SW., Atlanta, GA 30303.  You can also e-file at http://uscis.gov.
• You can get the immigration form I-90 from INS by calling 1-800-375-5283 or by going to http://uscis.gov/graphics/formsfee/forms/i-90.htm.   
• Along with the I-90 you must submit two recent residency photographs (2"x2", color with a white background - "passport" style) and a cashier's check or money order for $185.00, plus a $70.00 fee for biometrics. (Total filing fee is $255.00)
• If you can't afford the fee, you may be able to convince INS to waive it.

4. If I lost my work permit in the hurricane, how can I get a replacement? 

• You need to fill out immigration form I-765.
• You can get the immigration form I-765 from INS by calling 1-800-870-3676 or by going to http://uscis.gov/graphics/formsfee/forms/i-765.htm.
• If you have a photocopy of your lost work permit, attach it to the I-765. Also include a photocopy of any papers that entitle you to a work permit, such as application of asylum, suspension of deportation or adjustment of status.
• You have to include a $175.00 cashier's check or money order for a replacement work permit.
• You can mail the form to INS-Atlanta District, Martin Luther King Jr. Federal Building, 77 Forsyth Street SW., Atlanta, GA 30303, or to INS Service Center, P.O. Box 851041, Mesquite, TX 75185.
• You can also e-file at http://uscis.gov/graphics/formsfee/forms/i-765.htm.  

5. Can I work while waiting for a replacement?

• Yes.  The Department of Homeland Security has told employees that they can hire people who have lost their work papers and even their proof of identity.

6. Do I need to let INS or the immigration court know that I have moved as a result of the hurricane? 

• If you have a pending case, you must inform the immigration court of any change in address or telephone number within 5 days.
• Send immigration form EOIR-33 by certified mail to: U.S. Department of Justice, EOIR, Office of the Immigration Judge, Martin Luther King Jr. Federal Building, 77 Forsyth Street SW., Atlanta, GA 30303. 
• If you cannot obtain this form, mail a letter to the above address. In the letter include your name, alien registration number, and new address and telephone number.
• If your case is pending before the asylum unit, send notice of a change of address to: Immigration and Naturalization Service, Asylum Unit, P.O. Box 851041, Mesquite, Texas 75185-1041.
• If you are in a shelter or tent site because your home was damaged, you should provide the address of a relative or friend who can receive your mail until you are able to obtain other housing.
• Be sure to include your alien registration number on all letters or forms to INS.
• Send all correspondence by certified mail and keep a copy. Better still, if you can, hand-deliver correspondence to INS in Atlanta.

7. Where can I get more information?

• For more resources for immigrants, visit the National Immigration Law Center: http://www.nilc.org/disaster_assistance/index.htm  

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DOMESTIC VIOLENCE & DIVORCE

OTHER FAMILY ISSUES

1. Will my child be able to get emergency medical care if I cannot be reached by telephone? 

• Yes. A licensed doctor may provide emergency medical care or treatment to any minor who has been injured in an accident or who is suffering from an acute illness, disease, or condition if delay in providing the care will endanger the health or physical wellbeing of the minor.  

2. How can I get counseling for myself or my family?

• Mental Health Agencies and others provide counseling services on an ongoing basis.
• After a natural disaster, additional providers will be available.
• Information on disaster counseling is usually made available through public information announcements after the disaster.
• You should also check with hospitals and other mental health agencies in your community.

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UNEMPLOYMENT COMPENSATION 

1. I'm unemployed. How can I get Unemployment Compensation?
        You can qualify if: 

• You are able to work and available for work. 
• You worked enough before the hurricane. 
• You apply and register for work at a local Employment Services Office.
• You serve a one-week waiting period. 

2. What could keep me from getting Unemployment Compensation? 
        You could be partially disqualified if you lost your job because of simple misconduct.
      You could be totally disqualified if:

• You quit your job without good cause; 
• You lost your job for misconduct after being warned;
• You lost your job for failing a drug test; 
• You lost your job for doing something dishonest; or
• You refused employment without good cause.

IMPORTANT: If you are disqualified, you will not get benefits. You may also lose the chance for future benefits.

3. How can I get Disaster Unemployment Assistance?
        You can qualify if: 

• You are not eligible for regular benefits. 
• You were living or working in one of Alabama's 10 disaster counties.

        One of the following must also be true:

• You lost your job when the hurricane destroyed or closed your employer's business;
• You lost your job because your house or your car was destroyed;
• You could not get to work due to the hurricane; 
• You had been self-employed, but can no longer work because of the hurricane;
• You can't work because of an injury caused by the disaster; or
• The former head of your household died in the storm and left you to support your family.
• EXCEPTION: If you lost money due to damage or crops, you usually would NOT qualify for Disaster Unemployment Assistance.

4. How do I apply for Unemployment Compensation or Disaster Unemployment Assistance? 

• For Unemployment Compensation, call 1-866-234-5382.
• For Disaster Unemployment Assistance, first call FEMA at 1-800-462-9029 to get a registration number. Then call 1-866-234-5382 to complete your application. The last day to file was November 30, 2005.
• If you miss the deadline, you may be able to file late. You would have to show a good reason. Don't take that chance.
• If you can't get through when you call, keep trying. It is usually easier to get through on a Wednesday or Thursday.

5. How long does it take before I get my check?

• You may have to wait as long as four weeks before your first check is sent to you.

6. How long can I get benefits?

• You can get benefits for up to 26 weeks. This is true for both regular and disaster benefits.

7. What if the Department says I can't get any kind of Unemployment benefits? 

• You have the right to appeal the decision. You have 15 days from the date on your notice.
• At the hearing, you will have a chance to explain your case to a hearing examiner. 
• Be sure to bring witnesses and papers to the hearing to help you prove your case.

8. Can I apply in Alabama if I lived and worked in Louisiana or Mississippi?

• Call 1-866-234-5382 and tell the Alabama worker where you lived or worked. The Alabama office will e-mail your information to your state.
• If you lived and worked in Louisiana, you can file on the Internet at http://www.laworks.net. 

9. How can I get more information about Unemployment Compensation or Disaster Unemployment Assistance?

• Look at the Website for the Department of Industrial Relations: www.dir.alabama.gov.
• Look at the Website for Legal Services Albama: www.alsp.org. Go to "Know Your Legal Rights" and find more about Unemployment Compensation in the part on Public Assistance.
• For more about Disaster Unemployment Assistance, go to www.nelp.org.
• You can also call 1-800-361-4524 and talk to someone at the Department of Industrial Relations. If you are hearing-impaired, call 1-800-499-2035.

 10. How can I find out about jobs in Alabama?

• Go to http://www.dir.alabama.gov and click on "Employment Services" under "Department Quick Links."